Imirhumo efaka isicelo kubantu abazimeleyo
I-Base Yentela Ezizimeleyo
Abantu abaqeshwe ngokuzimeleyo bahlawuliswa kwiholo labo abaqeshwe ngabasebenzi, ngokuchaseneyo nabasebenzi abaye bathabatha intela kwimvuzo wabo omkhulu phambi kokuba naliphi na ukunciphisa okuhlobene nomsebenzi.
Iintlawulo ezahlukeneyo zoshishino zinokudityaniswa ngokukhawuleza ngokuchasene nomvuzo ngumntu oqeshwe yedwa, njengeendleko zokuthengisa, iifisi kunye nezixhobo. Isamba semali somvuzo oqeshwe ngabasebenzi, emva kokuncitshiswa okuvumelekileyo kuye kwasuswa, kuxhomekeke kule ntlawulo elandelayo yombuso kunye neyorhulumente.
YeNgeniso yeNgeniso yeSithili
Urhulumente waseburhulumenteni wase-US unika irhafu yengeniso kwimbuyekezo engenayo yonyango. Le rhafu ibalwa kwiFom 1040 ngonyaka. Ingeniso yerhafu yengeniso iya kuba yanda phezulu njengenyuka ngeniso. Ierhafu yengeniso ye-Federal ayidalwanga ngokuzenzekelayo kwimali engenayo efunyenwe ngabaxhasi kunye nabathengi. Endaweni yoko, abantu abaqeshwe ngabasebenzi baxhaswa iintlawulo zabo zerhafu ngokusebenzisa inkqubo yerhafu eqikelelwayo .
YoKhuseleko lweNtlalo
Intela yentlalo yoKhuseleko yerhafu yiplati ephezulu. Intela yentlalo yoKhuseleko yipropati ye-12.4 yepesenti yonke imbuyekezo yengeniso, ukufikelela kwisixa esiphezulu semali eyi-118,500.
Ixabiso le-118,500 lemali libizwa ngokuba yi-Social Security salary base. Isamba semali yomvuzo senziwa ngamnye ngonyaka ngoKhuselo loLuntu. Intela yentlalo yoKhuseleko iyahlawulwa isiqingatha ngumqeshi kunye nesiqingatha ngumqeshwa. Umntu oqeshwe ngokuzimeleyo ukhokhela iinqunci zoLuntu loKhuseleko loLuntu, kodwa kwakhona uthathe inqunyulwa kwingxenye yomqeshi yerhafu yoLuntu loKhuseleko loThuseleko njengokongezwa okongezelelweyo kwerhafu yengeniso.
LweMali yeRhafu
Iserhafu ye-Medicare yerhafu yerhafu ngezinga le-2.9 ekhulwini kuyo yonke imbuyekezo yengeniso. Ingxenye yentela ye-Medicare, okanye i-1,45 ekhulwini, ihlawulwa ngumqeshi. Esinye isiqingatha seRadioar, kunye ne-1,45 pesenti, ihlawulwa ngumqeshwa. Umntu oqeshwe ngumntu ozihlawulayo uhlawula iinqunithi zomibini, kodwa uthatha inqununu kwisabelo somqeshi weMedare njengomhla wokunciphisa irhafu yengeniso.
I-Self-Employment Tax
Irhafu yerhafu yokuzibandakanya yerhafu yokuHlaliswa kweNtlalontle kunye neMirare ngenxa yokufumana inzuzo engenayo. Abantu abaqeshwe ngokuzimela bathabatha isahlulelo somyinge womqeshi werhafu yokuzimelela njengomsebenzi wokuncitshiswa komgca kwiphepha 1 kwiFomu yabo 1040. Irhafu yerhafu yokuzibandakanya ngokwayo kunye nokuncitshiswa kwenzalo yomqeshi ibalwe kwiShedyuli SE.
YeNgeniso yeNgeniso kaRhulumente
Iirhafu zerhafu yengeniso kaRhulumente zifaka kwingeniso yokufumana umsebenzi. Amanye amazwe anenani lentlawulo yerhafu (njengeMassachusetts 'yepesenti ye-5.3 yepesenti), ezinye iindawo zineenkqubela ezithe gqolo okanye ezigqityiweyo zerhafu, kwaye ezinye iindawo ezingenayo irhafu yengeniso.
IsiXeko kunye neNtlawulo yeNgingqi
Amadolophu kunye neendawo ezikulo lonke uhlanga zibeka iintlawulo zabo zerhafu. Isixeko saseNew York mhlawumbi umzekelo ogqwesileyo werhafu yengeniso yedolophu.
