Njengoko uqala ukusebenza, ungazibeka iinjongo zokulondoloza. Ezi ziinjongo ezintlanu zokulondoloza ezifanele ufikelele ngexesha lakho lama-20s.
Yakha iNgxowa-mali eNgxamisekileyo
Enye yezinto zokuqala omele ulondoloze ngenxa yesikhwama sexakeka . Ingxowa-mali engxamisekileyo yenza kube lula ukulawula imali yakho kwaye unamathele kubhajethi yakho. Unokusebenzisa i-fund yakho yexakeka ngokukhawuleza ukuba uhlawule iindleko ezingalindelekanga okanye ukukunceda ukuba ulahlekelwe ngumsebenzi wakho. Xa uqala uhlahlo lwabiwo-mali, ungaqala ngeenkxaso ezincinane ze-$ 1000. Unokwenza oku ukufikelela kwenyanga enye yengeniso, kwaye usebenze ekuphumeni kwetyala. Xa usenzile oko kufuneka ugcine phakathi kweenyanga ezintandathu ukuya kunyaka owodwa weendleko. Imali oyigcinayo iya kugqitywa ngokuzinza komsebenzi wakho, nokuba ingaba ungekhaya onomvuzo omnye. Ingxowa yakho yexakeka kufuneka ibe lula ukufikelela.
Gcina Intlawulo ephantsi kweKhaya lakho
Enye injongo ofuna ukuyenza kwi-20s yakho igcina inkokhelo yokuhlawula ekhaya lakho .
Oku akuthethi ukuba kufuneka uthenge ikhaya lakho lokuqala kwi-20s yakho. Ngokuxhomekeke ekuzinzekeni komsebenzi kwaye nokuba awufuni ukuhlala kwisixeko apho usebenza khona ngoku ungafuni ukuthenga ikhaya lakho lokuqala. Intlawulo ephantsi iya kwenza kube lula ukuthatha elo nyathelo xa ixesha lilungile.
Inkokhelo ephantsi ye-20 yepesenti yentengo yekhaya lakho. Inkokhelo enkulu ekuhlawuleni i-home home you can buy. Ukuba uqala ukugcina okokuqala, uya kuba kwindawo engcono yokuthenga indlu xa ulungele.
Qala ukugalela ama-15 eepesenti ukuya kwiNyanga nganye
Isihluthulelo sokuba nemali eyaneleyo yomhlala-phantsi kukuba uqale ukusindisa kwangaphambili uze uqhubeke ugcina ude ususe umhlalaphantsi. Xa ufumana umsebenzi wakho wokuqala, kufuneka uqale ukugcina umhlalaphantsi. Unokuqala ngokunikela ngokukhawuleza kumdlalo womqeshi uze uhlawule ityala. Xa usenza oko unako ukuqala ukwandisa inani ofaka isandla kumhlalaphantsi uze ufikelela kuma-15 ekhulwini. Oku kunokwenziwa rhoqo xa ufumana ukuphakanyiswa, uphakamisa igalelo lakho ngeli nani, okanye ukhetha ukwandisa ngeklasi okanye iipesenti ezimbini ngonyaka.
Qalisa ukuTyala imali rhoqo
Ukuba ufuna ukwakha ubutyebi, kufuneka ucinge ngaphaya kokulondoloza imali kwaye uqale ukutyalomali. Zama ukufikelela kuloo nqaku ngaphambi kokuba uneminyaka engama-30 ubudala. Unokukhetha ukutyalo-mali ngomcebisi wezemali onokuncoma iintlobo zokutyalomali kwaye unokukunceda ukwakha iphothifoliyo yokutshala imali. Ukuba uqonda imarike yesitokisi, unokukhetha ukuzinzisa ngokwakho kwi-firmware ye-intanethi.
Isihluthulelo sokutshala-mali kudibanisa kwiinkampani ezahlukeneyo kunye neentlobo ezahlukeneyo zamasheya. Kubalulekile ukuqonda iingozi ezinxulumene nohlobo ngalunye lotyalo-mali, kunye nokunyuka kwiindawo ezininzi zokutshala imali njengoko ukhula.
Misela Umgaqo Wokugcina Imali
Enye umkhwa oyintloko ukuseka xa usu-20s yakho ngumkhuba wokugcina imali. Oku kuthetha ukuba uhlala ukhangela inketho enokuthengwa kakhulu. Ulithenga kwiivenkile zokuthengisa ezithengwa kakhulu, usebenzise ama-coupons uze ulinde izinto zokuthengisa. Ukuba unokujonga iindlela zokunciphisa iindleko zakho zemihla ngemihla, uya kuba nemali engaphezulu yokufaka isicelo sokugcina imali kunye neenjongo zokutyalo. Kuya kukuthintela ukuba usebenzise imali eninzi kakhulu. Oku kwenyani indlela yokuphila engabonakaliyo ngokuqonda ukuba oku kuza kuvula iingcango kwaye kukuvumela ukuba uchithe ngaphezulu kwizinto ezibaluleke kakhulu kuwe.