Ukuphazamiseka kwezeMali kwalabo abaqhuba i-Uber, iLyft okanye iSidecar
Namhlanje, kunokwenzeka ukwenza imali eyongezelelweyo nje ngokuqhuba imoto yakho. Ukuba usebenza (okanye ucinga ukusebenza) ngo-Uber, Lyft, Sidecar, okanye amanethiwekhi afanayo okwabelana ngokukhwela, kukho imiba eninzi yerhafu ekufuneka uyiqwalasele. Ziziphi izinto ezifanayo (kunye neeWebhsayithi ezifanayo) ukuba zenza kube lula ukuba abantu babelane ngokukhwela emotweni.
Ezi nkonzo ziyinxalenye yoqoqosho lolwabiwo-ndlela: indlela yokwabelana ngempahla kunye neenkonzo, ezenziwe ngeteknoloji edibanisa abathengi nababoneleli ngeenkonzo.
Nangona unokwabelana ngokukhwela okanye unike umntu ukuphakamisa emotweni yakho, ingeniso oyifumanayo ngokubonelela ngenkonzo yokwabelana ngokukhwela ihlawuliswa, kwaye unako ukukhawuleza iindleko ezihambelana nomsebenzi.
Ikontrakta elizimeleyo okanye uMqeshwa
Lo ngumbuzo obalulekileyo kunoma ubani osebenzayo kwezoqoqosho olubiweyo. Emva kokuthetha nabantu abaningana abasebenza kwezoqoqosho oluhlangeneyo, uDerek Davis, umgcini-mali we-akhawunti ephakamileyo yaseCalifornia, wathola ukuba abantu "abazange bazi ukuba kwenzekani" kunye neengqesho zabo. Nakhu okufuneka ufumane:
Ngaba unkontileka ozimeleyo? Inokwenzeka ukuba impendulo nguyebo. Khangela isivumelwano esivumile xa ubhalisele kwiWebhsayithi.
Ngokuqhelekileyo, sibheke kwiinkalo ezintathu ezibanzi zobudlelwane phakathi kwakho kunye neshishini osebenzela lona. I-IRS ichaza ngale ndlela:
- "Indlela yokuziphatha: Ngaba inkampani iyalawula okanye inelungelo lokulawula into eyenziwa ngumsebenzi kunye nendlela umqeshwa enza ngayo umsebenzi wakhe?
- Imali: Ngaba iinkalo zomsebenzi womsebenzi olawulwa ngumhlawuli? (Ezi ziquka izinto ezifana nendlela umqeshwa ehlawulwa ngayo, ingaba iindleko zibuyiselwa, onika izixhobo / izinto, njl.
- Uhlobo lobudlelwane: Ngaba kukho izivumelwano ezibhalwe phantsi okanye inzuzo yomhlobo womqeshwa (oko kukuthi isicwangciso somhlala-phantsi, i-inshorensi, ukuhlawulwa kweeholide, njl.) Ngaba ubudlelwane buya kuqhubeka kwaye ngumsebenzi owenziwe ngundoqo kumashishini? " - ukusuka kwi-IRS.gov.
Ukuba inkampani inokukwazi ukulawula umsebenzi wakho, njengokubeka iiyure, ukujonga, nokukunika izixhobo kunye nezixhobo ozifunayo ukwenza umsebenzi wakho, ngoko unokuba ngumqeshwa.
Ukuba inkampani ishiya yona kuwe ukubeka iiyure zakho, idinga ukuba unikezele izixhobo zakho, izixhobo, izithuthi, njl, kwaye ayikuboneleli naluphi na uqeqesho okanye ulawulo, ngoko mhlawumbi unkonkontrakta ozimeleyo.
Abaqeqeshi beRhafu baqeqeshwe ukuncedisa abaxhasi ukuba bahlalutye imeko yabo ukuba bafumane ukuba ngaba ngabaqeshwa okanye iikontraki ezizimeleyo. Qiniseka ukuba ucele i-akhawunti yakho ukuba ahambe ngaphezu kwayo nayiphi na ingxaki.
