Nazi iindlela ezi-6 ezikhulu kakhulu ezinokuba zininzi kakhulu ezingabonakaliyo ziyakwenzakalisa ngokwenene imali.
1. Ulungise ixesha lakho
Ukuba usichitha iiyure nganye ngeveki zokucoca amakhuphoni, ukuthelekisa iisetyhula zesitolo kunye nokuhamba kwisitolo ukuze ugcine ukucoca nayiphi na into ekuthengiswa ngayo ngeveki, unokuthi ungayi kubuya kakuhle kutyalo-mali lwakho.
Ixesha ochithayo uzama ukugcina ingxenyenzi apha kunye neqhezu kunokuba kungcono uchithe kwizinto ezifana nokusebenza iiyure ezininzi, ukuthengisa ezinye izinto zakho ezingafunekiyo okanye ukuqala ukuba ushishino olusecaleni othetha ngalo. Qinisekisa ukuba ixesha otyalo-mali lifanelekile ukufumana impumelelo.
2. Awuthengi umgangatho
Uyakwazi ukuthenga ididi yabaqeqeshi bebhajine ye-bargain ngaphandle kwento, kodwa loo nto ayiyi kuba yinto enhle xa iphela kwiinyanga ezimbalwa kwaye kufuneka uthenge enye ibini.
Xa kuziwa kwizinto ezinjengeengubo, izicathulo, i-electronics enkulu kunye nokulungiswa kwemoto kunye nekhaya, qiniseka ukuba ufumana iindleko ezilungileyo kunye nomkhiqizo oza kukugcina iminyaka ezayo. Ngamanye amaxesha kukufanelekile ukuhlawula ngaphezu komgangatho.
3. Unyanzelekile "Ulungelo oluhle"
Ukuba awukwazi ukumelana nokukhwela kwintengo, unokusebenzisa imali engakumbi kunokuba uyifunayo.
Ukuba unokufumana intengo enkulu kwinto oye uceba ukuthenga, loo nto iyamangalisa.
Kodwa ungathengi into nje ngokuba kubonakala ngathi "yinto enhle kakhulu yokugqithisa." Yiloo nto izitolo ezithemba ukuba uza kuzenza.
4. Uyakhupha iiConers
Ngamanye amaxesha kufuneka usebenzise imali ukugcina imali. Oku kufaka izinto ezifana nokuthatha imoto yakho kwisondlo esilungiselelwe rhoqo kunye nokuqeshisa uchwepheshe ukuba wenze ukulungelelanisa kwikhaya ongazivakalelwa ukuba unokuyenza.
Ungayilahla ezi zinto, kwaye unokukufumanisa ukuba ubuye kukuhlambalaza (kunye neendleko) kwikamva.
5. AwuMpilo
Kusenokungabi ncinane ukutya isidlo sasemini kwimenyu yexabiso kuMcDonald's, kodwa oko akuthethi ukuba kukhetha ukukhetha. Ukutshala imali kwimpilo yakho kunokukunceda amakhulu (okanye ngaphezulu) ekunakekeleni unyango phantsi komgca, ngoko qi ni sekise ukuba awuyikunikela ngesondlo.
Kananjalo awufuni ukuphinda uhlolisiswe ngonyaka kunye nogqirha wakho wamazinyo, okanye ukulandela nayiphi na imiyalelo abakunike yona.
6. Uziva Ulahlwe
Ukuba uhlahlo lwabiwo-mali lugqithiseleyo unomuva ongenakuze udideke, uyalimaza ubuhlobo bakho okanye awunakuziphathela nantoni na, uze ukhulule kancane.
Ukuphatha imali ngokuphumelelayo kuthetha ukusebenzisa imali yakho ngendlela evumela ukuba uholele ubomi obunayo. Yenza indawo yokuzonwabisa okanye ungaphumeleli uphawu.