3 Ngokukhawuleza neendlela ezilula zokujonga i-Credit Card Balance

Ukwazi ukuba ibhalansi yekhadi lesikweletu ibalulekile, ingakumbi ukuba ufuna ukuthenga enkulu. Ungaphinda ufune ukubona umonakalo owenziweyo emva kokuhamba kwakho kokugqibela kokuthenga okanye uqinisekise ukuba intlawulo yakho yakutshanje yithunyelwe kwi-akhawunti yakho. Ngombulelo, akudingeki ukuba ulinde ukufika kwekhadi lakho lekhadi lokuthenga ngetyala lokufumana ukulinganisela kwekhadi lakho lesikweletu . Unokwenza lula ukujonga ibhalansi yakho ngefowuni, intanethi, okanye i-smartphone app.

Khangela ukulinganisela kwekhadi lakho leKhadi kwi-fowuni

Shayela inombolo kumqolo wekhadi lakho lekredithi ukuze ufike kumgca weenkonzo zomthengi wekhadi lakho. Faka inombolo yekhadi lakho usebenzisa i-keypad yefowuni kunye nawaphi na amanqaku okuchonga (njengamanani amane okugqibela enombolo yokhuseleko lwenhlalakahle okanye ikhowudi yakho ye-zip yokukhokha) kwaye ulandele ukukhawuleza ukuva ukulinganisela kwekhadi lakho lesikweletu. Uninzi lweenkonzo zamakhasimende zingakunika imali ngokuzenzekelayo ngaphandle kokufuna ukuba uthethe kummeleli. Nayiphi na imibuzo enayo malunga ne-akhawunti yakho okanye ukuthengiselana kwangoku kuya kufuneka uye kumntu ophilayo.

Ngaphezulu kwe-Intanethi

Ukuba ukhethe i- akhawunti ye- intanethi kwikhadi lakho lesikweletu, inkqubo yakho ilula. Vula uvule isiphequluli sewebhu, thayipha i-URL yewebhusayithi yakho yomniki wekhadi, kwaye ungene kwi-akhawunti yakho ukujonga ibhalansi yakho. Ukuba awukakusiswanga i-akhawunti ye-intanethi, unokwenza i-akhawunti entsha xa uhlala kwiwebhusayithi yomkhuphi wekhadi.

Hlola emva kwekhadi lakho lesikweletu okanye isitatimenti sokubhatalwa kwangoko ukufumana idilesi yewebhu echanekileyo kumkhupheli wekhadi lakho lesikweletu. Ukuba ufuna uncedo oluncedo, isebe lakho leenkonzo zethengi lomthengi linokukunceda ukuba ufumane i-akhawunti yakho ye-inthanethi.

Xa udala i-akhawunti ngethuba lokuqala, qiniseka ukuba ukhetha igama lomsebenzisi ongawakhumbula kunye nephasiwedi ekhuselekile kwaye akunakucingelwa lula nawuphi na owaziyo.

Emva kokuba ungene ngemvume, kungekuphela nje ongakubona ibhalansi yakho yangoku, kodwa unokujonga kwakhona ukuthengiswa kwamuva kunye nolunye ulwazi lwe-akhawunti.

Via App Smartphone

Ukuba unayo i-smartphone, unako ukwenza uninzi lweebhanki yakho kunye nokubeka iliso kwikhadi lekhredithi ngqo kwifowuni yakho. Uninzi lwabakhuphaza bekhadi lokuthenga ngetyala (credit card issuers) lunezixhobo ze-smartphone kunye nethebhulethi ongayilanda ukukhangela ukukhawuleza kwekhadi lakho lesikweletu kunye neenkcukacha zekhadi lesikweletu Ukutyelela i-Apple App Store okanye ivenkile yeGoogle Play ukukhuphela iprogram yakho yomkhuphi wekhadi. Xa ukhupha kwaye uvula i-app, uza kungena usebenzisa igama lomsebenzisi kunye nephasiwedi oyisebenzisayo kwiwebhusayithi. I-smartphone yakho okanye ithebhulethi kufuneka ixhumeke kwi-intanethi ukwenzela ukuba ufikelele ulwazi lwakho lwekhadi lesikweletu nge-app ye-smartphone.

Ungalokothi uhlole ibhalansi yekhadi lakho lesikweletu kwi-wifi yoluntu. Oku kubalulekile ukuba uvakatye lewebhu kwi-laptop okanye uhlola nge-app ye-smartphone, okanye i-web browser yakho. Iinqununu ze-wifi zoluntu azikhuseli kwaye zingasetyenzwa ngabaqhetseba ukuze ubone ukuba uluphi ulwazi olusebenzisayo ukufikelela kwiakhawunti yakho yekhadi lekhredithi.