Ufanele uphume umhlalaphi? Qala ngala mabala.
Olunye urhulumente wonxweme, eVirginia, ujikeleza uluhlu kwindawo yeshumi. Kwaye konke oku kuluhlu lubandakanya iintlobo zeendawo ezintsha eNew York kunye namaCalien ahlala ephutha omnye komnye: i-Iowa kunye ne-Idaho, i-Montana kunye ne-Wyoming, North Dakota ne-Nebraska.
Zonke ezi zizwe zinokubonakala ngathi zikhetha izinto ezintle njengexabiso eliphantsi kwezindlu, ixabiso eliphantsi okanye akukho nerhafu yengeniso okanye irhafu yentengiso, izinga lolwaphulo-mthetho kwindawo, idolophana encinci, imisebenzi yendawo, njl. Ingaba wena okanye mna ndingathanda ukuhlala phantsi omnye umbuzo omnye umbuzo.
Idibeneyo: Kufuneka Ndibuyiselwe phantsi?
Yintoni Ngokwenene eyenza i-State ibe yindawo engcono kakhulu yokuhlala phantsi
Uludwe oluphezulu kakhulu lwezithuba zomhlala-phantsi njengamabhanki ancedisayo kuba anikezela ngombono onokubheka kwindawo yokuthatha umhlalaphantsi. Ixabiso eliphantsi okanye akukho rhafu yerhafu kunye nerhafu yokuthengisa kunye nolwaphulo-mthetho oluphantsi luba luleke ngakumbi kuwe kunamazulu afudumeleyo. Unokukhetha idolophu encinci ukuvakalelwa kodwa ufuna ukusondela kwi-hub yezoqoqosho.
Ukuba uceba ukuba yi-butterflies yentlalontle xa ufuna umhlalaphantsi, usenokufuna indawo yokutsala umhlalaphantsi. Kodwa kubaluleke ngakumbi ukuqwalasela izinto ezibalulekileyo kuwe. Zokuba zifumaneka kwiindawo ezikude okanye kufuphi nalapho uhlala khona ngoku. Unokuba neendawo ezigqibeleleyo zomhlalaphantsi engqondweni ongeke wenze uluhlu lwesizwe.
Ngaphambi kokuba wenze isigqibo, cinga ngokulandela.
Idibeneyo: Kutheni ungabathanga umhlalaphantsi ngaphandle?
Imozulu: Zininzi zeendawo kwi-list yebhanki yakutshanje inobanda, ubusika beqhwa. Ukuba unandipha utshintsho lwamaxesha, le nto ingafumaneka nje. Ukuba uchithe ubomi bakho bokusebenza kwimozulu yelanga, umhlala-phantsi mhlawumbi akusisithuba sokutshintsha.
Iindleko zokuphila: Yiyo apho amazwe angalindelekanga enza ingqiqo eninzi. Ekubeni abaninzi abahlala phantsi abanakunceda kodwa babukele iidola zabo, abahlala kwindawo apho amaxabiso aphantsi ayenokuba nempembelelo yangempela kwimpilo yobomi. Ixabiso lika-Payscale.com elikhululekile lokusebenzisa isixhobo sokuphila likuvumela ukuba uqhathanise izixeko ngaphesheya.
Intsapho / abahlobo abasondeleyo: Kwabaninzi kuthi, into ebalulekileyo ngokuthatha umhlalaphantsi yithuba elide lokuchitha kunye nosapho kunye nabahlobo. Ukuba oko kukucinga kwakho, kunengqiqo ukuthanda amabala omhlala phantsi okwenza ixesha lentsapho lilula. (Ngamanye amaxesha ukufumana imali kunokuncedisa iholo lakho lomhlala-phantsi, kwakhona.) Ukuba usuka kude nabathandekayo, khumbula ukuba kukho iindleko zokuhamba kwisicwangciso sakho sokuchitha imali yonyaka.
Izindlu: Inxalenye enkulu yelidi elulalayo ifumana indawo efanelekileyo yokuhlala. Iqhinga kukufumana indlela yokunciphisa umboleko wakho ngaphandle kokunciphisa isikhala sakho okanye izibonelelo. Ngokuqhelekileyo, oko kuthetha ukufumana indawo apho izindlu zingabizi kakhulu kwibhodi (ezi ndawo zibonelela ngexabiso eliphantsi lokuphila).
I-Trulia.com yindawo enkulu yokuphanda amanani asekhaya.
Izithuthi: Abanye abantu bathanda imoto yabo, kodwa kukho ukuzimela kokuzimela ukuba ukwazi ukuba awudingi. Ukuqhubela phambili, njengoko sineminyaka yobudala, ukuqhuba umbane kungeke kube lula (kunye neendlela ezingenako ukunyamezela). Indawo enokukhetha ukuhamba kwezithuthi zikawonkewonke ingaba luleke kakhulu kwabanye abahlala phantsi.
Imirhumo: Ngaphezu kwehafu yesizwe sase-United States inikezela uhlobo lwekhefu lokuthatha umhlala-phantsi, ukuba alukho ikhefu lokuhlawula irhafu. Ndiyathanda imephu yerhafu ye-Kiplinger.com yombuso ekubandakanyeni ukuba yiyiphi. Eyona nto imenza umahluko xa uhoxisa loo 401 (k) imali ukuba irhafu yombuso ihlawulwe okanye ayikho, ngoko ke ukuba uya kuhamba, unokwenza ube ngumntu ongenisa irhafu.
Imisebenzi: Musa ukulibala ukwenza oko uthanda ukukwenza ngexesha lakho.
Ukuba uthanda imidlalo yangaphandle, ukulima, inkcubeko, ubomi bobusuku, nokuba ucamngce, kukho indawo eninzi yokhathalela umhlala-phantsi onokuthandayo.
Idibeneyo: Iindawo ezingcono ezingekho kwi-US zokuthatha umhlalaphantsi
Ukuba wenza isigqibo malunga nokuhamba okukhulu, zama ngaphambi kokuba uthenge. Ukutyelela idolophu yakho ekuya kuyo kwaye uzama ukwazi abantu abambalwa, kuya kukunceda ukuba ufumane ingqondo engcono yeedolophu kunye nomoya woluntu. Ukuba u tyelele indawo oye wafumana kwiluhlu, lungele ukuba abancinci bangqungquthela. Amabala okuthabatha amaxesha amaninzi ayilindelwe kakhulu. Kodwa kulungele umzamo wokufumana indawo efanelekileyo yokuthatha umhlalaphantsi.