Ukulindela ukubuyiselwa kweRhafu yakho? Funda indlela yokuLandela
Leyo mali efanelekileyo enokuyisebenzisa ukuhlawula ityala, ukwakha i-fund yakho yexakeka okanye ukufihla ezinye iindleko. Kodwa, enye yezona nkalo eziphazamisayo ngokufakela ukubuyiswa kwentlawulo yakho kulindele ukubuyiselwa kwemali yakho ukuze wenze indlela yayo kwi-akhawunti yakho yasebhanki.
Ngokwe-IRS, u-e-filing yindlela ekhawulezayo yokufumana imali yakho yokubuyisela imali. Xa ufaka ngekhompyutha, kunokwenzeka ukuba ubuyiselwe imali yakho kwi-akhawunti yakho yasebhanki kwiiveki ezintathu okanye ngaphantsi. Ukubuyisela iphepha, inkqubo inokuthatha iiveki ezintandathu ukuya kwezi-8.
Iindaba ezilungileyo kukuba akufanele uhlale usemnyama malunga nesimo sembuyiselo yakho emva kokufakela irhafu yakho. I-IRS inesixhobo esikhulu kwiwebhsayithi yabo ekuvumela ukuba uhlole ngokukhawuleza imeko yakho yokubuyisela imali.
Kwaye ukuba ulindele ukubuyiselwa kwembuyekezo kodwa ayifiki ngexesha lokulindela, i-IRS inayo inqubo yokulandelela ukubuyiselwa kwemali ekhoyo.
Funda ukuze ufunde malunga nezo zimbini kunye namanyathelo omele uwathathe ukuze ulandele umvuzo wakho.
"Iphi Imbuyekezo Yami?" I sixhobo
"Iphi iMbuyiselo Yami?" Ithuluzi le-intanethi liye lasebenza ukususela ngo-2007. Kulula ukuyisebenzisa nokuchanekileyo usuku ukususela kwi-IRS iiyure ezingama-24 (ngokuqhelekileyo ubusuku bonke).
Ukujonga imeko yokubuyisela imali yakho, maneke uye ku-Where Are My Refund? . Uya kufuna ezintathu zeengcaciso ukujonga imali yakho yokubuyisela imali. Nantsi oku kuyimfuneko ukuba ufumaneke ngokufanelekileyo:
- Inombolo Yakho yoKhuseleko loLuntu okanye iNombolo yoNgcaciso yoMqeshi njengoko isetyenziswe ekubuyeni
- Indawo yokufakela (oko kukuthi, ongatshatanga, intloko yendlu, utshatile ngokubhaliweyo ngokudibeneyo, utshatile ukutshatyalaliswa ngokwahlukileyo)
- Imali eyiyo yokubuyisela imali njengoko ifakwe kwibuyiselo
Xa uyifaka le ngcaciso, uya kubuyela kwiSkrini seSimo seMbuyekezo. Esi sikrini sikhombisa apho ubuyisela imali yakho ngokumalunga nezigaba ezintathu:
- Ukubuyiselwa kwakhona
- Ukubuyiselwa kwemali kuVunyelwe
- Ukubuyiswa kweNtlawulo
Ukuba ubuyiselwe imali yakho, kufuneka kwakhona ukwazi ukubona umhla oqikelelwayo xa uza kufakwa kwi-akhawunti yakho yasebhanki. Kufuneka kubekho umhla ohlukeneyo xa kufuneka uqhagamshelane nebhanki yakho ukuba imali yakho ayibuyanga.
Ungakwazi ukufikelela kwiTayitoreji Yakho yokubuyisela kuyo kwikhompyutha yakho. Ukuba ukhetha ukujonga isimo sakho sokubuyiselwa kwi-device yakho yeselula, unokukwazi ukulandelela ukubuyiselwa kwemali usebenzisa i-IRS2Go. Le nsiza ifumaneka njengokukhuphela mahala kwi-iTunes, i-Google Play ne-Amazon. Ungasebenzisa insiza kwi:
- Hlola isimo sakho sokubuyisela imali
- Yenza intlawulo xa uhlawulwa irhafu
- Fumana uncedo lwentlawulo yamahhala
- Ukufumana iinkcukacha zokukhusela kwiinkonzo ezithile ze-IRS kwi-Intanethi
Ngokutsho kwe-IRS, unokujonga ubungakanani bemivuzo yakho ngokukhawuleza ukuba uyifake ngekhompyutheni: ulwazi lunokufumaneka kwiiyure ezingama-24 emva kokuba i-IRS ifumana ukubuyiswa kweerhafu ngekhompyutha. Ukuba ufaka iphepha lokubuyisela, i-IRS icebisa ukuba uhlole iiveki ezine emva kokuthumela ukubuyiswa.
