Kwi-scam ebolekileyo yemboleko yemboleko , "umboleki" uhlala ethembisa ukuthumela imali mboleko, kodwa emva kokuba uqale uthumele umrhumo wokufumana imali mboleko.
Zingaba ziphantsi nje nge $ 50 okanye ukuya kumawaka angama-dollar ngokuxhomekeke kwisixa obolekayo. "Umboleki" angabiza le ntlawulo yemvelaphi yemali-mboleko, intlawulo ye-inshurensi yemali-mboleko, okanye idibansi yemboleko. Uthumela imali kwaye ulindele umboleko wakho ombi wekhredithi, kodwa awunakuyifumana. Ngelishwa, ngeli xesha uqonda oko kwenzekayo, imali yakho ihambe ixesha elide kwaye umboleki-mali akafumanekanga
Kuchasene nomthetho ukuba inkampani ithembise ukubolekisa imali ngokutshintshiselwa intlawulo-ezi zibizwa ngokuba " yimali mboleko yemali engaphambili ." Abagcini abasemthethweni ababolekiyo abayifuni inkokhelo yokukuboleka imali ebolekileyo yemboleko, ayiyi kuyenza ingqiqo yemali ukuhlawula imali ukuboleka imali.
Iimpawu zeNgxowa-mboleko engalunganga yeMali-mboleko
Umqondiso obalaseleyo umboleko obolekiswa ngetyala yi-scam kuyinto isicelo sokuhlawulwa kwangaphambili. (Qaphela ukuba ngemali mboleko okanye imoto-mboleko kuya kubakho ukuhlawula kwi-mortgage okanye ngemali yemali mboleko okanye iindleko zokuvala.)
Imali ehlawulwa ngaphambili kunye nezinye izikratshi zemali-mboleko ezibi ziqinisekisa ukuba uya kufumana imali mboleko, nangaphambi kokuba bahlole i-credit yakho. Ba thembisa ukukunika imali ebolekwayo yemboleko kungakhathaliseki ukuba yimbali yakho yemali , ingeniso okanye i- bankruptcy eyadlulayo. Kodwa, akukho mboleko osemthethweni uza kukunika mboleko ngaphandle kwesiqiniseko sokuthi uya kuhlawula umboleko.
Esinye isibonakaliso sokuba ujongene ne-scammer yile nkampani ibuza / idinga ukuba uthumele phambili ukuhlawula ezinye iindlela ngaphandle kweposi le-US kunye nesheke. Ngenxa yokuba kukho imithetho ephangaleleyo yobuqhetseba be-imeyile e-United States, abagxeki abavumi ukufumana iintlawulo ngeposi. Kunoko, bahlala becela ukuba uthungele intlawulo kubo. Abadlali be-Scammers bafuna ukuba amaxhoba athumele imali ngeGreen Money MoneyPak, enye enye indlela enzima ukuyilandela xa imali ithunyelwe.
Qaphela ababoleki kumazwe angaphandle, njengeCanada okanye iCaribbean. Ezi ziindawo ezibini eziqhelekileyo ukuba izikratshi ezibolekileyo zemali-mboleko zibonakala zivela. Kungenxa yokuba imboleko ivela kwenye indawo ngaphandle kwezo ndawo zombini ayithethi ukuba yinto evumelekileyo. Qhathanisa ngokukodwa imali mboleko kwenye enye imigaqo ukuze uqinisekise imboleko embi yesikweletu.
Qaphela iinkampani ezicela inombolo yakho yokhuseleko loluntu, inombolo ye-akhawunti yebhanki, okanye inombolo yekhadi lesikweletu ngaphandle kokunika nawaphi na amaxwebhu abhaliweyo ngemboleko. Gwema ukunika ulwazi olunzulu malunga nefowuni ngaphandle kokuba uqalise umnxeba kwi shishini owaziyo kwaye uthembayo.
Ukuba utyunjwe
Ukuba uye waba lixhoba le-scam mboleko ye-credit loan, qha ga mshelana nomthetho wakho wendawo ngokukhawuleza.
Kufuneka ukwazise ne-Attorney General Jikelele, i-FBI ukuba inkampani yayivela kwelinye ilizwe okanye ilizwe, kunye ne-Federal Trade Commission. Kwakhona ingcamango enhle ukuvumela iBusiness Business Bureau ukuba yazi malunga nokuqhayisa ukuphawula abanye abathengi malunga nomgibe.