Impembelelo yeRhafu yokuThengiswa kweMpahla yeSipho

Ukulinganisa iNzuzo yeNtengo xa kuthengiswa kwePropati oye wamukelwa njengeSipho

Abantu ngamanye amaxesha bagcina bengabanikazi bezindlu kunye nezinye iimpahla kuba umnini-mvelaphi uye wabanika loo propati kubo. Ukutshintshwa kwepropati enikezelwe phambi kokuba umnini-ntlu afe uyazipho, kwaye abamukeli bepropati yesipho baneempembelelo zerhafu ezahlukileyo kunabamkeli belifa.

Izinto ezisisiseko: Ziziphi izipho ezihambelanayo neentlawulo

Le ngenye yeerhafu ezingasebenzi ngendlela ocinga ngayo.

Ngokuqhelekileyo, xa umntu efumana imali okanye impahla, mhlawumbi ngemali engenayo okanye ngezinye iindlela, iNkonzo yeNgeniso yangaphakathi ifuna isabelo sayo. Kuchasene nentela yesipho. Ummkeli akahlawulisi nayiphi irhafu okanye ingxelo nayiphi na ingeniso xa ipropati yesipho ifunyenwe - endaweni yoko, umniki-propati kufuneka abike isipho kwaye ahlawule mhlawumbi ukuhlawula irhafu yesipho phantsi kweemfuno ezithile ezikhoyo.

Kodwa kwenzeka ntoni xa ugqiba ukungawugcini isipho? Kuthekani ukuba uthengisa? Ngoku kufuneka uxelele inzuzo okanye ukulahlekelwa kwaye mhlawumbi ukhokhe irhafu yentlawulo xa ufumana inzuzo.

Indlela iNzuzo yeNkunzi-mali ebalwa ngayo kwiPropati yePropati

Ukuzuza kweentengo okanye ukulahlekelwa kwipropati efunyenwe njengesipho kubalwa ngokwemali yenkcitho yomnikazi wangaphambili kwipropati. Ngamanye amagama, ummkeli ufumana zombini ipropati kunye nesiseko sexabiso lepropathi xa ipropati ifanelekile. Ummkeli naye ufumana ixesha lokubamba umxhasi kwipropati yokumisela ukuba inzuzo ixesha elide okanye elifutshane.

Isiseko sepropati yesipho siyisiseko seendleko zomnini-ntlawulo kunye kunye naluphi na utshintsho. Utshintsho oluthile olwandisa isiseko lulungiso olukhulu kunye nokuphuculwa, kunye naliphi na indleko zokuthengisa impahla, njengee-commissions zika-broker. Utshintsho oluthile olunciphisa isiseko ukuhlaziywa ukuba umnikazi wangaphambilini wayenokumangalela ngokuqeshisa ipropati.

Inzuzo okanye ukulahlekelwa ngummkeli kwisakhiwo sesipho kuya kuba yintengo yokuthengisa isinciphisa isiseko seendleko .

Iingcebiso Zokugcinwa KweePropati

Buza umnikeli ukuba anikezele ngesiseko seendleko zepropati kwaye akuxelele umhla othe wathenge ngayo loo propati. Zama ukufumana ikopi yesitatimende sokumisela ukubhalwa komhla nomhla wokuthenga.

Uyakufuna kwakhona ukuqikelelwa kwexabiso lemarike elungileyo lepropati ngomhla wokudluliselwa kwesipho kuba ngamanye amaxabiso inani lemarike liza kudlala kunye nokufumana okanye ukulahleka ukubala. Oku kungenza kube lula njengoko kulungiselelwa uvavanyo.

Isicwangciso seRhafu seNkxaso yePropati

Ukuba ufumene ipropati yangempela njengesipho, cinga ukuhlala kwipropati ubuncinane ubuncinane iminyaka emibini ngaphambi kokuyithengisa. Oku kuya kukunika ithuba lokufumana inzuzo eyinkunzi ngaphandle kwe-$ 250,000 ekuthengisweni kwezindlu zokuqala ukuba ungatshatanga, uphinde kabini loo mali xa utshatile uze ufake ifayile yokubuyisana.

Ukuba ipropati iqeshwe ngaphandle, qwalasela iCandelo le-1031 ukutshintshiselwa ukujongisa irhafu.

Cinga ukunika omnye umntu impahla. Oku kuya kutshintsha irhafu yerhafu kumnini omtsha. Izibonelelo ziyakuthengisa iimpahla ngaphandle kokuhlawula irhafu yerhafu yenzuzo kwaye uza kufumana irhoxiso yerhafu kwixabiso lemarike elungileyo lepropati njengomnikelo wempano .