Musa ukuSabatha iSipho sakho sokuthenga ngokuthumela iNcwadi yokuVunyelwa kweNgxowa-mali engalunganga
Kutheni ama-Agents Agxininisa kwiiNcwadi zokuVunywa kweMali
Ngelishwa, iileta zokuvunywa kwemali-mboleko ayinasiphelo kuba ziphethe ubunzima obukhulu.
Ngokuqhelekileyo, ababolekisi abaqinisekisi ukuba baya kuboleka umbolekisi. Ngoko bahle ntoni? Ukufakela nje, incwadi yokubhengezwa kwemboleko ikhombisa ukuba umboleki usebenzise isicelo sembolekiso kwaye, sinethemba lokuba, kuyingozi kakhulu ngokuthenga ikhaya , kwaye yile nto.
Imvume yokuVunyelwa kweeNcwadi zokuThengisa iMali
Unokwenza i-letter yemvume yakho yemvume ithetha ngaphezu kokufaka isicelo sembolekiso, kwaye ileta inokunika umthengisi izizathu ezinzulu zokwamkela isipho sakho. Okanye, i-letter yokuvunyelwa kwemboleko yakho inokunika izizathu zokuthengisa ukuba unqabe isipho sakho . Uhlobo luni lohlobo ofuna ukuyenza?
Iimpazamo zokuVunywa kweMali-mboleko eziqhelekileyo
Ukuba ufuna ukunikezela kumthengisi ubuninzi beempahla ukudiliza umnikelo wakho okanye ukhuthaze isibonelelo se- counter kwixabiso eliphezulu, ke wenze nayiphi nayiphi na impazamo yokuvuma imboleko elandelayo.
- Hambisa ukuVunywa kweMali-mboleko Incwadi evela kwiNgaphandle kweNgingqi.
Iintengiso zoluhlu ziziva zikhululekile ukuba ziyazi umboleki-mali oye walungiselela incwadi yokuvunyelwa kwemboleko. Bafumana i-antsy ukuba ngaba umboleki-mali akahlali ndawo ngenxa yokuba abazi ukuba umbolekisi uya kwenza.
Masijongane nayo, kukho ininzi yeendwendwe-mboleko zabasemzimbeni bemini, kwaye abanye benza izithembiso ezibuhlungu kubbolekayo abazange bafune ukugcina. Zibalelwa ngexesha elibolekiweyo lilungele ukuvala, lowo ubolekayo akayi kuba nako ukhetho kodwa ukuhlangabezana nemigqaliselo nemimiselo emitsha, kodwa abaninzi ababolekayo kunokuhamba ngokuvala .
Ibeka umthengi wekhaya ngengozi enkulu ukungenisa i-letter yokungeniswa kwendwendwe yangaphandle. Ukuba abathengi basekhaya bahlangabezana nobunzima ngemboleko, akufani nokuba banamathele kwidesksi baze bathathe umrhorenti wabo womboleko. Esikhundleni salokho, kufuneka bajonge kwi-monitor yabo kwaye bathuke ngokukhawuleza ibhobhobho okanye bahlale bexosha i-cell phone yabo.
Ingxaki enkulu ukhetha uvavanyo lokufunda. Abathengi bendawo bangaphandle abanamava abo kunye nabafundi abaxhonyayo kwincwadi yefowuni kwaye banokuqesha umqeqeshi ongenamakhono onokuyiphucula uphononongo aze aqhube idibanisa.
- Hambisa i-Letter Pre-Qualification Letter esikhundleni seNcwadi yokuPhakamisa.
Iileta zokulandelwa kwangaphambili ziyahluka kwi-verbiage, kodwa ininzi yazo ithi umthengisi wemboleko okanye igosa le mboleko lifumene isicelo somboleko kumboleki. Ikhefu. Bavumelekile okanye bangazange bahlaziye ingxelo yengxelo yemboleko . Iileta zichaza ukuba akukho mqinisekiso yokuba umboleki uya kwenza imali mboleko.
Ngenye iileta , uxwebhu oluchazwe ngaphambili luthetha ngokubanzi. Iincwadi zokupropasa zithi ifayili yomboleki ihanjiswe ekubhalwe phantsi kwaye ivunyiwe. Kuthetha ukuba ityala leboleki lihlaziywe kwaye lifunyanwe liyamkeleka, umsebenzi weboleki uye waqinisekiswa kwaye iimpahla zeboleki ziqinisekisiwe.
Ukuthumela itekisi yokumisela kuqala kuthetha ukuba umntu obolekayo ufanelekile ngokufanelekileyo ukuthenga ikhaya, ngokuxhomekeke kwintsebenziswano kunye nomsebenzi wetayitile kuphela.
- Hambisa iNcwadi yokuVunyelwa kweMali yokuThengisa iMali eNgaphezulu kweNkokeli yakho yokunikezela.
Masivele sisitshengise ifulegi ebusweni bomthengisi othi, "Khangela mna. Ndiyakuhlawula ngaphezu kwexabiso lam unikezelo ." Yile ndlela abathengisi abayichaza ngayo imvume yokufumana imboleko ngaphandle kokunikezelwa kokuthenga. Abacingi ukuba kulungile ukuba umboleki ufaneleke kwisixa semali esiphezulu ngenxa yokuba ngokukhawuleza bafuna ukubeka enye yaloo mali kwimpokothini yabo.
Umthengisi kufuneka aqonde ukuba umthengi wekhaya unokukwazi ukuthenga umboleko othengwayo ukuba umthengi ucebisa ukufumana kwisipho sokuthenga, kungekhona i-penny ngaphezulu.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.