AmaMakethi aPhakamileyo kunye ne-International Stock Mutual Funds

AmaMakethi aPhakamileyo okanye aMazwe ngamazwe: Ukutshala imali enye, Bobabili okanye Akunjalo?

Abatyalomali banonophelo oluninzi xa kuziwa kwiimali zentengiso yamazwe ngamazwe. Kulula ukudideka kwiintlobo ezahlukeneyo kunye neendidi, ezinamagama afana neentengo zehlabathi, iimali zehlabathi, i-Europe stock, iimarike ezikhulayo kunye nesitokhwe sangaphandle.

Kule nqaku siza kucacisa umahluko phakathi kweemarike ezikhulayo kunye nesitokhwe samazwe ngamazwe . Kodwa ngaphambi kokuba siqhube phambili, kubalulekile ukucacisa ukuba isitokhwe samazwe ngamazwe, ngokubhekiselele kwiimali kunye kunye ne-ETF, asisetyenziswanga njengento ekhethekileyo yenkxaso, kodwa kunokuba ichazwe ngokubanzi ngemali ebekwe ngaphandle kwe-United States.

Ngenxa yesi sizathu, xa abaninzi abantu bethetha "isitoko samazwe ngamazwe," babhekiselele kwizinto eziqhelekileyo zibizwa ngokuthi " isitoresi sangaphandle ." Ngenxa yoko siza kusetyenziswa ngokusisiseko isigxina samanye amazwe kweli nqaku.

Ziziphi iiMakethe eziPhakamileyo?

AmaMakethi aphumayo ngamazwe anokukhula ngokukhawuleza kodwa ngokuqhelekileyo "aphantsi kancinci" kunezona ntlanga ezinkulu kwihlabathi ezifana ne-United States kunye neentshona zeYurophu. Amanye amazwe awona mkhulu kunjengeemarike eziphumayo ziquka i-China, India, Russia, Brazil kunye neMexico.

Ngokuqhelekileyo, umngcipheko wemarike uphezulu kwiimarike ezikhulayo kunezo kumazwe athuthukile. Isizathu salo mngcipheko sivame ngenxa yemingcipheko yezopolitiko okanye izibandezelo, imilinganiselo yokuphendula engacatshulwayo okanye i-currencies engaqinisekanga. Nangona kunjalo, umngcipheko osenyongweni ophakamileyo ucingelwa ukuba unikezele ukubuyiswa okuphezulu.

Iimakethe eziPhakamileyo eziThengisa ukuTyala kweMali ye-International

Uninzi lwabatyalo-mali besigqibo phakathi kokuthenga iimarike ezivela kwamanye amazwe okanye ezinye izinto ezikhethiweyo zeempahla zentengo, njengempahla esezantsi, zifuna ukubuyisa phezulu.

Ngenxa yobungozi obuphezulu, abatshali-mali abaninzi banokucinga ukuba iimarike ezikhulayo ziye zenza ngcono ngexesha elide kuneemali zengxowa-mali zangaphandle ezingagxininisi kwiimarike ezikhulayo. Nangona kuyi nyaniso ukuba iimalike zeemarike ezikhulayo ziyakubona ukubuyiswa okuphezulu kakhulu kwixesha elifutshane, ziyakubona kwakhona ukubuya okuphantsi kakhulu kwixesha elifutshane.

Ngokomzekelo, ekujongekeni kwimeko yokudlulela kwehlabathi kunye nokubuyiswa kwamatyala, i-currenti yeemarike ezikhulayo zezemali ziye zawela phantse kwi-50% phakathi kweengxaki zemali ngonyaka we-2008. Kodwa xa ukuhlaziywa kwaqala ngo-2009, iimarike ezikhulayo zikhupha i-65% okanye ngaphezulu .

Iimakethe eziPhakamileyo okanye iNgxowa-mali yeeNgxowa-zizwe zangaphandle.

Naluphina uhlobo lweengxowa-mali zehlabathi, nokuba ingaba iimarike ezikhulayo okanye isitokhwe sangaphandle, ingaba yinxalenye efanelekileyo ye-portfolio yezimali. Abatyalomali kufuneka baqaphele ukuba bangabi ngaphezu kwama-20% ukuphela kwezinto ezikhoyo ngaphandle kwe-US Ngoko-ke ukufikelela ngokubanzi ngamazwe ngamazwe, umtyalo-mali unokufuna ukhetho lweemarike eziphumayo kunye nesigxina esingekho kwamanye amazwe, okanye i-10% nganye.

Kwakhona ugcine engqondweni ukuba ezininzi iimali zithengisa imali kwiimarike ezivela kumazwe. Ngako oko, esinye isikhwama esilungileyo semali esele singaphandle sinobuchule obaneleyo kwiimarike ezikhulayo. Enye inxaxheba kukutyalomali kwingxowa-mali yeYurophu kwaye uyayincoma nge-fund market.

Kodwa ke abatyali-mali abathile bakhetha ukutyalo mali nasiphi na isitokhwe samazwe ngamazwe. Ngokuqinisekileyo kunokwenzeka ukuba ube nephothifoliyo eyahlukeneyo ngaphandle kwayo, ngokukodwa ngokuqwalasela indlela uqoqosho lwehlabathi lukhoyo ngayo namhlanje.

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso