Ubulumko bukaYoda buyandisa ngaphaya kweSikrini esikhulu
1. "Ukuze uphendule amandla ngamandla, iJedi ndlela ayikho. Kulo mfazwe, ingozi ikhona, yokulahlekelwa ngubani thina. "
Imali ibaluleke nje ngokuba yintoni na ofuna ukuyenza nayo. Kulula ukugqithisa ukuba nemali ebhankini, okanye ngezinga elivela kwizinto ezintle.
Ungavumeli ukuba ukunyaniseka ngemali kubangele ulahlekelwe yimilinganiselo enzulu; ukudibanisa nabantu obakhathalelayo, ukukwazi ukuqhuba izinto ezithandwayo okanye ukwaneliseka okuza kunceda omnye umntu ukuba aphumelele.
2. "Sekunjalo uyayazi into oyifunayo."
Uyazi ukuba ukuba udla rhoqo iikhalori ngaphezu kokutshisa, uya kuba nobunzima. Uyazi ukuba xa uthela ngesithuthuthu ngaphandle kokuqeqeshwa kwaye ungalokothi ugijime ngaphambili, unokuthi uzuze. Uyazi ukuba umntu ongowokungafikeli kuwe nge-candy, akufanele ungene kwimoto. Iingcebiso eziqhelekileyo zengqondo owaziyo ziyasebenza kwimali yakho. Ukuba uchitha ngaphezu kokwenza kwakho, uza kufumana ityala kwaye ungaphumeleli yimpumelelo yemali. Ukuba uthe wangena kwimarike yemasheya engenakho imfundo malunga nendlela isebenza ngayo okanye ukuba uthathe inxaxheba njani, unokwenza ubuhlungu. Ukuba umfokazi uthembisa ukubuyisela okukhulu kwimali yakho enobungozi obuncinane, musa ukutyalomali kunye nabo.
3. (Luka :) "Andiyi kukholwa." (Yoda :) "Yingakho ungaphumeleli."
Mhlawumbi ufuna ukuthatha umhlalaphantsi kusasa , uthathe unyaka uphume emsebenzini phakathi komsebenzi wakho ukuhamba, okanye uqale ishishini lakho. Ewe, ufuna uku ... kodwa awukholelwa ngokwenene ukuba kunokwenzeka. Ukuba awukholelwa, akuyi kwenzeka. Wonke umgomo unokuphulwa kumanyathelo omntwana.
Emva koko usebenza ngendlela yakho ngokusebenzisa loo manyathelo ukufezekisa injongo. Mhlawumbi iinjongo zifuna umnikelo omkhulu kakhulu-njengokuchitha ixesha kunye nosapho lwakho. Ngaloo nto, gcinani engqondweni, injongo yakho inokwenzeka, ukhe wenza ukhetho oluthile lokuba enye injongo ihamba phambili.
4. "Uya kufumana kuphela oko ungenisayo."
Abantu abaninzi abazi into abangayisebenzisa rhoqo ngenyanga. Unokuchitha i-pay-home pay yakho emva kokuba ubeke imali kwi-savings. Ukuthatha kwakho ukuhlawula ekhaya kukufumana ntoni emva kokuncitshiswa kwirejethi yakho yentlawulo, iminikelo engama-401k, ukunakekelwa kwempilo, njl. Ukuba awukwazi ukuba yeyiphi inombolo, kwaye uhlala uchithe ngaphezu koko, uza kufumana ingxaki zemali. Abantu abaninzi bazibophezela ekuthengeni izinto ngeentlawulo zenyanga-njengemoto, ukuvotela okanye ubulungu beblabhu, ikhaya elitsha okanye i-electronics entsha-ngaphandle kokuhlola i-pay home home kunye nezinye izibophelelo zenyanga zemali kuqala ukuba zibone ukuba zanele ngokwaneleyo into entsha. Yazi oko ungenisa, kwaye uchithe ngokufanelekileyo.
5. "Imilinganiselo yoyiko ayikho. Ndijonge. Ndigwebe ngobukhulu bam, akunjalo? Hmm? Hmm. Kwaye akufanele ufanele. "
Ukuba ucinga ukuba awukwazi ukwenza imali eyaneleyo yokugcina imali, ulahlekile. Abo bazinikele kwimpumelelo yezemali bafumana iindlela zokulondoloza nokuhlawula ityala, nokuba ngaba bengenzi imali eninzi.
Bangabelana ngeendleko zokuhlala ngokuhlala naye, ukuthenga kwi-Goodwill, kwaye ufumane ezinye iindlela zokuthenga izinto abazifunayo . Akunalo ubungakanani bemali engenayo - malunga nendlela olawula kakuhle ngayo into onayo.
6. "Ukulawula, ukulawula, kufuneka ufunde ukulawula!"
