Iimali ezingcono kwiVanguard Fund for Dividends

I-High-Yield Stock Mutual Funds esuka kwiVanguard

I-Investment yeVanguard yinkampani yokuxhaswa ngezimali kunye neengxaki eziphantsi kweendleko eziphantsi, ezingekho mthwalo ezifumanekayo kubalimi-mali namhlanje. Ngako oko, iimali zeVanguard zikhethileyo ziqalile ukukhangela uphando lwakho lwemali ephezulu yempahla ehlawula igalelo.

Izahlulo ziyakwamkelwa njengemvelaphi yengeniso okanye zingasetyenziselwa ukuthenga izabelo ezininzi ze-fund. Uninzi lwabatyalo-mali abathengisa imali yokuxhasana ngemali bahlala befuna umthombo wemali engenayo, oku kuthetha ukuba umtyalomali angathanda iintlawulo ezizinzileyo kunye ezinokwethenjelwa kwi-investment fund yazo.

Kwiimeko ezininzi, ngenxa yemvelo yabo yokuveliswa kwemali, iimali zengxowa-mali zobudlelwane ezifanelekileyo zifaneleke ngokufanelekileyo kubafaki-zimali abahlala phantsi. Kodwa xa uhlahlo lwabiwo-mali lubekwe ngokutsha, le mali ingabakhetha ukukhetha ukutyalomali kwexesha elide.

Kananjalo, imali edibeneyo yemali, ehlala ihlulwe ngexabiso lemali yesitokisi , ithambekele ekubeni yintlonelo encinci (ingengozini encinci) kunezinye iintlobo zemali, ezifana nezengxowa-mali zokuxhasa imali.

Ngaloo ntetho ekwahlulelweni kwindlela, nantsi ezinye zeengxowa-mali eziphezulu zeVanguard zezabelo.

Iimali ezingcono kwiVanguard Fund for Dividends

Izivuno ziya kuguqulwa ngokuhamba kwexesha kodwa ezi zixa-mali ezintathu zinye zi-mali ezifanelekileyo zeVanguard zokuthenga ukuba ufuna igalelo:

• I-Vanguard ukwahlula ukuKhula (i-VDIGX) iyona khetho ekhethekileyo kubatyalomali abafuna igalelo ezifanelekileyo ngoku kodwa bafuna ukubona iirhafu zokuhlawula (izivuno) zikhula ngaphezu kwexesha. Le ngxowa-mali igxininise ukubamba kwayo kwii-stock-cap value-cap stocks nge-10% kwipotfoliyo eyabelwe kwii-stocks zangaphandle. Umlinganiselo weendleko ze-VDIGX yi-0.32% ephantsi kwaye ukuthenga ubuncinci bokuqala ku-$ 3,000.

• I-Index yeVanguard High Dividend Index (VHDYX) ilungele ukuba abatyali-mali bafune ingeniso ngoku ngokuveliswa kweempahla eziphezulu. Iphothifoliyo iqulethe i-stock-cap value of companies in the United States ehlawula ixabiso eliphezulu xa kuthelekiswa neenkampani ezifanayo. Umlinganiselo weendleko zeVHDYX yinqanaba elingaphantsi kwe-0.18% kwaye ubuncinci bokuthenga okokuqala ngu-$ 3,000.

• I-Vanguard Utilities Index Adm (VUIAX) igxininisa kwiimpahla kwi- sector utilities , efunwa kakhulu kwiintlawulo zayo eziphezulu. Izikhundla zokubamba iiphothifoliyo ziquka izitokisi ezinkulu ze-US zamashishini ezincedo, njengeDuke Energy Corporation (DUK) kunye ne-Southern co (SO). Umlinganiselo weendleko ze-VUIAX yinto enobuncwane engama-0.18%. Nangona kunjalo le ngxowa-mali iyaxhaswa kuphela kwiklasi ye-"Admiral" yeVanguard, enokuthenga ubuncinane ubuncinane be-$ 10,000.

Abatyalomali kufuneka bahlale bekhumbula ukuba, nangona imali edibeneyo yohlahlo lwabiwo mali inokuhlawula izivuno eziphezulu zengeniso yangoku, kukho rhoqo umngcipheko omkhulu ochaphazelekayo kunye nalawo mathuba okutshala imali.

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.