Ukwenziwa kweMpilo kwiNkcazo yezeMpilo ingabangela ukuNkcenkceshela kwinkqubo yokuNakekelwa kweMpilo
Iyintoni Isicwangciso soMbutho weZiko loMbutho wezeMpilo?
Ukunciphisa iindleko zomshuwalense yezempilo kunokwenzeka ngamanqanaba amaninzi. Ukujonga ngokugqithiseleyo ukusetyenziswa kwempilo kunye nempilo yabasebenzi kunye nokuphuhlisa iindlela ezintsha zokuhambisa iinkonzo, okanye uxoxisana namaxabiso kunye nabanikezeli bezonyango, bangaba ngumzekelo wokuphucula ukwanda kwezinga lezempilo kwilizwe lonke. UJeff Bezos, i-CEO ye-Amazon ithi, "Kunzima kunokwenzeka, ukunciphisa umthwalo wonyango lwempilo kwizoqoqosho ngelixa ukuphucula iziphumo kubasebenzi kunye neentsapho zabo kuya kulungele umzamo".
Izinzuzo zoBambiswano lweNtshuwalense yeNkonzo yezeMpilo
Ininshurensi isekelwe kwingcamango yokuqokelela iipriyamu ezininzi ukwenzela ukuhlawula ilahleko zabambalwa. Iindleko ezithile, ezifana nokunyamekela, ukuhanjelwa koogqirha rhoqo, kunye nezinye iindleko zonyango zingaqikelelwa ngokulandelelana. Ukusebenzisa ubuninzi bebasebenzi basebenzayo ubambiswano lunesiseko esilungileyo sokuvavanya imizekelo kunye neengcamango zokuphucula ukunakekelwa kwempilo kumanqanaba amaninzi ngelixa kunika ukuphuculwa kwonyango lwabasebenzi babo kunye neentsapho zabo.
Ukudibanisa iNkonzo yabathengi, iTeknoloji, iMpilo, iMicrothelo kunye ne-Inshoni
Ukucatshulwa malunga nento enokuthi ingqalelo kuyo inkonzo yezempilo yoncedo, okanye ukuba ingasebenza njani ihlukahluka ngokubanzi. Nangona kunjalo, ukuqonda amandla ezinkampani ezibandakanyekayo kunika ithemba kwiingcamango zokuba nangona ukudibanisa inkonzo yabathengi, iteknoloji, impilo, amayeza kunye ne-inshurensi idinga ulwazi oluninzi kunye nezibonelelo, i-trio yama-Amazon, iBerkshire Hathaway kunye neJPMorgan Chase, ininzi unikezele ngomzamo kunye kunye nentsebenziswano.
I-Per Warren Buffet, uSihlalo we-Berkshire Hathaway kunye ne-CEO, "..Siyabelana ngenkolelo yokuba ukubeka izixhobo zethu ezihlangeneyo emva kweetalente ezingcono kakhulu zelizwe, ekuhambeni kwexesha, kujonga ukunyuka kweendleko zezempilo ngelixa ngokukhawuleza ukwandisa ukwanelisa isigulane kunye neziphumo".
Sacela uCainlin Donovan, uMlawuli woPhulo lweeNkcazo kunye neMicimbi yoLuntu kwiSizwe soMmeli weZizwe eziPhezulu (NPAF) , oko wayecinga ukuba ezinye zeendlela zokuphucula impilo yesigulane usebenzisa intanethi ye-Amazon, unokusibonisa lo mzekelo ukucinga ngawo:
I-Health ayinqandwanga kakhulu yinto eyenzeka ngaphakathi kwimizimba yethu kodwa ingaphandle kwayo. Abasebenzi bezentlalo kwiinkqubo ezahlukeneyo kumazwe ahlukeneyo baye baphumelela ekujonganeni neengxaki zezindlu zogulane okanye iingxaki zondlobo. Ngokufumana i-Amazon ye-Whole Foods, kunokubonelela ngokubonelela ngesondlo kwizigulane-kwaye ngokutya ukutya okanye ukutya okulungiselelwe izifo ezithile, njengesifo senhliziyo okanye isifo sikashukela. "
I-Amazon, i-Berkshire Hathaway, kunye neChase: Inhlanganisela eyinqobe yokuNakekelwa kweMpilo?
Khawucinge nje ngomrhumo wamakhasimende, ukunikezwa kwenethiwekhi, kunye nolwazi lwe-teknoloji yase-Amazon, ulwazi lwe-inshurensi namava eBerkshire Hathaway kunye negalelo lokutshala imali kaJPMorgan Chase kunye.
Ubambiswano kunye nemvelaphi enamandla kwimimandla emininzi kunye nekamva elixhomekeke kwizinto abazakhayo kunye.
Inkonzo yabathengi kwiMpilo yoLondolozo
Iipesenti ezingama-25 zezigulane kwisigxina esandul 'ukuvavanywa yiNational Fatient Advocate Foundation (NPAF) zathi babengenalo ithuba lokuxoxa ngezinto ezibalulekileyo kubo oogqirha babo xa benza izicwangciso zonyango.