Awukwazi ukulawula izigqibo zomqeshi wakho ozenzayo, uqoqosho, imarike yemasheya, intlawulo yemali, okanye ezinye izinto ezininzi ezithi iingxelo zezezimali. Musa ukuchitha ixesha kunye namandla ukukhathazeka ngezinto ongeke ukwazi ukuzilawula. Kunoko, gxininisa kwizinto onokuzilawula. Ukuba unenkxalabo malunga nokuchithwa kwelo xesha ugcine uqala kwakhona, qinisekisa ukuba izakhono zakho zikhoyo, gcina iRolodex yabathintana nabo bezentengiso, kwaye niqinisekise ukuba unesistim esaneleyo seengxowa-mali . Ukuba ukhathazekile ngoqoqosho, gxininisa ukugcina ngokuqhubekayo kunye nokwakha isicwangciso-mali sokuhlala ixesha elide.
Ingundoqo yolawulo ijolise ngokukhawuleza kwizinto onokuzichaphazela ngqo.
7. "Uthiwa igama lakho kufuneka ukuba uloyiko lwakho lube ngaphambi kokuba uphumelele."
Ukuba awulondolozi okwaneleyo, okanye ungakutholi okwaneleyo, qaphela oko kukubambelayo. Inkumbulo enzulu ikwazi ukushiya ukwesaba okukhulu malunga nokuphumelela ekuphumeni kwengqondo yakho. Ukuba ufumanisa ukuba uphumelele impumelelo yakho, uhlahlo lwabiwo-mali, okanye ulondolozo lwemizamo, ke ufune ukululekwa kwaye uchithe ixesha ukucamngca ukucinga ukuba ziphi izinto ezixhalabileyo ezikugcina ekuphumezeni impumelelo nokukhuseleka kwezezimali ozifanele.
8. " Ukuziqhenya." IJedi ayifuni izi zinto. "
Utyalo-mali olumandla lubuhlungu. Kubandakanya ukwenza isicwangciso sotyalo - mali , ukugcina ngokuqhubekayo kwinkqubo ebizwa ngokuba yi-dollar ixabisa ixabiso, ukuthenga ngexabiso leendleko eziphantsi, kunye nokwakha iphothifoliyo eyahlukeneyo. Akubandakanyi amathiphu amatshini ashushu, iifenishi zeepeni, kunye nokuhamba ngeveki ukuya kwisitolo esilungele ukuthenga amathikiti e-lottery. I-adventure yokuzonwabisa kunye nemihlali kwimisebenzi yakho yokuzizonwabisa, kungekhona kwizigqibo zakho zemali.
9. "Akufanele ufunde oko ufundile."
Ndiqinisekisa ukuba uye wafunda izinto ngemali engeyinyaniso. Ndivile abantu bethetha zonke iifomthi ezilandelayo malunga nemali.
- "Kuphela abantu abaya kwizikolo ezilungileyo bafumana loo mi sebenzi."
- "Iimakethe zamasityeji zithengiswa."
- "Ngemali yokuthenga imali, ungalahlekelwa ngumzi wakho."
- "Kufuneka ube nesitokethi, kungekhona imali."
- "Abantu abazityebi akudingeki ukuba bahlalutye."
- "Imarike ayiyi kuyenza kakuhle emva koonyulo."
Zonke iingxelo ezingentla zibonisa inkolelo engekwenyaniso. Ukuze ube yimpumelelo yezemali kufuneka uzimisele ukuyeka iinkolelo zobuxoki ezikuphethe. Oku kuyenziwa ngokuzifundisa ngemali , impumelelo, uhlahlo lwabiwo-mali, kunye nokutyalomali.
10. "Yenza okanye ungenzi. Akunakuzama. "
Ungazami ukufezekisa iinjongo zakho zemali. Phu melela! Kufana nokusebenza. Awukwazi ukwenza kanye okanye kabini kwaye ulindele ukuhlala ulungile. Yinkqubo eqhubekayo. Ukufezekisa impumelelo kufuneka uzimisele ukuhlala uhileleke kwiimali zakho, ukhangele uhlahlo lwabiwo-mali, ufunde malunga nokukhetha utyalo-mali, kwaye wenze utshintsho njengoko kuyimfuneko. Oko kufuneka ukwenze kukudala umkhwa ujikeleze ezi zinto. Mhlawumbi uvula iyure okanye ezimbini ngenyanga nganye xa isitatimende sebhanki sifika, okanye isiqingatha semini kanye ngekota. Sebenzisa eli xesha ukulandelela izinto zezimali njengokuba ulondoloze kangakanani, ubuninzi obuchithileyo, izilinganiso zentyala eziseleyo, kunye neyiphi inzuzo yakho yonke.