Uninzi Kangakanani Ukutshabalalisa Indlu?
Ukudiliza indlu kungase kube lula kwaye kuhlasele kunokuba uzame ukulungisa ikhaya eliye lahla. Kwakhona kubiza ngaphantsi kunokuba, sitsho, ukuhambisa ikhaya kwelinye iqashiso. Kodwa ngamanye amaxesha ikhaya lisesimweni esinzima kangangokuthi asikwazi ukuhlanjululwa.
Ndacelwa igosa e-ofisini yam - ojongene neekontraki ezininzi eMidtown Sacramento - bekuya kuba yindleko kangakanani ukudiliza indlu. I-arhente iqikelele i-ballpark figure ye-$ 15,000 ukuya kwi-20,000.
Ukuqinisekisa ukuba uqikelelo, ndabiza ikontrakta elizimeleyo, uJean Von Rotz Construction. UMnu. Von Rotz usandula ukutshabalalisa inyawo elingu-1,500 leenyawo, indlu enamabini angatshatanga eMidtown - ukuyibuyisela kwindawo yokungcola, oku kuthetha ukususa isiseko-malunga nama-18,000. Eli xabiso laliquka ukukhupha isiseko.
Yikhumbule, ngamaxabiso angama-2007, okuya kukwandiswa ngaphezu kwexesha ngenxa yokunyuka kwamaxabiso kwaye ingabi neendleko nakweminye imizi. Kodwa kusekhona, xolela le ntetho, ukungcola okunciphisa ukudiliza indlu nokuyichitha. Xa ndidilize izakhiwo ngokwam, ndinamava okuqala-nto ukuba i-bids inakho yonke indawo. Ukuze nje ndidilize indlu encinci ye-carriage ngo-1995, ndafumana amabhidi ukusuka kwi-$ 150 ukuya kwi-1200. Qinisekisa ukuba iibhidi ziquka ukunqumla zonke izinto kunye nokulahlwa kwayo.
Ngaba Indlu Efanelekile Ukuyidiliza?
Ngaphambi kokuba uqeshe i-bulldozer ukuba ungene endlwini yakho kwaye uyitshitshise kwi-smithereens, cinga ukuqesha umcebisi onokukucebisa ukuba ngaba ngokwenene wenza ingqondo yemali ukudiliza indlu.
Indlu enokubonakala ngathi intshabalalo yakho ingabonakaliswa. Ukulungiswa kweendonga eziqhawulayo, uphahla olusenyakatho okanye iziseko zokungena kwexabiso akubizi njengexabiso elininzi njengoko unokucinga.
Ngakolunye uhlangothi, ekucingeni ukuba iindawo zokuthengisa izitampu zithengiswa kwiidolophu ezinkulu ezifana neS Sacramento ezingaphezu kwama-300,000, ilizwe apho ikhaya lihlala khona linokubaluleka ngaphezulu ngaphandle kwendlu ukuba loo ndlu isiphelile ubomi bayo.
Ngaphezu koko, iimvume zokukwakha ikhaya elitsha zihlala zibiza kakhulu kwaye zichitha ixesha ukufumana ngaphandle kwemvume yokulungisa. Ukuze ujikeleze iimvume ezintsha, ngamanye amaxesha abanikazi baya kushiya udonga olulodwa.
Hlola kwisebe lakho lokwakha isixeko ukuze ufumane ukuba ikhaya ofuna ukulidiliza liluhlu lokugcinwa kwimbali. Ngokomzekelo, eMidtown Sacramento, ama-Victori akakwazi ukutshatyalaliswa, nangona iziseko zabo kunye nezixhobo zokhuni zibola.
Ngaphambi kokuba Ukhawuleze iNdlu
- Fumana iMvume.