Enye into ebalulekileyo ekufuneka uyikhumbule kukuba isayithi ihlaziywa kanye kuphela ngosuku.
Ukuhlolisisa isimo sokubuyiselwa kwemali yakho rhoqo ngexesha lonke akuyi kubangela ukuba iqhutywe nantoni na ngokukhawuleza.
Ukulandelela Ukubuyiselwa kwembuyekezo ekujongeni iRhafu yokuPhinda
Eyona ndlela elula kunye neyona ndlela efanelekileyo yokufumana imali yakho yokubuyisela irhafu ihamba nge-deposit ngqo (ukudluliselwa kweemali kwi-akhawunti yakho yasebhanki ngqo). Le ndlela yindlela ekhuselekileyo, kuba akudingeki ukhathazeke malunga nokukhangela kwiphepha elilahlekileyo kwi-imeyile, lenzekile xa usenalo ngesandla okanye lubiwe.
Nangona kunjalo, i-IRS ayivumeli imali engaphezulu kweyesithathu kwi-akhawunti yebhanki ngonyaka ngamnye werhafu, ngoko ke unganakukhetha ngaphandle kokufumana iphepha lokujonga. Ukongeza, unokuba nezinye izizathu zokufuna iphepha lokukhangela. Ukuba isheke sakho sephepha silahleka, unokucela i-IRS ukuba ilandele ngokubiza (800) 829-1954, okanye ngokugcwalisa iFomu 3911 (inqaku lokuba abo bafake njengowatshatileyo befake ngokubambisana kufuneka baqale ngefomu).
I-IRS iya kugqiba ukuba ingotshe yachithwa. Ukuba kwakungekho, i-agesi iya kukhupha isheke lokutshintshwa. Ukuba i-cashed, ke i-agesi iya kudala ipakethi yamabango equka ikopi yetshekiti evunyiwe. Ukulandela ukuhlaziywa kolwazi (kubandakanywa isayinti kumqolo wesheke), i-arhente iya kugqiba isigqibo sokuba ingahlawulwanga okanye ayiyi kukhupha isheke. Lindela le nkqubo, eqhutywa kwiBhovisi le-US yeSebe lezeMali, ukuthatha iiveki ezintandathu.
Ukuba ulinde kwi-deposit yokubuyisela ngqo kunye nomhla wokubakho idiphozi obekwe ngaphambili, jonga kwibhanki yakho ukuba ubone ukuba imbuyiselo ifunyenwe. Ukuba ungene ngokungalunganga inombolo ye-akhawunti yebhanki okanye ulwazi lokuhambisa xa ufaka, okungenza ukuba ubuyiselwe imali yakho. Ukuba ukubuyiselwa imali ayizange ithunyelwe kwi-IRS inkqubo, unokucela ukuba idiphozithi ngqo iqalwe.
Qaphela, nangona kunjalo, ukuba i-IRS ayinako ukunyanzelisa ibhanki ukuba ibuye ibuyisele imbuyiselo eyayibekwe kwiakhawunti engalunganga ngephutha. Ukuba oko kwenzeka, unokufuneka uqhube umcimbi ngokubambisana nebhanki kunye / okanye umnini-akhawunti ofumene ukubuyiselwa kwemali ukuze abuyele imali.
Kuthiwani Ukuba Ufake i-Return Amended?
Ngamanye amaxesha, unokufuneka ulungise ukubuyela kwakho kweerhafu. Ukuba ufake ukubuyiswa okulungisiweyo, ungayilandela isimo sayo kwiwebhusayithi ye-IRS. Ukwenza oko, uzakufuna nje ukufakela kwinombolo yakho yoKhuseleko loLuntu, umhla wokuzalwa kunye nekhodi ye-zip. Ukubuyiswa okulungisiweyo kungathatha iiveki ezintathu ukubonisa kwinkqubo ye-IRS emva kokuyithumela, kunye nezinye iiveki ezili-16 ukuyiqwalasela. Kubalulekile ukwazi ukuba ngaba ufake ukubuyiswa okulungisiweyo kwaye usalindele ukubuyiselwa kwakho.