Le nkcazo ibonisa indlela ukwaneliseka kwabathengi kubangelwa ngayo kwiimeko ezithile zonyango. Kodwa isisombululo esinokwenzeka sisenokufumaneka kwimigaqo emine ekhokelwayo yi-Amazon esebenzise ukuphucula ngempumelelo ishishini labo kumsebenzi wamakhasimende omhle kunye namava amahle:
- ukugqithiselwa kwamakhasimende kunokuba kugxininiswe kumncintiswano
- nomnqweno wokwakha
- ukuzibophelela ekugqibeleni ukusebenza
- ukucinga kwexesha elide
Ukudibanisa ezi zixabiso kwiiplani zabo kunokuba nefuthe xa bephuhlise isicwangciso socwangciso lwabasebenzi kubasebenzi babo.
Ngokukodwa ukuphuhlisa i-teknoloji enokukunceda ukukhuphela oku kusetyenziswa idatha ingaba ngumtshintshi wezemidlalo kumathuba omthengi kwiinkonzo zempilo.
Ziziphi Iingxaki Ngaba i-Amazon I-Non-Profit Model iyingxaki?
Ngokwe-2017 inzuzo yezempilo ye-Kaiser Family Foundation / uPhando lwezeMpilo kunye ne-Education Trust (HRET), "abasebenzi abancinci banika inkunzi imali engama-1,550 ngonyaka ukwenzela ukuba abantwana baqeshwe ngokubanzi kunabasebenzi abakhulu." Iimali ezilikhulu elinamanci mahlanu anesigidi seMerika zithembele kwi-inshorensi yempilo.
Isisombululo sezempilo esisekelwe kumqeshi kwisilinganiselo sale ntsebenziswano singanciphisa iindleko zomshuwalense wezempilo kumqeshi kunye nabasebenzi, ezinokuchaphazela inani elininzi labantu baseMerika kunye neentsapho zabo.
Izinketho ezingcono zoTyalo-mali zabasebenzi kunye nokuGcina
Uninzi lweenkqubo zempilo ezixhaswe ngumqeshi zibone ukunyuka kwindleko yemali ehlawulwa ngumqeshwa kwiminyaka embalwa edluleyo. Ngokomzekelo, ukuba omnye ojoliswe kubambiswano uya kusebenzisa utyalo-mali lwe-JPMorgan Chase kunye nolwazi lwezezimali ekuphuhliseni ukhetho oluphezulu lwe-HSA kubasebenzi, lunokubangela ukuba kubekho ukhetho olungakumbi lomsebenzi kunye nokulondoloza.
Ukuphucula okanye ukuphuculwa kweeNkqubo zoLungileyo
Izikhuthazo zezemali zokuphucula ukuphuculwa kwenkqubo kunye nokuphuculwa kwenkqubo sele zisetyenziswe ngabaqeshi abaninzi. Iinkampani ze-inshurensi seziqalile ukusebenzisa abaqhubi bezobugcisa be-tech ukunikezela izaphulelo zee-premium zomshuwalense . Intsebenziswano yama-Amazon, i-Hathaway, ne-Chase inokunika amathuba amaninzi kwiindawo ezinje, ixesha elide, ezinokuthi zamkelwe ngabanye abaqashi okanye iinkqubo zomshuwalense.
Ukujongana neengxaki kwiNkqubo yeMpilo yangoku
Ithuba elikhulu kwizinto ezintsha zobuchwepheshe kwindlela ukunakekelwa ngayo kunjengokujongana nokungasebenzi, ukucwangcisa imiba kunye nokufikelela oogqirha ngexesha elifanelekileyo kuya kunika amathuba okunciphisa iindleko zabaqabane kwintlangano yempilo entsha kunye nabasebenzi.
Nangona ubuchule bokwenene bokusebenzisa amandla okuthenga ukunciphisa iindleko kuye kwaba yinto yokuxubusha, akungabazeki ukuba ukufumana iindlela ezintsha zokubonelela ngeenkonzo zezempilo okanye ukuza kunye neendlela ezintsha zokuhambisa izidakamizwa ezichanekileyo kunokuguqula iindleko kwezinye iindlela.
Ukukhawula iindleko kumayeza
Ukuhlaziya inkqubo kunye nokuphelisa okanye ukunciphisa iindleko ezinxulumene nabadlali abafana nabaphathi beenzuzo ze-pharmacy, banokubonelela ngokugcina imali kwiinkcitho zempilo. Uyabona umfanekiso othakazelisayo kakhulu ngeKaiser Health News apha onika ingcamango efanelekileyo yokuba le nto ingaba nefuthe kangakanani. Ngenye indlela, abanye baye bacacisa ukuba ubambiswano olutsha lunokubonakala lubandakanyeka ekusasazeni ngokuthe ngqo.
I-IT Solutions kunye ne-Data Collection ukulungiselela Ukunyamekela abasebenzi kunye nokugcina imali
Ubambiswano lungajonge ukujolisa ezinye izinto ezisisiseko ezingasombululwa, njenge:
- Iphepha eliphambili / ulawulo lweenkcukacha kunye nentlangano inokufaka isandla ekulondolozweni kwezempilo. Ngokomzekelo, iimpazamo zokuhlawula ezonyango zibiza imali eninzi.
