Zifundise Ngeekhosi Ezizikhululekileyo
1. Iikholeji ze-Intanethi ze-Intanethi zinikezelwa nge-Fee-Only Advisors
I-NAPFA (uMbutho weSizwe we-Advisors wezeMali ngokwaBantu) ngumbutho wabeluleki kuphela. Abacebisi abathengisa iimveliso okanye baqokelele ikhomishini nayiphi na uhlobo abanako ukulo mbutho.
I-NAPFA ibamba iqela le-webinars yamahhala (utyalo-mali lwentlalo, irhafu, kunye neeklasi zokucwangcisa imali) ezikhoyo kuluntu. Njalo inyanga banikela ngesihloko esahlukileyo esikhokelwa yingcali kule ndaba. Ngokuqhelekileyo uza kuhlawula i-$ 100- $ 300 ngeyure ngeli xesha leengcali. Hlola ii-Webinars ezizayo rhoqo ngenyanga kwaye wenze ixesha lokuphulaphula, ukubukela, nokufunda.
2. Iikopi ze-Intanethi ezirekhodiweyo kwi-YouTube
Dana Anspach, MoneyOver55 uNgcali, kwaye umbhali wale nqaku ufundisa amakilasi e-intanethi kwi-intanethi yakhe, i-Sensible Money, LLC. Izihloko zezifundo kunye namaxesha ahlukahluka kwenyanga ukuya kwenyanga. Iiklasi zifundisa kwimvelo. Zininzi zeeklasi zirekhodwa kwaye zithunyelwa kwi-YouTube. Ukusekwa kwezinto ezisisiseko kunye neengundoqo eziphambili zokuthatha umhlala-phantsi zomgaqo-mali zihlanganiswa rhoqo. Ku-YouTube khangela isifundo sakhe esithandwayo kakhulu, Indlela yokuTyala imali.
3. Khangela iVanguard's Plain Talk® kwiRhafu
Eli nqanaba lotyalo-mali lugxininisa ngaphezu kokutyalomali.
I-Vanguard ibonise le khosi lokutshala imali kwi-intanethi kwinqanaba lezinto ezikhethiweyo ezikuvumela ukuba ucofe kwiihloko kunye nemibandela efanelekileyo kakhulu kwisigaba sakho sobomi.
Iingxowa-mali kunye nokuthatha umhlala-phantsi ziza nababalawuli kunye nemibuzo enokukufumana iimpendulo kwimibandela ethile. Ukuba u tyelela enye ikhosi yotyalo-mali ye-intanethi, le nto yayiza kuchitha ixesha.
Ikhosi iqalisa ngokukuvumela ukuba ucofe kwiziko elilandelayo:
- Ndisisindise okanye ndiqala ukugcina. Izihloko phantsi kwesi sixhobo zikunceda ukuba uqaphele ukuba ungayilondoloza bunjani kwaye kufuneka utyalomke njani.
- Ndilungiselela ukuhlala phantsi. Iqukethe izinto zokufunda kwizinto zonke ngokulungiselela iphothifoliyo yakho ukukubonisa ukuba ungakunqanda kangakanani umhlalaphantsi.
- Ndihlala umhlalaphantsi. Phakathi kwezinye izinto, le khosi ikufundisa indlela yokuvavanya izicwangciso zokurhoxisa eziza kukunceda imali yakho ihlale ixesha elide.
- Izixhobo zokucwangcisa umhlalaphantsi. Izibalo ezinkulu kunye nemibuzo ekunceda ukuba ufumane izigqibo ezintle zokwenza malunga nokunikezwa kwe- IRA , isitampu seenkampani kunye nokunye, okuninzi.
Ukhetho ngalunye lukhokelela ekubhekiselele kwimiba ethile yemfundo ebhaliweyo kuphela kuloo nqanaba lobomi.
4. Zama i-CNN yeMali yokuQala umhlalaphantsi
Le khosi lotyalo-mali luchazwe kwinqomfa lesigxina kunye nochungechunge lwamanyathelo abhekiselela ukuba ungasindisa, njani ukutshala imali, izicwangciso ezixhaswe ngumqeshi, ukuguqula imisebenzi kunye nokurhoxiswa. Ikhompyutheni ye-intanethi inikeza uluvo olubanzi lwezinto ezifuneka ziqwalaselwe njengoko usondele kumhlalaphantsi. Ingongoma ephezulu yokungena kodwa ayifumanekanga kwi-Vanguard.
5. Hlola i-Classroom Investment Classroom
Igumbi lokufundela utyalo lwe-Morningstar linika izifundo ezibalulekileyo malunga nesihloko sokutshala imali.
Iikhosi zotyalo-mali ziqulethe izifundo ezidibeneyo kwiindidi ezilandelayo:
- Amasheya
- ZeNgxowa
- Portfolio
- Bond
Uchungechunge ngalunye lwezifundo luqala ngeendlela ezisisiseko kwaye emva koko luya kufaka iinkcukacha; ukubandakanya izihloko ezinjengeentlawulo, iintlawulo zotyalo-mali, amaxabiso omyinge, kunye necandelo elinikezelwa kwizinto ezintle kunye noko Ukuba inxalenye yengeniso yakho yomhlala-phantsi iya kuvela kutyalo-mali lwakho, ndincoma kakhulu ukuba uhambe ngeeklasi zokutshala kwe-Morningstar.
6. Ukutyelela i-Motley Fool Investment 101
I-Motley Fool yoTyalo-mali 101 ihlelwe ngokungakumbi njengoluhlu lwamanqaku alungiselela zonke iziseko malunga nokutyalomali.
7. Unobutsha Ukuba Ususe Umhlala-phantsi-Unceda Uqwalasele ezinye iindlela zokuhlala phantsi
I-website encinci kwiRetireti ineenkcazo zekhosi elandelayo, kwaye andinakukwazi ukuchaza eli nqanaba elihle naluphi na olungcono kunalo.
"Ndingubani? Ndiyenza ntoni apha? Le mibuzo emibi, ngenye indlela okanye enye, ayinakukhutshwa, malunga nama-50 ubudala kubantu abacingayo. Ungathatha ubomi bakho bonke uphendule, kwaye abanye bethu bayayiphendula. Kodwa kuthekani ukuba unako ukukhawulezisa inkqubo kwaye ube nolonwabo xa usenza izinto ezintsha? Kuthekani ukuba iimpendulo zakho zincede ukuba uqalise ubomi obutsha, obunentsingiselo ngakumbi kwiminyaka ezayo?
Ikhosi 2young2retire yinkqubo enjalo. Ukusebenza kumaqela ane-2young2retire Umqeqeshi oqinisekisiweyo, uya kufumanisa into ebaluleke kakhulu kuwe kwaye apho izakhono kunye namava akho anokufakwa enjongo. "
Kuninzi enokufundwa kwi-intanethi ukuba uzimisele ukutyalima ixesha.