Impembelelo yentlawulo
Makhe sicinge ngoku ngoku usebenza njengonkontileka ozimeleyo. Yaye leyo ihambelana ngokuthe ngqo kwindlela imali engenayo yokuhamba ngokujikeleza iya kuhlawulwa. Abaqhubi be-Ridesharing "banokuqonda ukuba abayiyo umsebenzi," kusho u-Iain Howe, umgcini-nkcazo ocacileyo woluntu e-Austin, eTexas. "Andizi ukuba ngaba bayaqonda ukuba oko kuthetha ntoni kumbono werhafu. [Kukho] irhafu yengeniso kodwa i-15.3 ekhulwini [ihlawuliswa] yerhafu yokuqeshwa."
Ngokungafani nomsebenzi wendabuko apho umqeshi enqaba ukuhlawulwa kwentlawulo, ikontrakta elizimeleyo linoxanduva lokuthumela iintlawulo zeentlawulo ngokwabo, inkqubo ebizwa ngokuba ihlawula irhafu eqikelelwayo .
Xa sicinga ukuba ingakanani irhafu eqikelelweyo yokuhlawula, kubalulekile ukuba uqaphele ukuba iikontraki ezizimeleyo zihlawula iinqununu zoRhwebo loKhuseleko lweNtlalo kunye neNtlawulo, kodwa abasebenzi bahlawula ihafu zerhafu kwaye umqeshi uthabatha esinye isiqingatha.
"Intlawulo yeerhafu ingaba ngama-30-40 kweepesenti yemali engenayo," kuchaza uHowe. "Intlawulo ethatyathwe kwi-30-40% yintlangano ye-15.3% yerhafu yerhafu yerhafu yerhafu yengeniso yerhafu ye-15% ukuya kwi-25% (okanye ngaphezulu)," uHowe wachaza kwingxoxo elandelayo nge imeyile. Eyona nto, "imali ehambayo kwi-akhawunti yakho yebhanki ayikho eyakho," uHowe uthi, "wabeka eceleni kweerhafu."
Nantsi ingqungquthela emfutshane yendlela yokufumana ingqesho yerhafu ehlawuliswa ngayo ngaphandle komvuzo oqhelekileyo:
| Abasebenzi | Iikontraki ezizimeleyo | |
| Ingeniso yerhafu yenziwe njani: | Umvuzo omncinci, unciphisa iintlawulo zangaphambili zerhafu. Ngokuxhomekeke kwerhafu yengeniso, ukhuseleko lwezeNtlalo kunye neerhafu zemirhumo. | Ukufumana i-receipts, ukuncitshiswa kwebhizinisi elivumelekileyo. Ngokuxhomekeke kwerhafu yengeniso kunye nerhafu yokuqeshwa kwabasebenzi . |
| Intlawulo yeRhafu yeRhafu | ewe | ewe |
| Yentlawulo yoLuntu | Ewe (hlawula isigqibo) | Ewe (hlawula zombini iinqununu) |
| Irhafu yonyango | Ewe (hlawula isigqibo) | Ewe (hlawula zombini iinqununu) |
| Irhafu yengeniso kaRhulumente | ewe | ewe |
| Amaphepha eRhafu afunyenwe ekupheleni konyaka: | Ifomu W-2 | Ifom ye-1099-MISC kunye / okanye ifomu 1099-K |
| Kuphi ingxelo malunga nokubuyela kweerhafu: | Ifom 1040, umgca 7 | Ifomu 1040, iShedyuli C |
| Amaxwebhu owagcwalisayo xa uqala ukusebenza | Iifom I-9 kunye ne- W-4 | Ifomu W-9 |
| Iirhafu zihlawulwa njani | Ngokubamba ukuhlawula umvuzo | Ngokuhlawulwa kweerhafu |
| Iindleko ezinxulumene nomsebenzi zithathwa njani | Njengendleko zeshishini lomsebenzi kwiShedyuli A | Njengoko zithatyathwe ishishini kwiShedyuli C |
Ngoku makhe sithethe malunga nokuxothwa kunye namaxwebhu
Iingcebiso Zentlawulo Ezikhethekileyo
- Gcina i-log ye-mileage eneenkcukacha. (Kukho ii-app for that.)
