Ungaphila ngekhredithi embi, kodwa akusoloko kulula kwaye ngokuqinisekileyo akuncinci. Ukuba nomlinganiselo omhle wesikweletu kuya kukunceda ugcine imali kwaye wenze lula ubomi bakho. Ukuba ufuna ukuphefumlelwa ukuphucula umlinganiselo wakho wesikweletu okanye izizathu ekufuneka ugcine i-credit yakho enhle , zikho ezinye iinzuzo ezinkulu zokufumana amanqaku omvuzo.
01 Inani lentlawulo ephantsi kumakhadi-mboleko kunye nemboleko.
Inzala yomyinge yenye yeendleko ozihlawulayo zokuboleka imali kwaye, ngokuqhelekileyo, izinga lentlawulo oyifumanayo lixhomekeke ngqo kumanqaku akho ekhredithi. Ukuba unomlinganiselo omhle wesikweletu, uza kufumana ulungelelaniso lweerhafu ezingenakulinganisela kwaye uza kuhlawula iindleko zezemali ezincinane kwiibhalansi zamakhadi kunye namatyala. Imali engaphantsi ohlawula kuyo inzala , ngaphezu kwakho konke okunye kuquka ukuhlawula imali yakho.
02 Ilungelo elithile lekhadi lekhredithi kunye nokuvunyelwa kwemboleko.
Ngomlando wekhredithi ye-shaky, mhlawumbi uza kugwema ukwenza ikhadi elitsha lekhredithi okanye izicelo zokuboleka imali ngenxa yokwesaba uya kuguqulwa. Ukuba nomlinganiselo wekhredithi obalaseleyo awuqinisekisi ukuba kuvunywa- kuba ababolekisi baqwalasela ezinye izinto ezifana neholo lakho kunye nekwereti-kodwa kukunika ithuba elihle lokuvunywa. Xa ugqiba ukufaka isicelo sekhadi lesikweletu okanye umbolekiso, unokwenza ngokuzithemba.
03 Amandla amaninzi okuxoxisana.
Inqaku elifanelekileyo lekhredithi likunika ithuba lokuba uthethathe inzala engaphantsi kwekhadi lakho lekhredithi okanye mboleko entsha. Ukuba udinga amandla amaninzi okubambisana, ungabhekisela kwizibonelelo ezinkulu ozifumene kwezinye iikhampani ezisekelwe kumanqaku akho. Nangona kunjalo, ukuba unomvuzo omncinci wesikweletu, ababolekisi ngokuqhelekileyo abayi kuhlawula ngemigomo yemboleko kwaye unganakho inkululeko yokuthenga.
04 Fumana imimiselo ephakamileyo.
Ubuchule bakho bobolekayo busekelwe kwingeniso yakho kunye namanqaku akho ekhredithi. Enye yeenzuzo zokuba nomlinganiselo omhle weebhanki kukuba iibhanki zikulungele ukuboleka imali eminye ngenxa yokuba ubonise ukuba uhlawula oko uboleke ngexesha. Unako ukufumana imvume ethile yemali-mboleko enomvuzo ombi wekhredithi, kodwa imali iya kuphelelwa.
05 Ukuvunyelwa ngokukhawuleza kwezindlu zokuqashisa kunye neendawo zokuhlala.
Abanini bemhlaba abaninzi basebenzisa amanqaku ekrejist kwi-screeners abaqashi. Umlinganiselo ombi wekhredithi, ngokukodwa xa kubangelwa ukukhishwa kwangaphambili okanye ibhalansi engabonakaliyo yokuqashisa, kunokuyingozi kakhulu amathuba okungena kwindlu. Inqaku elifanelekileyo lekhredithi likusindisa ixesha kunye nokuphazamiseka kokufumana umninimzi oza kukhangela inkokhelo eyonakalisiweyo.
06 I-inshurensi yemoto engcono.
Yongeza oomatshini baso-inshorensi kwoluhlu lweenkampani ezisebenzisa amanqaku amabi ngetyala. Iinkampani zomshuwalense zithi abantu abaneentengo zemboleko ezibi badla ukufaka ezinye izimangalo kwaye aba bantu bahlawulwa i-premium yomshuwalense ophezulu. Ngomlinganiselo omhle wesikweletu, uya kuhlawula ngaphantsi i-inshurensi kunezicelo ezifanayo kunye nezikolo ezingaphantsi kweekredithi.
07 Fumana iselfowuni kwisivumelwano kunye nokhuseleko lwentlawulo.
Olunye umva wokuba nomlinganiselo ombi wekhredithi kukuba ababoneleli benkonzo yefowuni abanakho ukukunika isivumelwano. Kunoko, kuya kufuneka ukhethe enye yalezi zicwangciso zokuhlawula ezihamba ngeefowuni ezibiza kakhulu. Abantu abanekhredithi efanelekileyo bayakuphepha ukuhlawula i-deposit deposit kwaye banokufumana izaphulelo zeedola ezilikhulu kwiifowuni zakutshanje ngokusayina isivumelwano.
08 Gwema ukukhutshwa kwezokhuseleko kwiiNkonzo.
Ngamanye amaxesha iiphozithi zi-$ 100 ukuya kwii-200 zee-200 kunye nokuphazamiseka okukhulu xa uhambisa indawo. Awuyi kuceba ukuhamba ngokukhawuleza, kodwa inhlekelele yendalo okanye enye imeko engalindelekanga isenokutshintsha izicwangciso zakho. Inqaku elifanelekileyo lekhredithi lithetha ukuba awuyi kuhlawula idiphozithi yokukhusela xa usungula inkonzo yesevisi egameni lakho okanye uthumele inkonzo kwenye indawo.
09 Amalungelo okuqhayisa.
Ngenxa yazo zonke izibonelelo, amanqaku amanqaku okuthenga ngetyala ayenento yokuziva ulungile, ngakumbi ukuba kufuneka usebenze kanzima ukuthabatha amanqaku akhokredithi ukusuka kokubi ukuya kokuhle. Kwaye ukuba awunakuze ufumane amanqaku amabi , yenza okufunekayo ukugcina amanqaku akho.