Umsebenzi wexesha elizayo lomsebenzi
Ixesha eliza kusekelwe kwiimali zifana neemarike zemali (ngokuqhelekileyo ezaziwa ngokuba yi-Forex), kodwa kukho ukungafani okubalulekileyo.
Umzekelo, ikusasa lemali lithengiswa ngezentengiselwano, njengeCME (Chicago Mercantile Exchange), kodwa iimarike zemali zithengiswa ngabathengi bemali , kwaye ngoko ke azilawulwa njengemali ezayo. Abanye abathengisi bemini bakhetha iimarike zemali ngelixa abanye bakhetha imali ezayo.
Imali yexesha elizayo ayiyi kuba neengxaki zeemarike zemali ezichaphazelekayo, njengabarhwebi bemali abathengiselana nabathengi babo, kunye nexabiso elingaqhelekanga. Kwiphepha le-flip, ukurhweba kwangaphambili kunokuba luguquguquke kakhulu, ukuvumela abahwebi bakwazi ukufikelela kwimilinganiselo ephakamileyo kunye nokuthengisa kwiindawo ezizimeleyo . Imali yexesha elizayo liza kuthengisa kuphela ubungakanani bekhontrakthi, ngoko abathengisi kufuneka bathengise ngokuphindaphindiweyo kwelo. Ngokomzekelo, ukuthenga isivumelwano se-Euro FX kuthetha ukuba umhwebi uqhuba ngokuphumelelayo ii-euro eziyi-125,000. Kwimarike yangaphambili ye-forex, umrhwebi angakwazi ukurhweba ngokuphindaphinda kwama-$ 1000, kwaye ngoko ke unako ukuhlalutya ubukhulu besimo sakhe kwisithuba esingaphezulu.
Enye imarike ayiyona ingcono kunomnye, kodwa enye ingamelana nomrhwebi (kunye nobukhulu bayo be-akhawunti) bhetele kunomnye.
Ukuhlaliswa, ukuThumela kunye neNzuzo
Ixesha elizayo lemali lisekelwe kwinqanaba lokutshintshiselwa kwebhanki yemali, kwaye ihlawulelwe ngemali ngemali ephantsi. Ngokomzekelo, i-intengiso yexesha elizayo ye-EUR isekelwe kwi-Euro ukuya kwi-US Dollar izinga lokutshintshiselana, kwaye i-Euro ibe yiyona mali.
Xa isivumelwano se-EUR esizayo siphelelwa yisikhathi, umnini-mali ufumana ukunikezelwa kweeyure eziyi-125,000 zama-Euros. Qaphela ukuba oku kwenzeka kuphela xa isivumelwano siphela. Abathengisi basuku abaqhelekanga ukubamba izivumelwano zesikhathi esizayo baze bafe. Ngako oko, akufanele babandakanyeke kwi-settlement, kwaye abayi kuzuza ukuhanjiswa kwemali ephantsi.
Usuku lokurhweba, kunye nabani na abathengisa imali kwixesha elizayo lokucinga / inzuzo, bavuna inzuzo esekelwe kumlinganiselo wexabiso phakathi kokuthengwa kwesivumelwano kunye nexabiso abathengisa ngalo. Ngexesha elizayo, ungathengisa kuqala uze uthenge kamva, ukuqokelela inzuzo ukuba ixabiso lihla.
Inzuzo kworhwebo lwemali ibalwa njengomlinganiselo phakathi kwexabiso lokungena kunye nexabiso lokuphuma ( kwiikhephe ), landiswe lixabiso lekhakiti, lwandiswe ngenani leenkontileka ezithathwe kwi-yorhwebo.
Ngokomzekelo, uthathe umthengisi uthenge isivumelwano se-Euro FX kwi-1.2525 kwaye uyayithengisa kwi-1.2545. Yiyo inzuzo engama-20, kunye nekhawu ngalinye kwi-khontrakthi ixabisa i-$ 12.50. Ngako ke, inzuzo yi-$ 12.50 x 20, yanda ngeenombolo zezivumelwano ezithengiwe ngumthengisi.
Inkontileka nganye yemali ingaba nexabiso elithile leekethi. Oku kungatshekishwa kwiwebhusayithi yokutshintshiselana (i-CME, umzekelo).
Umgama
Imali yexesha elizayo imida ayifanele idideke kunye nomda / umyinge njengoko kusebenza kwiimpahla okanye kwimarike yemali engaphantsi.
Ngexesha elizayo leemali (okanye nayiphi na isivumelwano esizayo), umgama ubhekisela kumntu omthengi kufuneka abe nayo kwi-akhawunti yakhe ukuze avule urhwebi enye yontraki. Ukuthengisa isivumelwano se-Euro FX, umthengisi angafuna ukuba umrhwebi abe ne-$ 2,310 ukuya kwi-3,000 kwi-akhawunti yakhe, njengoko iimida ezidlulileyo zingatshintshwa ngumthengisi (nangona ubuncinci bubekwe ngumtshintshiselwano). Oko kukubamba indawo ngobusuku bonke. Ukuba ukuhweba kwamasuku, abadayisi bavame ukunika umgama osemgangathweni, ngokuqhelekileyo kufuneke ukuba ibhalansi ye-$ 500 igcinwe kwi-akhawunti ngelixa liphethe isikhundla.
Imida ayikho indleko. Cinga nje ngemali ebanjwe ngumthengisi ukuba akhuphe nayiphi na ilahleko onokuyenza kwi-yorhwebo. Xa uvale ukuba urhwebo luvaliwe, uya kukwazi ukusebenzisa ezo mali ezikhethiweyo kwakhona.
Iimali ezigqithisileyo zeMali
Uninzi lweemarike eziza kuthiwa ziza kusekelwe kwiimali zinikelwa yi-CME (Chicago Mercantile Exchange), kubandakanywa oku kulandelayo:
- I-EUR - I-Euro ukuya kwi-US dollar yemali ezayo
- I-GBP - I-British Pound eya kwi-US Dollar imali ezayo
- I-CHF - I-Franc yaseSwitzerland eya kwi-US Dollar ngemali ezayo
- I-AUD - I-Dollar yase-Australia ukuya kwikamva ye-US Dollar
- I-CAD - I-Canadian Dollar eya kwi-US Dollar imali yexesha elizayo
- RP - IYurophu yaseBritish Pound kwikamva elizayo
- I-RF - I-Euro kwiSweden yaseFrancis izayo
Ezinye iindidi zeebhanki ezininzi zinikezelwa ngokurhweba ngekontrakthi yexesha elizayo.
Igama lokugqibela kwiMali ezayo
Ixesha elizayo lwemali yindlela elawulwayo kunye nokusetyenzana ekuthatheni inxaxheba kwimimiselo yemarike yemali. Imali yexesha elizayo lihamba ngokunyuka okubizwa ngokuba ngama-ticks, kwaye ikethi nganye yokunyakaza inenani. Zingaphi iikhiza ezenziwe okanye ezilahlekileyo kwintengiso inquma ukulahleka / inzuzo yorhwebo. Ukuze uvule urhwebo lwexesha elizayo, umthengisi kufuneka abe nexabiso elincinci lemali kwi-akhawunti yakhe , ebizwa ngokuba ngumda. Kukho iinkontrakthi ezininzi zexesha elizayo zokuthengisa, kwaye iinkcukacha ngamnye kufuneka zihlolwe kwiwebhusayithi yokutshintshisana ngaphambi kokurhweba.