- I-log ye-mileage iyadingeka ukuze ufike ngepesenti yeekhilomitha eziqhutyelwe ngenjongo yomsebenzi.
- Uzakufuna le pesenti ukuba ufumane ukuba zininzi zindleko zeemoto zakho ezinokutsalwa.
- Uya kufuneka ugcine iirekhodi zeendleko ezihlobene nomsebenzi. Akunjalo nje ukulungiswa kwemoto kunye neerhasi, kodwa kunye neemephu, iimpahla kunye nokunye.
- Uya kufuneka wenze iintlawulo eziqikelelwayo.
Ukubaluleka kweMigodi yeLimi
"Oko i-IRS ithi [kukugcina] amaxwebhu angaphandle, konke oku kuthetha [kubhala] iimayela ngamaxesha onke xa behamba, imihla ngemihla," kusho uHowe.
Unokufumana iinkonzo kwi-App Store okanye kwi-Google Play ukukunceda ukulandelela i-mileage yakho. Kodwa iHowe yavela nesisombululo sakhe. Udale i-Excel spreadsheet kwi-desktop yakhe. Kwaye kwi-app amanqaku kwifowuni yakhe, wadala inqaku elitsha kwiikhilomitha ze-Uber. Naluphi uhambo uya kwenza inqaku lokuqala kunye nokuphela kwemitha. Ngoko ekupheleni kweveki, uhambisa i-mileage kwi-app yakhe yeenkcukacha kwi-spreadsheet yakhe.
Ukugcina Umkhondo weeMiles zakho uhleleke kwiindlela ezintathu kwixesha leRhafu.
- Unayo inani elichanekileyo leekhilomitha zakho, ngoko ke unako ukubala iindleko zakho ezichithwayo ngokusebenzisa izinga elilinganiselwe lemileage, "inkulu, ama-56 entente ngo-2014, ukuya kuma-57.5 ngo-2015," kusho uHowe.
- Ukuba i-IRS iyatshintsha izinga le-mileage phakathi konyaka, uya kuba nako ukubala ukuchithwa kwee-mileage ngokuchanekileyo. "Ndiyayikhumbula ukuba yintoni [i-IRS] eya kwenzayo, inokunciphisa izinga eliqhelekileyo lokulinganisa umyinge wesibini wonyaka. Yingakho kubalulekile ukugcina umkhondo wemileage yemihla ngemihla, ngoko unokuphazamiseka," kusho uHowe. Yisiphi isizathu salesi sikrokro? "Ukuwa kwamaxabiso egesi," uHowe wachaza nge-imeyile, "Njengoko inxalenye yesilinganiso semilinganiselo yee-mileage ifuna ukuphendula i-gas (kwakunye nokulungiswa, ukugcinwa, i-inshurensi, njl. isantya phantsi ngoJulayi 1 ukuya kuDisemba ngo-31 njengoko benzayo ngaphambili. "
- Uya kuba namaxwebhu "aqhelekileyo". Nantsi indlela i-IRS ichaza ngayo imeko efanelekileyo, "Ufanele urekhode izinto zeendleko okanye usetyenziso lwezoshishino okanye okanye kufuphi nexesha leendleko okanye usetyenzise kwaye uluncede ngobungqina bokuba uxwebhu olufanelekileyo. isitatimenti esilungiselelwe kamva xa ngokubanzi kukho ukungabikho kokukhumbula okuchanekileyo. Akudingeki ukuba ubhale phantsi iindleko zazo zonke iindleko ngomhla weendleko. Ukuba ugcina ingxelo nganye ngeveki ukuba i-akhawunti isebenzise ngeliveki, Igogi ithathwa njengengxelo egcinwe ngexesha elifanelekileyo. "
Yintoni ongayifaka kwi-My Mileage Log
Ii-Miles ezichithe ukuqhubela abantu ngokubanzi, kunye nokuqhuba ukuqhubela phambili kwezoshishino, njengokuhamba ukuya ebhankini okanye ukufumana iimpahla. Njengomqeshwa, "ukuqhubela eofisini kuya kutshintshwa kwaye kungenakucatshulwa," kusho uHowe. Kodwa kuba umqhubi-nxaxheba wokukhwela, "ekubeni [imoto] yakho iofisi yakho, ukuhamba kwakho kukuhamba ukuya emotweni." Ngokukhawuleza xa uvula insiza, uyayeka kwaye usebenza. kwimoto yakho kwaye ingagqitywanga, kwaye unqumle ukuthaba ikhofi, engenayo i-deductible, ngenxa yokuba ungasebenzi. Kodwa, ukuqhubela ebhanki okanye kwi-Office Max, ngenxa yokuba loo mayela inxulumene nezoshishino, ezo zixutywa njenge-deductible , "Kusho uHowe.
