Izinto ezintlanu ezibaluleke kakhulu umntwana wakho kufuneka azi
Uninzi ulutsha luyamangaliswa ukuva ukuba abayi kuzisa ikhaya labo umvuzo wehora . Ukuphonononga i-stub yokuhlawula inokuba yinto ephazamisayo kwintombazana efumanisa ukuba imali ifunyenwe njani irhafu yengeniso.
Xa ixesha lezorhafu lijikeleza, lingadidanisa intsha kunye nabazali babo malunga nendlela yokufaka irhafu yengeniso yentlawulo yengane.
Nazi izinto ezintlanu wena kunye nentombazana yenu kufuneka niyazi malunga nentlawulo yengeniso:
1. Abantwana bahlawula irhafu
Ubudala abuyena umbandela xa kunqunywe ukuba umntu ahlawulise irhafu yengeniso. Ukuba umntwazana wakho ufumana imali kwiinkampani, irhafu yengeniso iya kuncitshiswa.
Intsha efumana imali encinci iya kufaka irhafu yerhafu yonyaka. Uncinci utshintsho ngamnye nyaka ngoko kubalulekile ukuhlala phezulu kwimithetho yerhafu yakutsha.
2. Abafundi kufuneka bazalise i-W-4
Emva kokuba kuqeshwe umsebenzi, abasebenzi banikwe iifom zokuzalisa, njenge-W-4. Kumntu oselula, ezi fom zinokubangela ukwesabisa kwaye kunzima ukuyiqonda.
Thetha umntwana wakho kwangaphambili malunga neefom aza kuzizalisa. Qinisekisa ukuba uyazi inombolo yakhe yokhuseleko loluntu. Unokufumana ifom ye-W-4 kwi-intanethi kwaye uyihlolisise kunye nentsha yakho ngaphambili.
Qinisekisa ukuba uyayiqonda icandelo ngalinye. Futhi qinisekisa ukuba uyazi ukuba kulungile ukubuza umqeshi wakhe ukuba unemibuzo.
Chaza ukuba akafanele asayine iphepha lomthetho ngaphandle kokuliqonda. Yaye uyilumkise ekuchazeni iifomu ngokuqiqa ukuba akayazi impendulo.
3. Intsha ingadinga ukufaka iintlawulo zeNgeniso engafumaneki
Ukuba umntwana wakho ufumana ifa, iimpahla, okanye i-real estate, tshekisha nomgcini-akhawunti.
Abancinci banokwenza ingxelo yengeniso ukuba i-akhawunti ibizo egameni labo. Abancinci abadla iindalo ezinjalo kubazali-nakhulu okanye umakhulukazi, umzekelo, unokukhawuleza ukuba neenzuzo ezinkulu kufuneka ahlawule irhafu.
4. Imisebenzi engabonakaliyo isabalwa njengeNgeniso
Ukuba umntwana wakho usemtshini, unobysits, okanye usebenza inja encinci ehamba ibhizinisi, usenokwenza ibango ingeniso. Uya kuthathwa njengesiqeshwe.
Ngoko kubalulekile ukuba umntwana wakho akwazi ukugcina umkhondo wemali etholakalayo kuloo mi sebenzi engavumelekanga. Unyaka ngamnye, utshintsho lwembundu, ngoko ke hlalani phezulu kwixabiso elincinci le nto umntwana wakho angayifumana ngaphambi kokuba azalise irhafu yakhe kodwa ngokuqhelekileyo ama-dollar ambalwa kuphela.
5. Imali yentlawulo isetyenziswe nguRhulumente
Uninzi ulutsha (kunye nabanye abadala) bacinga ukuba irhafu ingumthwalo ongekho mthethweni. Ungakwazi ukujongana neenkxalabo zeveki zakho ngokuchaza indlela imali ehlawulwa ngayo irhafu.
Ierhafu yengeniso ye-Federal inceda ukuhlawula iinkonzo ezifana nokuthotyelwa komthetho nokulungiswa kweendlela ezinkulu zelizwe. Yaye irhafu yorhulumente inokukunceda ukuhlawula izikolo kunye neentolongo kwaye unokunceda abantu abakhubazekileyo.
Kungakhathaliseki ukuba yeyiphi inzuzo yengane yakho, okanye ukuba kufuneka ifake iirhafu zerhafu, kubalulekile ukuchaza ukuba iirhafu zisebenza njani. Emva koko, wakho umntwana uya kuba nokuqonda okungcono kweerhafu kunye noqoqosho xa eba ngumsebenzi omdala xa ekhulile.
Akukafaneli ukuqala ukufundisa umntwana wakho ngemali ngemali . Xa ekwazi ukuqonda kakuhle indlela imali efunyenwe ngayo kunye neentlawulo ezihlawulwayo, uya kuba nexhoba elingcono lokusingatha isabelo-mali sakhe.