Umbuso onokuhlawula irhafu elingaphantsi kwabathathe umhlala-phantsi unokugcina imali engaphezulu kwiifokethi.
Unako ukufumana imali engaphezulu kakhulu ukuba uchithe ukuba uhlala kwelinye lamazwe amaninzi ahlawulwa irhafu ngokuthatha omnye umvuzo. Ngaba kufanelekile ukufudukela? Awukwazi ukuba uqale ukukhangela. Umbuzo kukuba, ukhangele ntoni?
Kufuneka uqwalasele ngaphezu kweerhafu zerhafu. Ngokomzekelo, iPennsylvania ineholo lokufumana ingeniso, kodwa uya kukhishwa yonke ipensheni, iNkxaso yoLuntu kunye ne- IRA . Amazwe angamashumi amathathu anesithandathu angenzi irhafu kwiNtlalo yoKhuseleko, ngoko kuthekani ukuba uhlala kwenye ye-14? Mhlawumbi ucinga ukuhamba.
Urhulumente ngamnye uya kuba nemithetho ekhethekileyo yentlawulo yomhlalaphantsi; qhathanisa amazwe kwaye unokugqiba isigqibo sokuthi ukuhamba kunokufanelekile, okanye unokugqiba isigqibo sokuba kulungile ukuhlala. Ngezantsi zintandathu izibonelelo ezinokusizisebenzisa ukufumana amaziko amaninzi ahlawulwa irhafu ngomhlalaphantsi.
Isikhokelo sika-State-by-State Guide - nge-Kiplinger
Fumana iinkcukacha malunga neerhafu zokurhoxisa kunoma yimuphi ummandla nge- Kiplinger inthanethi. Ngoxa ukhangele imephu yabo yaseU.S. ucofa kunoma yimuphi ummandla iinkcukacha, okanye usebenzise imenyu ehlayo ukuze ubone amaziko aneenkqubela ezikhethwe ngaphambili "njengama-18 amaninzi asebenzileyo". Esi sixhobo siyimithombo engummangaliso. 02 Fumana amazwe amaninzi aRhafu-amaKhosi ngokuKhathalela kwakho
Eli nqaku li-TopRetirement.com libonisa ngokucacileyo ukuba ukhetho lwamazwe ngokusekelwe kwinto yokuba i-tax-down-no-no-tax income not always is the best choice for a retiree. Kufuneka ujonge iirhafu zepropati, irhafu yerhafu, irhafu yokuthengisa, kunye nerhafu yeepenshini kunye noKhuseleko loLuntu. Zonke ezi zinto kufuneka ziqwalaselwe kunye; izinga lokuhlawula irhafu elingaphantsi kommandla omnye lingahlawulwa ngerhafu ephezulu kwelinye. Kufuneka ukhathazeke ngokuchasene kwintengiso yelizwe, ingeniso, kunye neentlawulo zepropati zihluke kakhulu phakathi kwezixeko ezikumgangatho ofanayo. 03 10 Iindawo ezincinane zokuThabatha imali
U-Emily Brandon ubhala kwi- News News yaseUnited States kunye naloo luhlu oluphezulu lweedolophu ezilishumi eziphezulu. Iqwalasela ngaphezu kweerhafu kuphela. Uthi, "Sifake kwiindawo ezingaphezu kwama-2 000 e-US ukufumana indawo ezinokuhlawula irhafu kodwa zibonelela ngezinto ezibalulekileyo zokuthatha umhlala-phantsi njengendleko efanelekileyo yokuhlala kunye nokuzonwabisa okunonophelo kunye nenkcubeko. irhafu yentengiso karhulumente, njenge-Billings, iMont., okanye akukho rhafu yengeniso yombuso, njengeSioux Falls, SD Akukho nto ifana nerhafu ukwenzela ukuba wenze idoli yakho yomhlalaphantsi iqhubeke. " 04 Iimpawu ezilungileyo kunye eziMbi kakhulu kwiRhafu yomhlalaphantsi
Ngaba uhlala eNew York, eWest Virginia, e-Oregon, e-Arkansas okanye eLosana? Ngo-2016, ezi zibekwe njengamahlanu angama-rhafu angama-tax for friendly retirees. Indawo yokuhlala yaseFlorida ihlala phakathi phakathi kwe-28, kwaye i-home state, e-Arizona, ifike ngo-9. Eli nqaku lichaze zombini iindawo ezilungileyo kunye ezibi kakhulu zerhafu yomhlalaphantsi kwaye ikuxelela ukuba kutheni. 05 Imirhumo Ngurhulumente - kwiziko loLwazi loLwazi loLuntu
Ziziphi iintlobo zerhafu yelizwe efihliweyo omele uyikhangele? Living Retirement ithi, "Le ngxenye yeWebhsayithi yethu ikunika ulwazi malunga neerhafu zentlawulo yelizwe, ukuthengiswa kunye neerhafu zerhafu, irhafu kwiholo lomhlalaphantsi, irhafu yepropati kunye nefa kunye neerhafu zezindlu. inokunikela ngexabiso eliphantsi lokuphila. "Eli nqaku linika iinkcukacha ezinkulu kwiirhafu zesizwe onokungaziqwalasela. I-Kiplinger yeSlide yeShow Show - ezili-10 IiNtsapho eziThatyayo zeRhafu
Ufuna nje phezulu 10? Kuphezulu kwoluhlu, urhulumente ophezulu kakhulu werhafu ngu ... Wyoming, State Equality. Ukuba awukhathaleli ubanda, okanye unokuhamba ngezantsi ebusika, kube yindawo enokubiza kakhulu ukubiza ikhaya ngomhlalaphantsi.