Nendlela yokuLawula ingozi
Ukuze ugweme oku, faka ingozi kwintengiso nganye. Nantsi indlela yokwenza ngayo.
Ingakanani Imali Yengozi Kwizorhwebo ngalinye
Ingakanani imali enobungozi obuxhomekeke kubungakanani bakho beakhawunti, kodwa njengomgaqo oqhelekileyo, ungabeki umngcipheko ngaphezu kweepesenti ze-akhawunti yakho kworhwebo. Oko kuthetha ukuba, ungalahlekelwa ngaphezulu kweepesenti ze-akhawunti yakho kworhwebo olulodwa .
Ukuba unayo i-akhawunti ye-30,000 ye-akhawunti, unokulahlekelwa ukufikelela kwi-$ 300 nganye yorhwebo, kodwa usenokusebenzisa yonke inkunzi yakho. Ngokomzekelo, ukuba uthenge iikwama-1,000 ze-stock $ 29 esetyenzisileyo ($ 29,000) zamandla akho okuthenga, kodwa nje ngokuba awulahlekelwa ngaphezu kwama-300, umngcipheko wakho ungaphantsi kwama-1 ekhulwini.
Abathengisi abaninzi abatsha bacinga ukuba ukufaka ingozi kwi-1 ekhulwini kuthetha ukuba bangasebenzisa kuphela iipesenti ezi-1 zentengo yabo kwi-yorhwebo; a yi nyaniso. Uninzi lwabahwebi bemini basebenzise inxalenye ebalulekileyo yenkunzi yabo, okanye basebenzise enye imali eninzi kunayo (ngokusebenzisa umgangatho ), kuwo wonke urhwebo.
Uhlobo lweengozi zoRhwebo
Abanye abahwebi bazimisele ukubeka umngcipheko ukuya kuma-2 ekhulwini kwiakhawunti yabo.
Oku kufana ukuba i-akhawunti iyingcinci, kwaye umthengisi uzimisele ukubeka ingozi ngaphezulu ukuze enze ngaphezulu kwe-akhawunti encinci. Kwimarike yemasheya kufuneka ufumane u-25 000 weentengiso ngosuku ( kukho iindlela ezimbalwa ); Ukuba unobungozi kwipesenti ezili-1 ungalahlekelwa ukuya kuma-250 engama-yorhwebo-okumele kube ngaphezu kokwaneleyo.
Ukuba usengozini i-2 ekhulwini, unokubeka umngcipheko ukuya kuma-$ 500.
Ngeakhawunti enkulu, misela umngcipheko wama dollar ongezantsi kweepesenti e-1. Ngokomzekelo, ukuba unayo i-akhawunti ye-$ 500,000 unokubeka umngcipheko ukuya kuma-$ 5000 ngentengiso nganye, kodwa akudingeki ukuba ubeka umngcipheko kwi-1 pesenti ukuba awufuni. Ukutshengisa i-$ 1000, okanye i-$ 100 nganye yorhwebo inokubonelela ngokufanelekileyo . Ukuba unayo i-akhawunti enkulu kwaye ungafuni ukubeka umngcipheko kwipesenti ezi-1, khetha ixabiso le dollar elingaphantsi kwe-1 ekhulwini kwaye unamathele kuyo. Ngethuba nje ukwenza imali engenayo uyonwabile, yiyo yonke into ebalulekileyo. Musa ukuthatha ingozi enkulu kunokuba uyifunayo.
Ukuqinisekisa ukuba iMashishini akho ayinakugqithisa uMngcipheko woMngcipheko
Ngoku uyazi ukuba kufuneka ube yingozi kangakanani kurhwebo, ngokusekelwe kubukhulu beakhawunti yakho. Kwabaninzi abahwebi beminikeji yeentsuku ze-stock market bafaka ingozi kwi-1 pesenti okanye ngaphantsi.