Ezinye iirhafu zendawo zenziwa kwizinga ledolophu (njengase-Ohio), ezinye iirhafu zenziwa kwinqanaba le-county (njenge-Indiana), ngelixa ezinye iirhafu zibekwe kwisithili sesikolo (njengase-Iowa).
Oluthe ngakumbi malunga nentlawulo yedolophu kunye neendawo .
Imirhumo eyahlukeneyo yezoRhwebo zaseKhaya
ISixeko kunye noorhulumente baseburhulumenteni banokubeka iirhafu zeshishini kubantu abaqeshwe ngabanye, njengelayisenisi yoshishino lorhwebo okanye irhafu yokuhlawula i sixeko. Isixeko saseNew York, umzekelo, sibeka iRhafu yeBhizinisi engaxhaswanga ngabantu abaqeshwe ngabanye. Kwaye i-San Francisco isebenzisa irhafu yerhafu ye-dolophu yayo kwingeniso evela kwi-self-employment.
Imirhumo ye-Federal and State Pay Tax
Ngokungafani neholo kunye nomvuzo , imali engenayo yenzalo ayixhomekeke kwintlawulo yomshuwalense we-inshorensi kunye ne-state, kwaye ayixhomekeke kwimali ye-inshurensi yomhlaba efana neprogram yase-California yokukhubazeka yokukhubazeka.
Kodwa ezinye iindawo zivumela abantu abaqeshwe ngabanye ukuba bazikhethele ngokuzithandela ukungena kwiinkqubo zomshuwalense.
Ingxelo yokuNikwa kwabaNtu abaSebenzileyo
Abathengi bakho kunye nabaxhasi banokucela ukuba umthengisi oziqeshisayo ozigcwalise ifomu W-9 . Ulwazi oluqulethwe kule fom luya kusetyenziswa ukubonelela umntu oqeshwe ngabanye ngefom ye-1099-MISC emva konyaka ophelileyo ukunika ingxelo yokubuyiselwa kwemali kunyaka ofikelela kuma-600 okanye ngaphezulu. Ifom ye-1099-MISC ithunyelwa kwi-IRS kwakhona.
Umntu oqeshwe ngokuzimeleyo unokufuna kwakhona ukucela ii-W-9 Iiifom ezivela kubathengisi nakwiinkontrakta kunye nokuphuma kwe-1099-MISC ukuba bahlawule i-$ 600 okanye ngaphezulu kumthengisi omnye.
Ukongezelela, umntu oqeshwe ngokuzimela uza kuxela ingeniso yabo epheleleyo yonyaka kwiFomu 1040 usebenzisa iShedyuli F ukuba baqhuba ifama okanye iShedyuli C ukuba baqhuba ibhizinisi elingenalo kwifama.
Sebenza Bobabini njengomqeshwa kunye noZisebenzisileyo
Abanye abantu abaqeshwe ngabasebenzi nabo basebenza njengabasebenzi. Kule meko, irhafu yabo yentlawulo yoLuntu iya kulungelelaniswa ngokusebenzisa iShedyuli SE xa kubalwa irhafu yabo yentlalo kunye ne-Medicare irhafu. Isiseko semvuzo womntu omnye, okwangoku kwi-118,500 yama-$, sisetyenziselwa imbuyekezo yengeniso, nokuba ngumqeshwa okanye oqeshwe ngabanye. Ukongezelela, umntu oqeshwe ngokuzimeleyo unokukwazi ukulungelelanisa ukubambelela kwabo kwimbuyekezo yabo yemivuzo ukuze bathathe irhafu yentlawulo, ngaphandle kokuthumela kwiintlawulo eziqikelelwayo.
Kuthiwani Ukuba Awuyi-Self-Employed
Abanye abaqeshi bahlula ngokucacileyo abasebenzi babo njengeenkontileka ezizimeleyo. Oku kunenzuzo (kumqeshi) yokungabikho kweendleko zokulawula kunye nezezimali zokubamba umvuzo. Kodwa oku kunokuba nomthelela omkhulu werhafu kumsebenzi, oya kuhlawula ngokuphindwe kabini iRhafu yoKhuseleko lweNtlalontle kunye noTyardare abaya kuhlawula ngokuqhelekileyo. Abasebenzi abacinga ukuba bahlelwe ngokungafanelekanga njengonkontileka ezizimeleyo banokuqhagamshelana ne-IRS ukuba bacele ukuba i-arhente ibhekisise kule ngxaki. Ukuququzelela uphando lwe-IRS, umqeshwa kufuneka asebenzise ifom ye-SS-8, ecela ukuba i-IRS iqinisekise ukuba umsebenzi uyasebenza okanye umqeshwa.