Ukuba awuyi kugcina iMogage Log
Ukuba i-IRS ijongene neendleko zakho ezinxulumene nemoto kwirejista yakho yerhafu, "kwaye akukho maxwebhu," uHowe wathi, "banokuyibamba yonke into." Ngamanye amagama, ilogi ye-mileage inceda ukuxothwa kwexabiso lemoto elibikwe kwingxelo yakho yentlawulo.
Into onokuyenza
IShedyuli Y yakho iyona ncwadana efanelekileyo kwiintlawulo onokuzikhawulela ezinxulumene nerhwebo okanye ishishini lakho. Izinto ezinjengemephu, ifowuni okanye ithebhulethi, iinkonzo zefoni nomnatha, kunye nezinye izixhobo kunye nezixhobo ozifunayo ukwenza umsebenzi wakho. UHowe wanikela umzekelo owodwa: umlinganiselo wokufakela ifowuni yakho kwimoto kuya kuba yindleko echithwayo kwaye kuyimfuneko ngokukhethekileyo kwizixeko ezinemithetho yokuqhuba ngezandla.
"Ukusela kunye nokutya okutyiweyo okuthengwa kubagibeli banokudityaniswa njengeendleko zoshishino, umzekelo, amanzi, i-gum, i-mints, njl," uHowe wachaza nge-imeyile.
"Olunye uqikelelo luyingxenye ye-bill cell phone". UHowe waqhubeka wathi kwi-imeyile yakhe, "Ukuba ukusetyenziswa kwabo kwandiswe ngenxa yexesha eliqhubiweyo lokuqhuba u-Uber okanye ukuba kufuneka bathenge isicwangciso-xabiso esiphezulu ukulungiselela ukusetyenziswa kwedatha ephezulu, inxalenye yesilwayo yefowuni ingacingelwa iindleko zoshishino. Abaqhubi kufuneka bagcine amaxwebhu axhasayo indlela abazimisele ngayo isahlulo sokusebenzisa esisodwa kwisahlulo sokusetyenziswa kwezoshishino. "
Ukulungiswa kwemoto, ukuhlamba imoto, amatya amatsha kunye nezinye iindleko ezihambelana nemoto, ufanele ukhethe phakathi kwezinga eliqhelekileyo leemali okanye izindleko zangempela zonyaka. Ngoko gcina ingqalelo yeendleko zakho ezihambelana nemoto, ngoko wena kunye ne-akhawunti yakho unokuqhathanisa kwaye ubone indlela eyovelisa umphumo ongcono kwi-tax return yakho. Yintoni eya kwiindleko ezinxulumene nemoto? I-petroli, ukulungiswa kunye nokugcinwa, i-inshorensi kunye neendleko zokuthenga imoto. Iimfumba kunye nokupaka kunganqunyulwa ngokwahlukileyo, ngaphezu kwezinga lokulinganisa i-mileage rate, ngoko ke qiniseka ukuba ulandelele ii-tolls. Qaphela, "ukuba ufuna ukusebenzisa imilinganiselo yezinga eliqhelekileyo lemoto onayo," i-IRS ithi kwi-Publication 463, "kufuneka ukhethe ukuwusebenzisa kunyaka wokuqala imoto iyafumaneka ukuba isetyenziswe kwishishini lakho. kwiminyaka kamva, unokukhetha ukusebenzisa i-standard mileage rate okanye iindleko zangempela. "
Ukugcina Ingxelo
Yenza inkqubo yokugcina irekhodi ukulandelela iholo lakho kunye neendleko ezihlobene nezoshishino.
