Yiyiphi iSigwebo seMama kwaye Sithinta njani abafazi?
Isihlwayo somama singenakulungeleka, kodwa into yokuba abafazi abaninzi bazifumana bejongene nazo.
Ukuqonda indlela le isohlwayo esenziwa ngayo oomama-kwaye indlela ekuchaphazela ngayo umsebenzi wabo-kubalulekile kubasetyhini njengoko bakha izicwangciso zabo zezimali .
Oko Ukwaphulwa koMama kubonakala
Ngokuqhelekileyo, isihlomelo somama sithatha ukuba oomama abanako ukugcina unyawo olufanayo kunye nabasetyhini abangenawo abantwana, okanye nabalingane babo. Oku kungadlala kwindawo yokusebenzela ngeendlela ezininzi kodwa mhlawumbi i-sting enkulu enxulumene nesohlwayo somama yindlela ekuchaphazela ngayo ukuzuza kwamabhinqa.
Ngokweengxelo ezivela kwiThathu Way, umbutho we-tank, umama oqhelekileyo ubona ukuhla kwamandla akhe okufumanisa amandla ngamaphesenti angama-4 kumntwana ngamnye. Kuyathakazelisa, into echaseneyo yamadoda. Xa beba nguyise, amadoda abona ingeniso yabo iphakama ngama-6 ekhulwini. Ulwalamano oluphambeneyo lubonisa ukuba abaqeshi basenokuthi bajonge kakhulu amadoda namabhinqa kwimithetho yemveli, kunye nabasetyhini njengabanakekeli kunye namadoda njengabanini bokutya.
Ngenye indlela, ukuwa kweempatho ezithathwa ngabamama kungabangela ukuba bachithe ixesha elide emsebenzini ukuze bakhulise abantwana babo okanye ukuhlaselwa phantsi kwixesha lesahlulo okanye inxaxheba ehlawuleyo ukuba ifumaneke ngakumbi kwintsapho yabo. Abasetyhini bachitha i-33 iiyure nganye ngeveki ekunakekelwa kwabantwana nakwimisebenzi yasendlini, xa kuthelekiswa namahora angama-16 kuphela adibaniswa namadoda, ngokutsho kwePew Research.
Ngaphandle kwemali esezantsi, isihlomelo somama singazibonakalisa ngezinye iindlela. Abafazi be-2017 kwindawo yokusebenzela emsebenzini bafumanisa ukuba ama-39 ekhulwini kwabasetyhini bakholelwa ukuba ubulili babo buza kunzima ukufumana ukuphakanyiswa okanye ukukhuthazwa, okanye ngokubanzi ukuya phambili emsebenzini. Amaphesenti angamashumi amathathu anesibhozo samabhinqa akholelwa ukuba alahlekelwe ithuba lokuphakanyiswa okanye ukukhuthazwa ngexesha elidlulileyo ngenxa yesini.
Kungaba nzima nakakhulu kubafazi ukuba baqhubele phambili kwimisebenzi yabo xa benomama. Abaqeshi banokuxhatshazwa oomama xa bexhala malunga nokukwazi kwabo ukuhlangabezana neemfuno zendima yabo yobungcali kunye nesiphumo kukuba i-plateau iyasebenza.
Isihlwayo somama sisebenza nakwabasetyhini abangena kwakhona emsebenzini emva kokuthatha i-hiatus ukuba banakekele abantwana. Uphando olupapashwe kwi-American Sociological Review lwafumanisa ukuba umama wokuhlala ekhaya unesiqingatha cishe sokuhlawula udliwano-ndlebe njengomsebenzi njengomama abaye baqeshwe emsebenzini wabo wangaphambili.
Indlela Abafazi Abanokuphikisa Ngayo Imiphumo Yobulungisa BamaMama
Isihlwayo somama asinakupheliswa ngobusuku kunye nabasetyhini, ukukhuseleka okulungileyo kukuhle. Ilitye lembombo yendlela yokuba nesicwangciso esiqilileyo kwindawo yokufumana impilo yakho yemali.
Icandelo eliphambili lelo cwangciso kufuneka libe ngumbono wakho wokuthatha umhlalaphantsi.
Ukufumana ubuncinane kuthetha ukuba unokufumana imali encinci ekhoyo ukuze ulondoloze iminyaka yakho emva. Kwimeko enjalo, kubalulekile ukuba abafazi basebenzise ngokupheleleyo amathuba okukhulisa imali yabo. Oku kuquka ukugcina okwaneleyo kumqeshi wama-401 (k) okanye isicwangciso esifanelekileyo sentela ukufumana ilungelo lokuhambelana ngokupheleleyo . Ukulungiswa kweminikelo yakho nge-1 ekhulwini ngonyaka yindlela enye ewusizo yokunyusa izinga lokugcina imali yakho ngokuthe ngcembe, ukwenzela ukuba lukhuphuke kwi-intanethi yakho ngeniso.
I- Akhawunti Yokulondoloza Impilo yenye indlela yokulondoloza kwindlela ehlelwe yerhafu ukuba umqeshi wakho unikezela isicwangciso sezempilo esiphucukileyo esincinci njengenxalenye yeenzuzo zakho. Ezi ngxelo zibonelela ngenzuzo yerhafu kathathu: igalelo elithathelwa yerhafu, ukukhutshwa kwentela kunye nokurhoxiswa kweerhafu kwiimfuno zonyango ezifanelekileyo.
Into eningaziyo kukuba emva kweminyaka engama-65, unako ukurhoxisa imali ye-HSA nayiphi na isizathu, ngaphandle kwesihlwayo. Noko ke, uya kufuneka uhlawule irhafu yengeniso rhoqo kwihoxiswa. Kwi-pinch, i-HSA ingasetyenziselwa ukongezwa komhlala-phantsi, eyongezelelweyo kunye noomama abangenakho ukufeza ngokupheleleyo injongo yabo yomhlalaphantsi.
Oomama abatshatileyo abahamba kude nomsebenzi okwethutyana, i- IRA yomtshato ingaba yindlela enye yokuyigcina. Ngomlingani we-IRA, lakho iqabane lingenza igalelo le-IRA egameni lakho, nangona ungenayo ingeniso yakho. Imida yoxanduva ifana ne-Roth IRAs yendabuko; U-5 500 $ ngo-2018, kunye negalelo elongezelelweyo lokubambisa ukuba uneminyaka engama-50 okanye ngaphezulu.
Sebenzisa Imisebenzi Yaphula Ngokuhlakanipha
Ukuba uchitha ixesha ngaphandle kwabasebenzi ukukhulisa abantwana, ukubuyela emakethe yemisebenzi kunokuba nzima emva kwekhefu elide. Ngenxa yoko, kubalulekile ukwenza ubuninzi bexesha ohlala ekhaya.
Cinga ukwandisa ubuchule bakho obubekiweyo ngeli xesha kwaye uhlale ungahambisani neendlela zakutshanje zoshishino lwakho. Hlaziya ukuqhubeka kwakhona ngelixa udibanisa naziphi na izikhelo kwisiseko sakho solwazi. Khumbula ukuba uhlale unxibelelana namalungu enethiwekhi yakho, ngelixa uququzelele uqhagamshelwano olutsha lwezakhono. Okona kubaluleke kakhulu, fumana i-crystal ecacileyo malunga nombono wakho wokubuyela emsebenzini. Ukubeka okulindelekileyo kwinto ofuna ukuyifumana ngokufanelekileyo kwaye njengomama unokukunceda ugcine ukulinganisela phakathi kwendawo yokusebenzela kunye nekhaya.