Ziziphi Iingxaki Zomkhulu?
Zibuze into emileyo endleleni ofikelela kuzo iinjongo okanye amaphupha akho ngemali.
Ingaba ityala lakho likuvimba ukuba ungathathi iholide lakho? Ngaba ukungabikho kokonga kwakho kwenza kube nzima ukuba uthathe ingozi yokufaka umsebenzi omtsha? Ingaba ukusilela kwakho ukuzinza kwezimali kukubambe ekuthengeni ikhaya okanye ukuya kwinqanaba elilandelayo kulwalamano lwakho? Ukuchonga le miqobo kunokukunceda ukuba uqaphele into ofuna ukuyitshintsha okanye usebenze kunyaka ozayo.
Ziziphi Iimali Zakho Zemali?
Cha, zibuze ukuba ziphi izizathu zakho. Kutheni uhluleka ukuhlawula ityala lakho ? Ngaba ujonge ingeniso yakho ephantsi njengesizathu sakho? Ingaba kukho ukungabi nako kwexesha lokupheka okanye ukuthenga iintengiso? Ngaba ukhathele ukuba uthathe umsebenzi owongezelelweyo okanye uhlahlo lwabiwo-mali? Ngaba uziva ngathi awunaso ixesha lokulawula iimali zakho ? Yenza uluhlu lwezizathu zokuzimela wena kunye nabanye. Thatha ixesha lokubhala phantsi zonke izilungiso ozenzile zona xa uyazi ukuba uphula kwi bhajethi yakho okanye icebo lakho.
Bhala phantsi ezo zizathu. Ukuba ushiya enye, awuyi kukwazi ukwenza utshintsho olufunekayo ukuphumelela ngemali.
Ufuna Uphi Izezimali?
Kubalulekile ukuchonga oko ufuna ukutshintsha. Akunakuba yizizathu zokuzimela, nje into ofuna ukufezekisa, nokuba ngaba ngumgomo wokufunda okanye ukuphuma kwetyala.
Kufuneka ubhale phantsi into ofuna ukuyitshintsha kunyaka ozayo. Ukuba kukho into ekukuthintele okanye ekunciphiseni, okanye nje into ofuna ukuyifumana ukuze ube ngcono. Emva kokuba uvuma oko ufuna ukutshintsha ungaqala ukuthatha amanyathelo okufuneka ukuba wenze utshintsho oluhlala lufunayo.
Yintoni endiyenzayo ngoku?
Kufuneka uvume oko ufuna ukutshintsha komnye umntu. Kubalulekile ukuba utshele umntu oceba ukuba wenze utshintsho lwemali ebomini bakho. Oku kukunceda ngenxa yokuba uyayifumana injongo komnye umntu, okunika umntu onokuphendula, kodwa kunokukunqanda ukufihla emva kokuba ingxaki ejongene nayo iyimfihlo. Awudingi ukuxelela wonke umntu, umntu oyedwa onokumthembayo ukuba uyamxhasa kwaye angabi namgwebo. Kungesabisa ukwenza oku, kodwa ngexesha elifanayo ukuvuma kuyinyathelo elikhulu. Kwakhona kufuneka ufumane iindlela zokusebenza malunga nexesha leengxaki okanye iinkalo. Bhala phantsi izihlandlo ozibuthathaka ngazo uze uze nesisombululo ngasinye.
Bhala iNjongo Yakho
Emva kokuba ubeke iinjongo zakho , ubhale phantsi kwisiqwenga iphepha. Yenza umgcini wesikrini kwikhompyutha yakho okanye ifowuni yakho. Ukuba awukhululekile ukwenza oku, khupha ikhowudi okanye umfanekiso oza kufanekisa umnqweno wakho, ngokokuba xa usibona uyakhunjuzwa ukuba ufuna ukufeza ntoni kulo nyaka.
Unokwenza utshintsho oluyidingayo, kwaye isikhumbuzo esihlala sisinokukunceda ukuba wenze utshintsho oluhlala lufunekayo ukuze uphumelele. Beka iimpawu apho ungabonwa khona imihla ngemihla.