"Ingxaki yokugcina ingxelo kunye nokulandelwa kweendleko" ziyiengxaki eziqhelekileyo, uDavis uthi. Ucebisa ukuba abaqhubi be-Uber "bagcine iirekhodi ezifanelekileyo zeendleko. Ukulondoloza irisidi (njengokuba kunjalo ngoku) kukuhle kakhulu." Kubalulekile ukugcina iirekhodi "zezinto ezine," uDavis uthi, "umhla, ixesha, isixa, kunye nesimo soshishino." Ezi zizinto ezine i-IRS efuna ukuyibona kwiirekhodi zakho ukuba ziphicotha iindleko zoshishino lakho.
UHowe uncoma ukuba abathengi baqhubeke "yonke into ndawonye kwi-spreadsheet." Gcina yonke iindleko zakho, "kunye neendleko abacinga ukuba zinokudityaniswa kodwa aziqinisekanga," kusho uHowe, "ngoko [iCPA] inokukwazi ukuba ichithwe okanye ayiyiyo loo ndlela. "U
Kwakhona, uHowe uthi ukufumana zonke iinkozo zenkcitho kunye neendleko kwindawo enye kwenza kube lula ukwenza ixesha lokubuyisela irhafu. "Nantoni na into eyenziwa ngumthengi ukunciphisa inani elithathayo ukulungiselela ukubuyiswa ngokuqhelekileyo liya kunciphisa umrhumo jikelele."
Yintoni ongayilinda kwi-1099 yakho
Uber, Lyft, kunye nezinye iinkonzo ezihamba phambili ziya kukuthumela okanye ifom ye-1099-MISC okanye ifom ye-1099-K, okanye zombini, ukubika ingxelo yakho yonyaka. Ezi fom zivame ukuphuma ngoJanuwari.
Emva kokuphonononga iifom zerhafu eziyi-1099 ezithe zavela e-Uber, iHowe inikeza iingcebiso malunga noko ukujonga kunye nendlela yokusingatha ezi fom.
Ifom ye-1099-K iya kubonakalisa ixabiso lentlawulo efunyenweyo (kunye nesiseko sexesha) + kunye nentlawulo ekhuselekileyo yokukhwela kunye nokuhlawula iifizi zokuhlawula imali kwaye ingaba nezinye iirhafu, "kusho uHowe. Uphawula ukuba "abaqhubi kufuneka bahlawule ngokugqithiseleyo ukukhutshwa okunikezelwa kwisishwankathelo soRhafu se-2014 esinikezwa ngu-Uber."
"Ngeenjongo zerhafu kwiShedyuli C, abaqhubi kufuneka bafake inani lemali eliboniswe kwifomu ye-1099-K kwakunye nexabiso elipheleleyo eliboniswe kwifom ye-1099-MISC (ezi zifakwe kwiindawo ezimbini ezihlukeneyo kwiinkqubo zenkqubo zerhafu). Kubalulekile uqaphele ukuba nangona umqhubi engayifumana ifom ye-1099-MISC ngenxa yokuba ingeniso eyongezelelweyo eyamkelweyo ingaphantsi kwee-$ 600, loo mali ingenayo ingxelo, "kusho uHowe.
"Abaqhubi kufuneka baqiniseke ukuba bangene kwixabiso lemali ekhuselekile yokuhlawula imali kunye nokuhlawula iifizi zeehorityhulam (kwaye mhlawumbi nabanye) ekubuyiselweni kwabo kwiirhafu kuba ezi ntlawulo azigcinwa ngumqhubi kodwa zihlawulwa ku-Uber."
"Abaqhubi kufuneka baqinisekise ukuba bafake iindleko zemali ye-commission ye-Uber (20%, 28%, njl. Njl.) Ehlawulwe ku-Uber," uHowe wathi, "Le mali ibonakaliswe kwiSishwankathelo soRhafu esinikezwa ngu-Uber."