Ngokuqinisekileyo uya kufuna imvume yokudiliza indlu, ngoko jonga ngamagosa asezidolophini kunye namagosa. Ngamanye amaxesha abanikazi basekhaya benza umsebenzi ngaphandle kwemvume , engazange icebise, ukuba akukho mntu uya kuphawula. Kodwa i-bulldozer enkulu edibaneni, ukuhlutha iinqununu ezinkulu zendlu yakho kunye nokuhlambalaza i-debris ibe yi-rubble, iya kubhala ingqalelo. Ngoko, fumana imvume, ukuba kuyadingeka.
- Hlola kunye neNkampani yoMlilo kunye neeNkampani zoNcedo.
Awukwazi ukuqaphela ukuba igesi, amanzi, nombane akakwazi ukucinywa kwaye ukhutshwe. Izixhobo kufuneka zikhutshwe ngokufanelekileyo kwaye zishiyiwe okanye zipheliswe kumthombo. Isebe lomlilo lendawo kunye neenkampani zesebenzayo zifuna ukuhlola nokutyhilela kulo msebenzi kuqala.
- Hlola izinto eziyingozi.
Amakhaya amaninzi akhulileyo akhiwe ngezinto ezibhekwa njengengozi namhlanje. I-Asbestos, umzekelo, yayisetyenziswa ngokubanzi kwimigangatho, izilwanyana, zihlanganiswe nomsebenzi wokuhamba kunye nokuqulethwe. Ukubethelwa kwe-Asbestos kungabiza i-$ 2 ukuya kwii-3 ngeenyawo zesikwele ukususa, ngokwe-Von Rotz Construction. Ukuba ufumana itanki endala phantsi komhlaba, ngaphandle kokuhlawula umrhumo.
- Biza i-Mortgage Lender yakho.
Ngaphandle kokuba ipropati yakho ikhululekile kwaye icace kuyo nayiphi na imilenze okanye i- encumbrances , i-mortgage yakho ikhuselekile kwisakhiwo kwakunye nomhlaba. Umboleki wakho unomdla kwisakhiwo ngokwawo, ngoko awukwazi ukutshabalalisa unilaterally ukhuseleko lomboleki ngaphandle kwemvume.
Ukuba ukhuseleko lomboleki-mali lonakaliswe, qaphela ukuba umbolekisi wakho unokuthi ube neqendu lokukhawuleza , elivumela ukuba umboleki afune ngokukhawuleza ukuhlawulwa ngokupheleleyo. Enye indlela ukulungiselela ukuxhasa ngemali, okuza kuthwala inzala ephezulu.
- Hambisa iziCwangciso zokwakha
Nangona iikhowudi zakhiwo zedolophu zivumela ukwakhiwa kwezakhiwo ezithile, uluntu lwakho luyakuthintela ekwakheni ikhaya olifunayo. Ukuba awufuni ukufumana uhleli kwindawo yokungcola kwisithuba esingenanto, ukomisa iinyembezi kunye nemidwebo yakho yokwakha, ngenisa izicwangciso zakho kuzo zonke iziphathamandla ezifanelekileyo ngaphambili.
Ukufuduka kweNdlu endaweni yokuyityhila phantsi
Nangona kunokuhlawula i-$ 100,000 okanye ngaphezulu ukuhambisa indlu, ukuyithumela kwenye indawo isisombululo esilungileyo ongathanda ukuyiqwalasela. Enye indlela enokuthi isebenze ngayo injengoku: Unika ukuba uthengise indlu kumthengi nge $ 1.00, ukubonelela umthengi ukuba neendleko zokuzithutha. Uyaohumelela. Abaphumeleleyo bathengi.
Kodwa qiniseka ukuba indlu ingashukunyiswa endaweni yayo entsha ngaphambi kokuba usayine. Ngokomzekelo, indawo ezinjengeDowntown kunye ne-Midtown Sacramento ziphelelwe yimida. Ezi zommandla zihlala zingena ndawo ngenxa yokuba amakhaya aphakame kakhulu ukuba afanele phantsi kwebhuloho okanye kwindlela yokuhamba. Ukucinga kwangaphambili akuxabanga.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.