Iimfuneko zezomthetho nezinconywayo zengxowa-mali yokuthengisa ngosuku.
Ukuze uqalise iimpahla zokuthengisa zosuku, udinga inkunzi enkulu ukwenza loo nto. Imarike yemasheya ineemfuno ezincinane ezisemthethweni zorhwebo, kodwa kukho ncinane isincomo esincinci esingahluka ngokutshintsha kwindlela yokuthengisa. Abahwebi kufuneka babe nenkunzi eyaneleyo yokumelana nentambo yelahleko kwaye banokuguquguquka ukuthabatha udidi olubanzi lwezentengiso ezibonisa ingozi ehlukahlukeneyo.
Ulawulo lweMngcipheko kunye neNkcitho yokuShishino lweSuku
Ukuze kuqinisekiswe inani lemali efunekayo kwi-yorhwebo yosuku, ukulawulwa kwengozi kufuneka kulungiswe.
Abathengisi bamasango akufanele bafaka ingozi ngaphezulu kwepesenti enye ye-akhawunti yabo nayiphi na yorhwebo. Ukuba kuthengisa i-akhawunti ye-40,000 ye-akhawunti, oko kuthetha ukuba ilahleko ephezulu umthengisi kufuneka athathe i-$ 400 kunoma yimuphi urhwebo olunikeziweyo.
Inkunzi yindlela yokuphila yomdayisi. Inkunzi kufuneka igcinwe ngexesha lokulahlekelwa imilambo , engenakwenzeka. Ngokufaka ingozi eyodwa kwipesenti kuphela, kunye nokuhweba okulishumi ukulahlekelwa i-streak kugcina ininzi yenkcitho enkulu.
Umngcipheko uchongiwe ngumlinganiselo phakathi kwexabiso lakho lokungena kunye nomyalelo wakho wokulahleka kokuyeka , ukwandiswa ngosayizi wesimo. Icandelo elilandelayo lijonga imizekelo.
Ubuncinane bemali efunekayo ukuQala iiShishini zokuThengisa iMini
Abahwebi bemini e-US ibhalansi elincinci lomthetho elifunekayo kwiimpahla zoshishino zosuku li-$ 25,000 . Ukuba ibhalansi yehla ngaphantsi kweli, ukuthengiswa kwemini akuvumelekanga de kube yenziwe idiphozithi eyenza ibhalansi ingaphezulu kwama-25,000. Ukuvumela i-tampon, abahwebi bemini e-US kufuneka babe ne-$ 30,000 kwi-akhawunti yabo ukuba banqwenela ukuthengiswa kwamasheya emini.
Kwi-30,000 yeedola, akukho ngaphezu kwama-300 engama-3 kufuneka abe mngcipheko kwintengiso.
Amasheya aqhelekileyo athengisa amaqashiso angama-100 kwaye ahambele kwii-0.01 zokunyuka. Ngama-30,000 ama-$ kukho ukulungelelanisa; ukuthengiswa kweempahla ezinokungabonakaliyo (kungadinga ukulahleka okukhulu kweelasi) kwaye ugcine ingozi engaphantsi kwama-300 engama-size encinci, okanye ukuthengisa amasheya amancinci (ukulahleka kwe-stop stop) kwaye uthathe ubungakanani obukhulu beendawo .
Ukuba uthenge i-stock kwi-$ 40, kwaye ubeke ilahleko yokuyeka kwi $ 39.70. Ingozi i $ 0.30 kwizorhwebo. Ukuba isikhundla sakho sineempahla eziyi-1000, umngcipheko wendawo yakho ingu-1000 x $ 0.30 = $ 300.
Lo mngcipheko wendawo kufuneka ube ngaphantsi kwepesenti enye yokulinganisela kwebhanki yorhwebo. Ukubona ukuba kunjalo, ukwahlula i-$ 300 nge-0.01, ukufumana i-$ 30,000. Ukuze uthabathe le yorhwebo, ibhalansi ye-akhawunti yakho yoshishino kufuneka ibe ngama-30,000, okanye ngaphezulu.
Ukuba uthengisa iisitokisi ezinokuzithengelayo ungadinga ukubeka umngcipheko kwi-$ 1 ngesabelo ngasinye (umahluko phakathi kokungena kunye nokuyeka ukulahleka kwexabiso). Kule meko, yithatha kuphela izabelo ezingama-300 kuphela. Izabelo ezingama-300 x $ 1 = $ 300, eyona mngcipheko omkhulu kwi-akhawunti ye-30,000.
Ukuba uthengisa i-stock volatility stock ufuna kuphela umngcipheko we $ 0.05 ngesabelo ngasinye (umahluko phakathi kokungena kunye nokuyeka ukulahleka kwexabiso). Kule meko ungathatha i-$ 300 / $ 0.05 = i-share shares. Sahlula kuphela umngcipheko omkhulu kumngcipheko wezorhwebo ukuze ufumane ubungakanani bendawo.
Imathe njengaye kufuneka yenziwe kuyo yonke intengiso, ukuqinisekisa ukuba urhwebo ngalunye luyingxenye enye okanye ngaphantsi kwe-balance balance account.
UkuThengiswa koMhla woLuntu kunye nokuPhepha
Abathengisi basuku banokufikelela ukufikelela kwi-4: 1 kwi-capital yabo. Ukuba kukho i-$ 30,000 kwi-akhawunti, ukufikelela kwi-stock eyi-120,000 yesitokethi inokuthengiswa nanini na ixesha (i-$ 30,000 x 4).
Oko kuthetha ukuba ubungakanani besikhundla sokwandiswa yintengo yezorhwebo banokulingana ngaphezu kobhaliso lwebhanki lomhla. Qaphela ukuba umzekelo wokuqala ongaphezulu ufuna i-$ 40,000 ekuthengeni amandla okufumana (1000 x $ 40), kodwa umthengisi unayo i-$ 30,000 kwi-akhawunti. Le yindlela yamandla.
Nangona xa kusetyenziswe umgangatho, umgaqo owodwa weengcipheko wokulawula umngcipheko usoloko usebenza kwi-balance balance account ($ 30,000 kule meko).
Imali efunekayo ukuQala iiShishini zokuThengwa kweSuku - iGama lokugqibela
Kunconywa ukuba abahwebi bemini baqale ubuncinane nge-$ 30,000, nangona ubuncinci bezomthetho buyi-$ 25,000. Oku kuya kuvumela ukulahlekelwa ngumsebenzi kunye nokuguquguquka kwempahla kwiimpahla ezinokuthengiswa. Abathengisi beSuku banokuthengisa urhwebo oluninzi olukhuselekileyo, oluya kufuna ukuba ilahleko enkulu yokulahleka kodwa ubuncinane besikhundla, okanye ukurhweba iimpahla ezincinci ezilahlekileyo kunye nokulahlekelwa kwezinto ezincinci kodwa ubukhulu bezithuba.
Umngcipheko opheleleyo kwizorhwebo omnye kufuneka ungadluli kwipesenti enye yerhafu yebhanki yamashishini.