Iintambo zokuQala iiNkxaso zenze iNgqiqo ngeNqununu yomThengi weKhaya
Ukuba ukholelwa yonke into owabukeleyo kwimiboniso yeTV ye-TV, ungayi kuze ukholelwe ukuba umthengi wexesha lokuqala ungcono ekuthengeni ikhaya lokuqala phezu kwanoma yimuphi uhlobo lwekhaya. Imizi eqalayo ayinayo yonke i-pizazz kunye nobuhle obuyifumana kumakhaya axabisekileyo, ngoko umxholo wokuthenga ikhaya eliqalayo alikho uhlobo olufanayo lwesibheno kubabukeli beTV. Ukuba ufuna ukuqikelela, umzekelo, yiyiphi ikhaya umthengi athengiweyo kwi-House Hunters, khetha nje ikhaya kunye nexabiso eliphezulu kakhulu kwaye uya kulungela ixesha elininzi.
Emuva kwihlabathi lenene, abathengi basekhaya bokuqala baqalisa ukuzingela indlu ngokuhlanganisa uluhlu lwezixhobo kunye nokubethelela indawo ezimbalwa apho bafuna ukubheka khona. Ukukhetha okusemgangathweni kwikhaya lokuqala kumadlelo amaninzi kukho igumbi lokulala elingu-3, ibhati elingu-2. Ukukhetha okusemgangathweni kwikhaya lokuqala kwiindawo eziphantsi kweendleko zedolophini kunokuba ibe yindlu yokulala emibini, ibhati elinesibini okanye mhlawumbi nokuba ne-studio condo.
Iinzuzo zokuthenga ikhaya eliqalayo
Isidingo esinamandla samakhaya okuqala. Naluphi na uhlobo lomthengi umthengi okhethayo njengekhaya lokuqala, loo ndlu ngokuqhelekileyo ixabiso lentengo ye-entry level. Into enhle ngokuthenga ikhaya lokungena kwinqanaba elikuqala njengekhaya lokuqala liyinyaniso yokuba iminyango yezinga lokungena ihlala ihlala ihlala. Kukho phantse ukunyanzeliswa phezulu kwixabiso lezindlu zokungena kwinqanaba ngoba kungumthengi omkhulu kunazo zonke abathengi basekhaya abasha. Abantu abasenokungabi nakudinga ukuthenga ibhantshi amabini ebanzi ngamagumbi okulala a-5, kodwa phantse wonke umntu ngexesha elithile ebomini lifuna ikhaya lokungena.
Ukuxabisa ngokukhawuleza. Ikhaya lokuqala liyakuthi likhusele ngakumbi utyalo-mali kwaye mhlawumbi liyakuqonda ngokukhawuleza kunokuba ihambe. Kubathengi abancinci, le nzuzo inikezela ngesiqinisekiso sokuthi umthengi wenza isigqibo esifanelekileyo. Uninzi lwabantu luyakhumbula ukuhlaselwa kwemarike ka-2008 kunye nokuphahla kweemakethe zendawo yokuhlala, okubangela ukuba amaxabiso asekhaya aqhube kwiindawo ezithile nge-50%.
Xa kuthengiswa kwasekhaya kwahlaselwa ngo-2012, kwakungumakhaya oqalayo owavela kuqala kwindawo engaphansi kwamanzi .
Iindleko eziphantsi. Akuyiyo kuphela intlawulo yakho yokubambisa imali eya kuba yinto ephantsi kuba intengo yokuthengisa ingaphantsi. Iirhafu zakho zepropati, ukuba zisekelwe kwixabiso lokuthengisa, ziya kulawulwa ngakumbi. Kodwa ezinye iindleko onokungaziqwalasela njengegesi nombane kuya kuba ngaphantsi. Iindleko ezincinci ukufudumala okanye umoya wendawo yokuhlala kwigumbi lokulala kunokuba kuhlawulela ukulawulwa kwemozulu okwaneleyo kweso sihlandlo kabini.
Iingcebiso zokuthenga ikhaya lokuqala
Musa ukunyuswa. Qala ngokuqinisekisa ukuba ufuna ukuhlala ngaphantsi kweendlela zakho, kwaye awuyi kuphelisa ukuchitha imali ngaphezu kokuba unakho ukuthenga. Uninzi lwezindlu zokuqala zithengwa ngabathengi basekhaya bokuqala kwinqanaba lomzwelo. Kulula ukuthandana nekhaya. Nangona kunjalo, xa usebenzisa imali yakho yeshumi lamawaka okanye ngamakhulu amawaka eedola, ufuna ukukwenza ngokusekelwe kwimiqondo kunye nokuqonda. Musa ukukhutshwa yizinto ozibonayo kwizindlu ezibiza kakhulu - ezo zinto mhlawumbi azibizi ukubiza njengoko ungacinga.
Yenza uphakamise imali yakho. Sebenzisa itekisi yangaphambili yokuvunywa evela kwingxowa-mboleko yemali edluliselweyo kwidolophu yakho. Unokulingwa ukuba uhambe kwi-intanethi ukufumana umgangatho omhle, kodwa inyaniso nayiphi na imali mboleko edolophini yakho inokunikela amaxabiso okukhuphisana, kwaye abo bantu bangingqi.
Ubulumko ukuba uzame ukugcina imali kwingingqi yakho yasekuhlaleni kunye nokuxhasa amashishini akho asekuhlaleni. Ingathethi, xa i-arhente yakho isinika isipho sakho, uya kuba nomgca nomthengisi kunye ne-arhente yoluhlu, ukuba bayazi iziko lakho lokuboleka okanye igosa lemboleko, kuba iya kubaqinisekisa ukuba unokuyenza. Ababolekisi nge-intanethi, kungekho kakhulu.
Zikulungele ukugoba. Awukwazi ukufumana ikhaya eligqibeleleyo, kodwa ukuba wenza njalo, uya kukwazi ngokukhawuleza xa uyibona. Akuyi kukungabaza engqondweni yakho. Ukuba ikhaya lihambelana nazo zonke iiparitha zakho kodwa awufuni ukuzithengela, kukho into engalunganga, into ekhutshwe kilter. Nangona kunjalo, abanye abathengi abayifumani "ikhaya eligqibeleleyo", ngokukodwa ngamaxesha athile okubalwa. Kweso siganeko, zikulungele ukuyeka enye yezinto eziphambili njengegalaji, umzekelo.
Unako ukuhlala udala igaraji . Yongeza ipakethe. Yenza ngcono indawo yakho yokulima.
Ewe, ndiza kuba yi-remiss ukuba andizange ndibonise i-adage yendawo, indawo, indawo. Kuphindaphindiwe kathathu ngama-agent agunyazisiweyo ngenxa yezinto ezintathu ezibalulekileyo ezifunekayo ukuba wazi. Unokwenza konke okungahambi kakuhle kodwa ukuba uthenge kwindawo efanelekileyo kwaye unesineke, uya kulungisa.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, uBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.