Laba baphathi bepolisi baxhaswa nge-intanethi ngaphezu kwe-1 yezigidi zabanikeli bezempilo. I-CEO yenkampani nguMark T. Bertolini. U-Aetna unabasebenzi abangaphezulu kwama-35,000 kwilizwe lonke ngenzuzo engaphezulu kwama-35 ezigidigidi zamaRandi.
Amandla Amali kunye noKwaneliseka kwabathengi
I-Aetna inexabiso elinamandla kakhulu lokulinganisela imali. Oku kubalulekile kwinkampani ye-inshurensi yezempilo xa kuziwa ekubeni unako ukunyamekela amabango amakhasimende kwaye uhlawule zonke izibophelelo zezimali. Nantsi indlela enkulu inqanaba le-inshorensi ye-Aetna:
- AM Best : "A"
- Fitch : "AA-"
- UMoody's : "A1"
- I-Standard & Poor's : "A +"
Ngokomgangatho wokwaneliseka kwabathengi, ngokubhekiselele kuhlolisiso lwabathengi olwenziwa yi-Insure.com, i-88% yabanikezeli-nkqubo bamanje baceba ukuhlaziya i-inshorensi yabo yezempilo kunye nabathengi banika ukwaneliseka ngokomlinganiselo njengowesi-4 kuma-5. yi- JD Power kunye nama-Associates njengokuba "I-Outtime Customer Service Experience" kunye ne-Aetna Premier Premier's health concierge.
I-Aetna, Inc. ayinayo i-Business Business Bureau Rating. Nangona kunjalo, unalo "u-A +" kunye ne-3.73 kwinqanaba eli-5 leenkwenkwezi eziqulathe iinkwenkwezi ngokusekelwe kuma-39 kumakhasimende kunye no-581 izikhalazo zamakhasimende ezipheleleyo. Kwizikhalazo ezingama-581, ezingama-337 zinengxaki ngemveliso / inkonzo, i-213 yayiyimicimbi yokubambisa / yokuqokelela, i-16 yayiyimicimbi yokuthengisa / yokuthengisa, imiba ye-13 yayiyiinkalo zokuhanjiswa kunye nezikhalazo ezi-2 zineengxaki kunye neziqinisekiso.
Izibonelelo zabathengi
Iwebhsayithi ihlinzeka ngemithombo eninzi yabathengi kubandakanywa nenkqubo yemfundo kawonkewonke ebizwa ngokuthi "Isicwangciso seMpilo Yakho" enceda umboleki ngokunika ulwazi malunga neenzuzo zempilo kunye neemali zomntu. Injongo kukunceda umboleki enze i-inshurensi yezempilo enolwazi. Ngo-2012, iSebe lezeMpilo kunye neNkonzo yoLuntu kunye neBhunga leZindlu ze-White House liqaphele i-Aetna njengenye yezinto ezisibhozo ezizibophezele ekuphuculeni ukulingana kwezempilo.
Ukusuka kwiwebhusayithi, abathengi bempilo yomshuwalense bangasithenga isicwangciso; fumana ugqirha, wamazinyo okanye umboneleli wombono. Ungakwazi ukulawula uceba kwaye unako uku:
- Jonga izicwangciso zonyango, amazinyo kunye neepasmacy
- Thelekisa iindleko zokutyelela ugqirha, iimvavanyo kunye neenkqubo zonyango
- Khangela i-deductible yakho
- Gcina / wabelane ngembali yempilo yakho
- Fumana ulwazi lwakho lwempilo lomntu
I-Aetna inikezela nabanikazi bayo umgaqo-nkqubo we-inshurensi yeselula apho unokufikelela kwi-akhawunti yakho yeenkcukacha, unokujonga irekhodi lakho lempilo, ukulawula ukukhubazeka / ukungabikho kwezinto kunye nokungaphezulu. Ukongezelela, unokuthetha nomongikazi 24/7 ngcebiso engonyango. I-app ye-Aetna yeselula ingalayishwa kwi-Google Play okanye kwi-App Store.
Imveliso Yomshuwalense Wezempilo
I-Aetna inikezela abathengi uluhlu olubanzi lwabantu, intsapho, iMirare kunye nemveliso ye-inshorensi yempilo.
Ukongeza, unokukhetha ukuthatha inxaxheba kwi-HSA okanye isicwangciso sokulondoloza impilo apho ungayigcina imali, inkokhelo yerhafu, ukufaka isicelo kwi-inshurensi yakho echithwayo kunye nezinye iindleko ezinxulumene nempilo. Kukho iindlela ezininzi ze-inshorensi kunye ne-Aetna ukuba uya kufuneka uvakashele iwebhusayithi ukuze uhlolisise konke ngokubanzi. Nazi ezinye zeenzuzo ezibonelelwe ngamalungiselelo e-inshorensi yezempilo:
- Izinketho ezingabonakaliyo: Kukho inani elikhulu lezinto zomshuwalense ezifumanekayo ukuze zilungele uhlahlo lwabiwo-mali. Unokukhetha isicwangciso esekelwe kwimali ongayichitha rhoqo ngenyanga ukutyelela ii-ofisi kunye nezinye iinkonzo. Kukho izicwangciso ezichaseneyo ezidibanisa i-quality coverage ne-affordability.
- Uncedo lokukhusela: Izicwangciso ze-inshurensi zezempilo ze-Aetna zihlawulela ukunakekelwa kokukhusela kuquka ukutyelelwa koogqirha wonyaka, ukugonywa kwabantwana kunye nezinye iinkonzo zokunakekela ukhuseleko.
- Amabango : Xa usebenzisa umboneleli wezempilo, ungadingi ukuzalisa ifomu zamabango.
- Izicwangciso Zentsapho : Izicwangciso zentsapho zibandakanya ukuzibandakanya, lakho iqabane kunye nabantwana bakho ukutyelela ugqirha, izidakamizwa zonyango, ukulaliswa esibhedlele nokunyamekela.
- I-akhawunti ye-HSA (I-Akhawunti Yokugcina Impilo) : Ukukwazi ukubeka imali kwi-HSA ukukunceda ukudibana ne-inshurensi yakho okanye ezinye iinkonzo ezinxulumene nophuhliso lwezempilo uncedo oluhle olunikezwa ngu-Aetna.
- Inethiwekhi enkulu yomboneleli: Nangona uhamba rhoqo kwiindawo ezahlukileyo zelizwe, kunye nenethiwekhi enkulu yomnikezeli we-Aetna, ukunakekelwa kwezempilo akude kusekho.
Iinkonzo
- Amandla okugqithisa ngemali kunye nokulinganiswa kwenkonzo yabathengi
- Kukho ezininzi iimveliso zomshuwalense yezempilo kunye nezicwangciso ezikhoyo.
- Unokufumana isicatshulwa uze uthenge i-online coverage.
- Unyulo olukhulu lwababoneleli bezempilo abanokukhetha
- Izinketho ze-inshorensi ephantsi
Umxhasi
- I-Aetna ayinikezeli ezininzi iinkqubo ze-inshorensi zexesha elifutshane njengabanye abathwali.
Iinkcukacha zoqhagamshelwano nenkampani
Ukuze ufunde kabanzi malunga nemveliso yomshuwalense ye-Aetna okanye ukufumana isicatshulwa, unokutyelela iwebhusayithi ye-Aetna okanye ufonele u-1-800-US-AETNA (1-800-872-3862) phakathi kweeyure ze-7: 00 ekuseni no-7: 00 ntambama ET. Ukuba ungumhlali waseConnecticut, fowuni 1-860-273-0123.