"Ababoneleli bayakhalaza ukuba iimpapasho zithatha ixesha elininzi, zivame ukukhangela umsebenzi kumafemu angaphandle ahlala enza amaphutha okanye aphezulu. I-teknoloji eyenziwe yi-Amazon kwi-Amazon Go," kuchaza uNksz Donovan, " kuthengwa umthengi wenza njengoko bathabatha izinto okanye bawabuyisele kwi-shelf, kunokutshintsha kwinqanaba lokunakekelwa kwezempilo, okwenza inkqubo echanekileyo enokuthi ifune ixesha elingaphantsi kubaboneleli. "
- Ubunzima ekunakekeleni kwixesha elifanelekileyo liqhuba ezininzi izigulane kwi-ER apho iindleko zibiza kakhulu kunonophelo.
- Abantu banokuyeka ukufumana unyango ngenxa yokuba bayakuphepha ukuya kwi-ER de iingxaki ziqhubekile.
Ukwenza Ukhathalelo lwezeMpilo
Ukuphuhlisa i-app okanye inethiwekhi exhunyiwe apho ukuqeshwa kunokucwangciswa, oogqirha banokulinganiswa, kwaye ukufikelela kwizixhobo zononophelo kuza kubangela ukuba abantu abaninzi baphile.
Khawucinge ngethuba lokudala indlela yokwenza olunye usuku lokuqeshwa, kwaye uqhathanise iindleko kwenkqubo. U-2017 " Ulungelelaniso kunye nethuba: Uphando lwe-US Health Consumer's Worries and Wants " uphando olwenziwa ngu-Oliver Wyman kunye ne-FORTUNE Knowledge Group lubone ukuba xa kuziwa ekuhlawuleleni iinkonzo ezongezelelweyo okanye iimveliso, abaphenduli banomdla kakhulu kwiinkonzo ezinxulumene nezibonelelo , ezifana nokuqokwa kwamanye amazwe kunye nokutyelelwa ekhaya.
I-Amazon, i-Berkshire Hathaway, kunye ne-JPMorgan Chase abayibe ngowokuqala ukufumana iindlela zokuphucula ukunakekelwa kwezempilo ukugcina kwiindleko. I-Google inotyalwe kwiiprojekthi ezininzi ngeGoogle Health. Izinto ezininzi zokuqalisa kunye namanye amashishini sele sele ejolise kwicandelo lezempilo yonke into ephucula izayo. Kucacile ukuba ezi zikhulu ezintathu zimele zibekwe ebhodini.
Omnye umzekelo onokukunika ingcamango yento enokuthi yenziwe kwinxalenye encinci yodwa i-SaveOn Medical eyenza "indawo yokuthengisa emakethe ye-intanethi yeenkqubo zonyango ezisebenzisa ukukhanya okubonakalayo ukunceda izigulane zenze izigqibo ezinolwazi ngokusekelwe kwiindleko, umgangatho okanye ukulungelelanisa". Kwiindaba zamabali, njengaleyo evela kwi-NBC, babelana ngomzekelo wendlela ogcine ngayo isiguli esinye sezigidi zeedola ngenkqubo eyodwa kuphela.
Yiyiphi Inzuzo Xa Abaqeshi Bafumana Uninzi Oluthe Utyalo-mali kwi-Carey Health Care?
Ukunyamekela kwabaqeshwa bakho kuya kudala ukuba yenze inkampani enenzuzo. Ukunyamekela okunokuthintela kunokuncedisa ukunciphisa iindleko zeengxaki emva koko phantsi komgca xa abantu bengenakho ukufumana ukunakekelwa kwempilo, okubangela ukuba bangabikho emsebenzini, ukukhubazeka kunye neendleko zonyango. Ukubonelela abasebenzi ngeenkonzo kunye neenzuzo abazifunayo kunye nokuxabisa nazo kunomthelela ekugcinweni kwabasebenzi.
Siyazi ukuba isigulane sichaze iziphumo ezifunekayo ezabelwana ngazo phakathi kweekliniki, izigulane kunye neentsapho ukuzisa iziphumo ezilungileyo kakhulu. Idatha malunga neenzuzo, ingozi kunye neendleko kunokunceda izigulane zilandele inkqubela phambili, iingxaki kunye neengcingo ekuhambeni kohambo, ukulungelelaniswa nokungenelela kokuhamba, kunye nokwazisa imisebenzi yokwenza isigqibo. Caitlin Donovan, iNPAF
Kungakhathaliseki ukuba intsebenziswano esitsha ihamba njani ekujongeni uluhlu olude lwemiba kunye neengxaki ezikhoyo kwinkqubo yokunakekelwa kwempilo, ukuba bhengeze ukuzimisela ukuqala ukusebenza ekufumaneni iindlela zokuphucula imiba yinqanaba elifanelekileyo. Izinto ezintsha okanye iingcamango abazibekayo ekusebenzeni ngokuqinisekileyo ziya kubonisa amathuba amatsha kuwo wonke umntu kwixesha elide.