Ngoku kufuneka uqinisekise ukuba unamathela kumngcipheko wengozi. Ukuba unayo i-akhawunti ye-30,000 ye-akhawunti, unokubeka ingozi kuma-300. Indlela elula yokuqinisekisa ukuba awulahlekelwa ngaphezu kweedola ezingama-300 kukusebenzisa umyalelo wokulahleka kokuyeka . Umyalelo wokulahleka kokuyeka ukhupha ngaphandle kworhwebo xa ixabiso lihamba ngokumelene nawe kwaye lifikelela kwixabiso elithile eliphambili.
Nasi umzekelo. Masithi uthenge i-stock kwi-$ 14. Kukhangeleka ukuba kunokungena kwi-$ 14.50, kodwa kunokutshintshana kancane ngaphambi kokuba kwenziwe.
Ixabiso litshatyalaliswe kungekudala kwi $ 13.80, ngoko ubeka ilahleko yokuyeka phantsi kweli nqanaba elincinci lokuxhasa, kwi-$ 13.78. Umgama phakathi kwexabiso lakho lokungena kunye nokuyeka ukulahlekelwa ngu-$ 0.22.
Unokubeka umngcipheko ukuya kuma-dollar ayi-300, ngoko uhlukanise i-$ 300 nge $ 0.22 kwaye ufumana i-1,363, yintoni ekwabelwana ngayo. Ukuba uthengela ama-1,363 amasheya (ngeenxa zonke ukuya kuma-1,300), kwaye ulahlekelwe i-$ 0.22 kwizo zabelo, ulahlekelwe yi-$ 299.86. Eyona nto ifanelekileyo ilahlekelwe ngu-$ 300.
Ukuthenga ezo zabelo zibiza i-$ 14 x 1363 = $ 19,082, ngoko ke inxalenye ebalulekileyo yemali ekhoyo isetyenziselwa ukwenza urhwebo, kodwa ingaphantsi kwe-1 ekhulwini isengozini.
Ukubeka ingozi kwipesenti ezi-1 okanye ngaphantsi kwinto efanelekileyo kuba ngezinye iinkcukacha siya kugcina ukulahlekelwa ngaphezulu kunokuba sithengiselana ngorhwebo. Ngethuba sibeka umyalelo wokulahleka kokuyeka, sinokubangela ukutshatyalaliswa , okubangele ukulahleka kweepesenti ezili-1.
Ukwehliswa ngokuqhelekileyo kukuncinci, becinga ukuba ugweba ukuthengisa ngokusingqongileyo kwiintlobo eziphambili zeendaba kunye neempahla zorhwebo ezininzi .
Igama lokugqibela kwiNgcipheko yoRhwebo
Ukuba uvula i-akhawunti engaphezulu kwama-25,000 afunekayo ama-stock-stocks ngosuku, ukufaka ingozi kwi-1 pesenti nganye yorhwebo kuninzi. Ukucinga ukuba uyaphumelela malunga neepesenti ezingama-50 zemisebenzi yakho (okanye ngaphezulu) kwaye ungenza ama-1.5 ukuya kwe-2 ekhulwini kwabadlali bakho kwaye ugcine ilahleko zakho kwi-1 ekhulwini okanye ngaphantsi (kwe-akhawunti ye-akhawunti), uza kwenza imali engenayo. Oku kunokuzwakala kulula, kodwa kudinga indlela eqinileyo neyenziwa kakuhle kwimpahla yokuthengisa .
Ingozi e-2 iipesenti ayiyimfuneko, kwaye yile mthengisi wesitokethi kufuneka abe mngcipheko kworhwebo olulodwa. Ngamanye amaxesha siya kugqiba ukuthatha ukulahlekelwa okukhulu kunokuba silindele, ngoko ke umncinci umngcipheko wokuqala ungcono. Ukubeka kakuhle ingozi yakho, setha ilahleko yokuyeka kwaye ubale ukuba zingaphi izabelo onokuzithatha ukugcina ingozi phantsi kweepesenti eziyi-1. Ngale ndlela, urhwebo ngalunye luyalungelelaniswa ngokugqithiseleyo kumashishini kunye ne-akhawunti yesayizi. Umngcipheko ulawulwa, kodwa uvumelekile ukuba ube nemali engenayo.