Ukuhlawula amaxabiso akho
Njengomntu oqeshwe yedwa, akukho mntu uya kubamba iirhafu kwiholo lakho. Uya kufuneka uhlawule irhafu yakho. Senza oko ngokuthumela kwiintlawulo zerhafu eziqikelelweyo, "oku kuthetha ukuqhuba amanani," utshilo uDavis. Irhafu eqikelelweyo, elula, kuthetha ukuthumela i-IRS isheke kule ntlawulo yonyaka. Kodwa ngenxa yokuba irhafu yindleko enkulu, kubalulekile ukuqinisekisa ukuba uhlawula imali efanelekileyo.
Ukuhlawula kakhulu amaqabunga akho ngaphandle kokufikelela kwimali yakho de uze ufake ifom yokubuyisela imali yakho. Ukuhlawula okuncinci kubangela ukunyuka kwemali kwithuba lerhafu, njengoko uhlawula irhafu yonyaka odlulileyo ngo-Apreli 15 kwaye uhlawule ukuqikelela kwakho kokuqala kwerhafu yonyaka ozayo, nayo iyafuneka ngo-Apreli 15. Injongo yethu kukuhlawula inani elifanelekileyo leerhafu ngexesha elifanelekileyo, ngoko ke izinto ziyahlanjululwa. Ezi njongo zifezekiswa ngokulula nokugcinwa kwerekhodi kwaye ziqhuba ukubala kweerhafu rhoqo rhoqo.
Qaphela iingozi zakho
Thetha kummeli wakho malunga nobungozi obubandakanyekayo ekuqhubeni u-Uber kunye nawaphi amanyathelo onokuthatha ukuze unciphise ubungozi bakho bobugebengu. Ekubeni le ngxaki yomthetho, i-akhawunti yakho yerhafu ayikwazi ukubonelela nayiphi na icebiso. Ummeli unokuthetha nawe malunga nokwenza iqumrhu loshishino olunjengeenkampani ezinobuncitshiswa okanye i-corporation njengendlela yokukhusela i-asethi yakho kwiimali zokugweba.
Maye kucacile, igalelo lerhafu liya kuba ngaphezulu okanye ngaphantsi malunga nokuba ubeka i-entity okanye uhlala kwifayile yeShedyuli C. Igqwetha lingakucebisa ngokukodwa malunga noko kuya kuqondakala kuwe. Kwakhona, hlaziya umgaqo-nkqubo wakho womshuwalense womshuwalense kunye naluphi na ukhuseleko lwe-inshorensi olunikezwa ngu-Uber okanye uLyft Qonda ukuba uya kuba yintoni kwi-hook, kwaye iya kuthathwa ntoni.
Ekugqibeleni, masithethe ngeengozi ezinxulumene nentlawulo. Oko sikukhangeleyo yingozi yokuba i- IRS ingavunyelwa ezinye zezikweletu zakho. "Khumbula ukuba i- IRS inomthetho weminyaka emi-3 yokunciphisa ukuphicothwa," ixwayisa iHowe, ngoko ke ukubuyiswa kwentela ka-2014 eyabhalwa ngo-Apreli 15 ka-2015 inokuphicothwa yonke indlela ngo-Apreli 15 ka-2018. Ngoko ke kubalulekile ukugcina amaxwebhu ubuncinane ubuncinane kwiminyaka emithathu ukususela ngomhla wokuhlawula irhafu. " Kuphicotho , i-IRS ijonge amaxwebhu akho. Ukuba ixhasa izihlomelo zakho, uyayinqoba. Kodwa ukuba ungekho ubungqina bokuthenga, i-IRS ingavunyelwa ukuxothwa kweendleko.
Imithombo:
U-Iain Howe ngumgcini-mali oqinisekisiweyo woluntu e-Austin, eTexas. Unokufikelela kwiWebhsayithi kwi-atchleycpas.com.
UDerek Davis ungumgcini-mgcini-mvume woluntu oqinisekisiweyo kunye nomsunguli weThabby, i-app-tracking app. Unokufikelela kwiWebhu kwi-SharedEconomyCPA.com.
UWilliam Perez ungummeli obhaliswe. Ukuba unombuzo werhafu malunga nokukhawuleza, zikhululeke ukudibana noWilliam nge-imeyili okanye nge-Twitter @wperez.