Izingozi kunye neNzuzo yeeNgxowa zeBond yangaphakathi

Kwiminyaka, ukhetho lokubheja kwiimarike ezibophelelweyo lufumaneka kuphela kumaziko kunye nabanini-mali abatyebileyo. Namhlanje, ukuqhuma kweemveliso ezithengiselwano-ntengiso (ETPs) kunika abantu ngeendlela ezininzi ezikhulayo kunye nokukhula. Oku kuyenzeka ngeemali ezichitshiweyo zokutshintshiselana ngemali (ETFs) kunye namanqaku athengiswayo okuthengiselana (ETNs) ahamba kwindlela eyahlukileyo yokhuseleko oluphantsi.

Ngamanye amagama, ixabiso le-ETP ye-bond ekhuphayo iphakama xa i-market bond, kunye nangona kunjalo. Ngokomzekelo, ukuba inqaku leMali le-10 le-US leNondyebo lawa li-1% ngosuku olunikeziweyo, i-fund ye-10 ye-Treasury fund iya kuzuza i-1%.

Iintlobo zeeNgxowa-mali zeBond

Abatyalomali banakho ukhetho lokutyalomali kwi-double-inverse kunye ne-ETF ezidibeneyo ezintathu, eziye zenzelwe ukuhambisa ezimbini okanye kathathu ngokulandelelana kwenkcazo yazo, ngokulandelanayo, imihla ngemihla. I--1.0% ishukunywe kwisicatshulwa yayiza kuguqulwa kwinzuzo engama-2.0% kwi-fund-inverse fund kunye no-3.0% kwi-fund-inverse fund. Njengoko kulindeleke, iimveliso ezinjalo zithwala umngcipheko ophezulu kunye nokubuya okuphezulu ngaphezu kohlobo lwazo lwexesha elilodwa.

Abatyalomali benze okungakumbi nje ukubheja kwiimarike ezibopheleleyo. Esikhundleni salo, kukho uluhlu olubanzi lwezinto ezinokuthi abatshali-mali bakwazi ukuhlawulela ukunyuka kweeNkokheli zeMali zase-US zamanani ahlukeneyo kunye namacandelo ahlukeneyo emarike (njengezibophelelo eziphezulu okanye utyalo-mali obunini-mali).

Izingozi zeNgxowa-mali zeBond yangaphakathi

I-ETPs ezingenayo zibonelela ngotali-mali inani elininzi lokukhetha, kodwa kunye nenani elikhulu leengozi. Okokuqala, ukubheja kummandla othile weemarike, ngohlobo lwalo, isicwangciso esiyinkimbinkimbi esingafanelekanga kubo bonke abatyali-mali. Ngaphambi kokuba uthenge umkhiqizo onjalo-kwaye ngokukodwa enye yeengxowa-mali ezichitshiweyo-qiniseka ukuba uhlolisise ukunyamezela kokunyamezela umngcipheko kwaye qinisekisa ukuba uyaqonda ukuba ii-ETF ezinqamle zenzelwe ukuba zithuthi zexesha elifutshane.

Kwakhona, musa ukulibala ukuba nangona zibophelelo zeemali , iinguqu ezitshintshileyo zizinzulu kakhulu. Ngokomzekelo, kwithuba lokusukela ngoJulayi 25 ukuya kuSeptemba 22, 2011, isivuno kwiNqaku leNondyebo eliyiminyaka eli-10 lahla ukusuka ku-3.00% ukuya kwi-1.72% njengoko ixabiso layo laphakama. Ngethuba lexesha elifanayo, intlawulo ye-Daily 7-10 ye-Treasury Bear ye-3x Shares (i-ticker: TYO), i-ETN ene-triple-inverse, yawa ukusuka kuma-38.23 ukuya kwi-28.02% -lahleko ye-26.7%. Qinisekisa ukuba unokunyamezela olu hlobo lokungaxhamli ngaphambi kokutyalomali.

Izingozi zeeNgxowa ezimbini zeeNkcazo eziBini kunye neThathu

Abatyalomali kufuneka baqaphele ukuba iimali eziphambene nezihlandlo ezimbini kunye nezihlandlo ezintathu zibonelela ngokubaluleka komsebenzi ongenakwenzeka kwimini enye . Ngethuba lexesha, umphumo wendlela yokuqulunqa ukuba abatyali-mali abayi kubona ukusebenza okwesibini okanye kathathu okuchasene nesalathisi. Enyanisweni, ixesha elide ixesha elide, ukugqithisa okukhulu phakathi kokubuyiselwa kwangempela nokulindelekileyo.

Umzekelo okhawulezayo: ngosuku olulodwa, i-ETF yeNondyebo ye-NF ingalahlekelwa ngu-2% ukuba imarike iphakama 1%. Ngaphezulu kwenyanga, ukubuya kunokuba -6% (kungekhona -4%) kwilahleko e-2% yeemarike. Ngonyaka, umtyalo-mali unokubona ukulahlekelwa kwe--26% (kungekhona -20%) kwi-market. Oku kuphela ukucinga, kodwa kubonisa ukuhlukana okungenzeka emva kwexesha.

Esi sizathu esona sizathu esibalulekileyo sokuba iimali ezingenanto ezichanekileyo akufanele ziqwalaselwe ngotyalo-mali olude .

Ngezantsi uluhlu lweemveliso ezingenakutshintshiselwano zengeniso-mali. Kukho ukuphazamiseka apha, njengoko kwezinye iimeko iinkampani ezimbini ezihlukeneyo zinike ii-ETF ezichaphazelekayo ezibandakanya inxalenye yeemarike ezifanayo; umzekelo, i-TBX ne-TYNS.

Ixesha elilodwa (-100%) I-ETF kunye ne-ETN

Amaxesha amabini anesithathu (-200% kunye ne -300%) ii-ETF kunye ne-ETN

Ii-ETF eziNcinci