Nolu uluhlu lweemeko eziqhelekileyo, apho unokuba uzive ulungele ukusetyenziswa kwekhadi lesikweletu, kunye nendlela omele uwaphathe ngayo.
Ukuqeshisa iCar or Room Hotel
Ezinye iindawo zokuqashisa imoto kunye neehotele zifuna ukuba unekhadi lesikweletu kwifayili xa uqesha imoto okanye igumbi. Kule meko, ungadinga ukusebenzisa ikhadi lekhredithi. Bafuna oku ukuze bakwazi ukuhlawulisa izinto ezongezelelweyo ongayenza umyalelo wenkonzo yegumbi okanye umonakalo oqashisayo. Ikhadi lekhredithi kaninzi kufuneka libe nexabiso elithile elitholakalayo kulo ukuze kusebenze. Ingakukhusela ngokwenene ukususela apho ihotele iya kubamba i-akhawunti, oko kuthetha ukuba awukwazi ukufikelela kuzo zonke iimali kwi-akhawunti yakho. Ukuba unayo iindleko eziza kuvela, kwaye uhlala unesilinganiselo esisezantsi kwi-akhawunti yakho yokujonga, oku kungayona ndlela ingcono kuwe.
Gcina Izaphulelo
Esinye sezizathu eziqhelekileyo ukuba abantu bafuna ukusebenzisa i- credit card yekhredithi kukusebenzisa i-discounts izaphulelo ezinikezwayo xa usebenzisa ikhadi lekhredithi.
Nangona kunjalo, ngaphandle kokuba uhlawule ikhadi yesikweletu ngokukhawuleza uya kugqiba ukuhlawula ngaphezulu inzala kunokuba uza kusindisa kwi-transaction. Ukugcina amakhadi ekhredithi kaninzi anamaxabiso amaninzi aphezulu kuwo onke amakhadi enkoleko. Ukuba ufuna ukusebenzisa inzuzo yokugcina igcini ucinge ngokusayinela kwikharithi yokubhengeza ivenkile njengalezo ezinikezelwa nguTgethi.
Unokuhlawula kwakhona ikhadi lekhredithi ngaphambi kokuba ushiye ivenkile. Ezinye izitolo ziya kukuvumela ukuba uhlawule kwibhalansi yakho kunye ne-cashier okanye unokufuna ukutyelela isikhungo senkonzo yabathengi.
Mivuzo
Esinye isizathu esiqhelekileyo sokuba abantu basebenzise amakhadi-mboleko kukuba bafumane inzuzo yemali okanye imbuyekezo yokuhamba . Uninzi lwabantu abasebenzisa amakhadi ngenxa yembuyekezo aluhlawuli ibhalansi ngokupheleleyo ngenyanga. Ukuba awukwenzi oku, uza kugqiba ukuhlawula inzala engaphezulu kunokuba uza kuzuza kwimbuyekezo. Umele uhlawule ikhadi lakho ngokugcwele inyanga nganye ukuzisebenzisa ngokufanelekileyo umvuzo. Amanye amakhadi e-debit anika neengxelo zemali zokubuyisela. Cinga ukukhangela enye yale ndawo esikhundleni sokusebenzisa ikhadi lakho lekredithi ukuze ufumane umvuzo. Ukunikezelwa komvuzo kunokulingela, kodwa akufanele usebenzise oko uqiniseke ukuba unako ukuhlawulela ibhalansi ngokupheleleyo ngenyanga. Oku kuthetha ukuba ityala likhululekile kwaye likwazi ukuhlawula ibhajethi yakho ukwenzela ukuba kwenzeke.
Ukuhamba
Abanye abantu bakhetha ukuthatha iitaliti nabo xa behamba. Baziva bekhuselekile kuba bengabaniki abantu ukufikelela kwiibhanki zabo zebhanki, ezinokucinywa ngokukhawuleza ukuba ikhadi lilahlekile. Le ngxaki yomntu. Amakhadi amaninzi amanqanaba afika ngokukhuseleka okufanayo xa nje ubika ilahleko ngexesha elifanelekileyo.
Nangona kunjalo, ukuba uziva ukhuselekile xa uhamba, kwaye unakho ukuhlawula yonke into xa ubuyela ekhaya, le nto ingaba yindlela esebenza ngayo. Kusabalulekile ukubeka iliso ukuthengiselana kwakho rhoqo ukuze uqinisekise ukuba akukho nto ibiwe.
Iindleko zoshishino
Umsebenzi wakho unokuthi uthenge izinto ngaphandle kwesikhwama uze ubuyisele kwakhona ngenxa yeendleko zohluko emva kokuba uthumele iirisithi zeendleko. Abanye abantu bakhetha ukusebenzisa i-credit card ethile, kuba igcina iindleko ezahlukileyo ekuthengeni rhoqo kwaye kulula ukuyilandela. Nangona kunjalo, unokugqibela ukuhlawula imali enomdla kuxhomekeke kwindlela okukhawuleza ngayo umrhumo. Enye indlela ukuvula i-akhawunti yokutshekisha oyisebenzisayo kule ndleko. Unokufuneka ubeke iidola ezilikhulu zokuqala ukuze uhlawule iindleko, kodwa ke uzalise imali leyo kunye neentlawulo zakho, kwaye ungasebenzisa le akhawunti kuphela ngeendleko zeshishini lakho.
Kukunceda ukuba ugweme ukuqhuba ityala elingekho eyakho.
Uxinzelelo
Ngokuqhelekileyo abantu baqala ukusebenzisa amakhadi-ngxowa-mali ukuze bancede bakhusele iinkxamiseko ezifana ne-bill yezilwanyana ezingalindelekanga okanye iindleko zokulungisa imoto. Ukusekwa kweengxowa-mali yongxamiseko kuyisisombululo esiphezulu sokuphepha ukusebenzisa ikhadi lakho lekhredithi ngokukhawuleza. Emva kokuba ubeke eceleni imali, awuyi kusasaza ukubeka ezo ntlobo zeendleko kwikhadi lesikweletu kwaye kunokukwenza ukuba imeko ibe nzima kakhulu.