Amasheya ngokubhekiselele kwi-Real Estate - Incike kwiinjongo zakho
Ngethuba lesi sigaba esikhulayo, kubonakala ngathi bonke abathengi abahamba emnyango babuza ukuba kufuneka batyala imali kwirenti yezindlu eziqashisayo. Kwaqala ukuvakalelwa njengengxelo ephukileyo.
Njengoko babeza kuxela ibali emva kwendoda yommelwane wabo okanye umlingani osebenza naye oye wanyula indlu kwaye wenza i $ 50,000 kwimeko yenyanga, sibacebisa ukuba rhoqo xa beva igama elithi 'i-real estate' ukuba bafake engqondweni igama elithi 'iteknologi yamasheya' endaweni yoko.
Abanye baphulaphule.
Emva kokuba imarike yendawo yokuhlala ithe yaphazamiseka , safumana iqela elitsha labantu eofisini yethu ngo-2009 no-2010, bebuza ukuba bangaba mfutshane ukuthengisa amakhaya abo, okanye bavumele ukuba baye kwi-foreclosure . Kubafundi abaninzi, kubonakala kungaqhelekanga ukuba abathengi bethu basenokusibuza lo mbuzo, kodwa baqonde iArizona ngumbuso ongasetyenziswanga othetha ukuba umntu angasuka ekhaya kwaye ibhanki ayinakuyilandela ityala elisele.
Sifuna ukwakha inethiwekhi yezibonelelo kubantu abo amakhaya abo aphantsi kwamanzi. Enye intombazana yaba ngumthengisi kwaye wayenako ukufumana ezininzi zeebhanki ukuguqula iitalente egameni labathengi bethu.
Sasisefowuni nale ntombazana ngelinye ilanga xa wathi "Iimpahla ezinobuninzi kakhulu kukutshala imali kunokungena kwi-real estate? Ungumcwangcisi wezezimali, ngoko kunjalo, yiloo nto uxelela abaxumi bakho."
Sasingathethi.
Waqhubeka "Emva koko konke ukuba ubeke yonke yakho imali ku-Google xa iphuma ne-IPO yayo, uya kusekwa ngoku, kulungile?"
Saphendule, "Hayi, kwaye ukuba ubeka imali yakho kwezinye iisitokhi ezilikhulu esingazibiza ngazo, ngoku uzonqumla."
Yintoni Engcono?
Ukuchonga ukuba utyalo-mali oluthile lungcono kunomnye, into yokuqala omele uyenze ichaza "bhetele". Ufanele ukwazi ukuba yintoni eyenza utyalo-mali oluhle kuwe.
Qala ngemibuzo embalwa efana nale:
Ziziphi iinjongo zakho kwaye kukuphi utyalo-mali obunokukunceda ukuba ufezekise ixesha lakho elibiweyo?
Ngaba ufuna ukuba ngumphathi-mali kumphathi wakho, okanye umtyalo-mali ?
Ngaba ufuna utyalo-mali lwakho ukuvelisa ingeniso ngokukhawuleza, okanye ufuna ixabiso elikhulu?
Ziziphi iimiphumo zerhafu kunye nexabiso elincinci lokuthenga elifunekayo ukuze kuxhaswe utyalo-mali?
Emva koko uvavanye iimpawu zeesitokisini kunye ne-estate estate ukukhetha ukuba yiyiphi enye ifanelekileyo ngokubhekiselele kwiinjongo zakho.
Amasheya kunye neentengiso zineentlobo ezininzi ezifana notyalo-mali
- Zomibini izitokhwe kunye neentengiso ziquka ukurhweba phakathi kwengozi nokubuyela.
- Bobabini banokuthengwa ngama-novice - kodwa akufanele kube njalo.
- Bobabini banokukwenza imali eninzi-okanye ukulahlekelwa yimali eninzi.
- Ngama-stocks kunye ne-estate if you use the average (uboleka imali ukuthenga utsalo-mali) unokulahlekelwa yimali eninzi kunokuba utyalomali.
- Zomibini izitokhwe kunye neentengiso zingathengwa ngokulula ngeemali ezixhaswa ngabantu esidlangalaleni njengemali ye- stock index okanye ii-REIT (Ii-Real Estate Investment Trusts) . Oku kudla ngokukhethekileyo kwabo bangenalo ulwazi kunye namava ukuvavanya isitokisi ngasinye kunye nokuthengwa kwezindlu.
- Zomibini izitokhwe kunye neendawo zokuhlala zingenza umvuzo; izitokethi ngokuhlawula igalelo, kunye neentengo ngexabiso lokuqashisa.
Abaninzi abanotyali-mali abanamava bathengi ama-stocks kunye nokucinga kwezindlu eziza kwenza imali elula. Akusebenzi ngaloo ndlela. Ukusebenzisa imali ngokusetyenziswayo nayiphi na imali-mali ifuna amava nolwazi.
Ngayo yonke into efanayo, yiyiphi intlukwano?
Amasheya (ekucingeni ukuba athengiswa esidlangalaleni) amashishini amaninzi - oku kuthetha ukuba unokuwathengisa ngokulula. Kungathatha inyanga okanye iminyaka ukuthengisa isiqwenga se-estate, kuxhomekeke kwindawo kunye nemarike.
Okukwintsusa
Zomibini izitokhwe kunye neentengiso zingabakho utyalo-mali olufanelekileyo kumhlalaphantsi. Ngaba enye ingcono kunomnye? Inombolo ixhomekeke ngokupheleleyo kwiinjongo kunye neemeko zakho.
[1] Lo mthetho ongekho wokusebenza awusebenzi kuzo zonke iintlobo zetyala elingaphathwa kunye nepropati, kwaye alusebenzi kuwo onke amazwe. Funa isiluleko sommeli we-estate estate owaziyo imithetho yeburhulumenteni ngaphambi kokuhamba ngokuthengiswa okufutshane.
Funda malunga nezitokisi ze-phantom .