Njengoko kuboniswe kuMatyala aMarha nakweMatyala angalunganga , akukho onke amatyala ayibi. Enyanisweni, netyala "elibi" alibi kakhulu xa ligcinwe kwinqanaba elifanelekileyo kwimali yakho engenayo (sifunde Ngaba Unetyala elikhulu?
). Nazi ezinye izizathu ezifanelekileyo zokungena ematyaleni.
Izizathu zokuya kwiiTyala
Fumana iqondo lekholeji. Izibalo zibonisa ukuba abaphumelele kwiikholeji bakuthola ngaphezu kwabasebenzi abanesiploma kuphela esikolweni esiphakeme. Ngokutsho kwe-US Census Bureau, abaphumelele kwiikholeji bafumana phantse kabini loo bafundi abaphumelele esikolweni esiphakeme. Ukuthatha imali mboleko yomfundi ukuhlawula imfundo yakho yekholejini kungaba yinto efanelekileyo ukuba ufumana idigali kwintsimi enemali engenayo.
Thenga ikhaya. Ngokuqhelekileyo, izindlu zithathwa njengotyalo-mali kuba zikhula ngexabiso. Ukuthatha imali yokuthenga ngempahla kunye nemigangatho efanelekileyo kuya kukushiya ngexabiso elixabisekileyo xa umboleko uhlawulwa. Zithengela ikhaya lakho kunye nemali yakho yokuboleka imali ukuze uqiniseke ukuba wenza utyalo-mali olusisiseko.
Indlela yokufumana iMortgage Best, Ukuthenga kwaseKhaya, nokuThengisa.
Qalisa ishishini. Ukuba unengcamango enobungcali yoshishino, ukuthatha imali-mboleko ukuba uqalise iindleko nje zokuqala.
Ukusebenzisa imali-mboleko ukugxotha ishishini elifanelekileyo kuyinto efanelekileyo yokuyenza. Njengoko uqala ukwenza imali kubuyiselwe imali mboleko. Kungekudala, uya kuba netyala elikhululekile kwaye inzuzo oyenzayo iya kuba yakho ukugcina (okanye ukubuyisela kwi shishini lakho).
Izizathu zokungena ematyaleni
- Yiya eholide.
- Thenga i-bracelet / shades / izicathulo / igama-lakho.
- Ukuhlawula enye ityala (ngaphandle kokuba wenza imali yokutshintshwa kwemali okanye mboleko yokuxhaswa kwetyala ngeemeko ezingcono).
- Thenga izipho kwabanye.
- Yenza ifenitshala yendlu entsha.
Akukho nanye kwezi zinto ezixabisa ngexabiso. Enyanisweni, zonke ezi zihlawuleza emva kokuzisebenzisa. Uhlala uhlala unetyala kwaye akukho nto yokubonisa ngayo. Endaweni yokusebenzisa iitaliti okanye iimali-mboleko zokuhlawula iimpahla ezithengiweyo, gcina kwaye usebenzise imali. Ngaloo ndlela uyonwabela ukuthenga kwakho ngaphandle kokukhathazeka malunga nokuhlawulwa kwayo kamva.
Ibanga Elihle Liya Kuya Kubi
Ukuba awuqaphelanga, loo matyala awakhuphayo unokuguquka.
- Musa ukuthatha ityala elingaphezulu kunokuba kufuneka. Thabatha imali-mboleko yemali efanelekileyo yokugubungela iindleko zemfundo yakho, ukuthenga ngemali eyaneleyo yokuthenga indlu yakho, kunye nemali-mboleko yeshishini ngokukhawuleza ukuba uhlawule iindleko zakho zokuqalisa.
- Yenza iintlawulo zakho ngexesha okanye uqhagamshelane ne-asap yakho ye-lender. Ukwenza iintlawulo zemboleko ngexesha elifanelekileyo kukubalulekileyo ukugcina amanqaku akho ekhredithi . Konke kuthatha iinyanga ezimbalwa zeentlawulo zexesha elide ukuphazamisa umlinganiselo wakho wekhredithi.