Ukufikelela kwiimarike zezimali akuzange kube lula
Ukuthenga nokuthengisa izityalo-mali ezisetyenziselwa ukufuna umnxeba kumthengi-mthengi onokukuhlawula ingalo nomlenze ukuba wenze ukuthengiswa kwe-stock yakho. Le mihla ungangena kwi-intanethi yokuthengisa ngewebsite yakho yomthengisi wefowuni okanye intengiso yokusetyenziswa kwamasheya. Landela ukuhlaziywa kweeflethi zokuthengisa ezithengisa kakhulu kwaye unokuthi imarike ibe yindawo yakho.
01 Ngokugqwesileyo: I-TD Ameritrade Ifowuni
Eyona nto ifanelekileyo ye-app yokuthengisa i-stock app ivela kwi-TD Ameritrade, enye yeefayili ezinkulu zeentengiso kwilizwe. I-TD Ameritrade ngokwenene inika iinkonzo ezininzi ezihambayo ngokuxhomekeka kwiimfuno zakho. Okokuqala kuyisisiseko esisisiseko se-TD Ameritrade ye-Mobile, esinika amandla amaninzi kwi-desktop yakho yokuthengisa intengiso kwi-desktop ye-iOS, Android kunye neefowuni zeWindows. Kulo thuba elinamandla ngakumbi, kukho i-TD Ameritrade Mobile Trader app, ekhoyo kwi-iOS ne-Android.
Kubalo-mali abaqalayo nabangenayo, i-TD Ameritrade Ifowuni yeselula inika amandla amaninzi kwiimfuno zakho. Unokwenza iifashthi zakho kunye nezikrini, ukufikelela kuphando kunye neengcebiso, ukuthumela imali, ukufumana iimakethi, kunye nokubukela iividiyo ukufundisa indlela ezahlukahlukeneyo zokuthengisa kunye nokutshala imali. I-TD Ameritrade Mobile Trader ibhetele kubasomali abaphambili kunye abakhutheleyo, njengoko ilayishiwe ngamatshathi, izikhombisi zezobugcisa kunye nokuhlalutya ukukunceda wenze izigqibo zorhwebo kwaye ungene ekuhambeni.
02 Elikhululekileyo: Robinhood
U-Robinhood uqalise uhlelo lwaso lweselula phambi kwewebhusayithi yalo, okwenza oku kuluhlu lokusebenza olufanelekileyo kakhulu lokuthengiswa kwamasheya. Kodwa ukongeza kwiimveliso zentengiso yamahhala, le ncedisi yenye yezona zixhobo ezifanelekileyo kakhulu zokuthengiswa kwamasheya ezikhoyo namhlanje. Nangona i-Robinhood ingakunikeli ukufikelela kuluhlu olupheleleyo lotyalo-mali njengemali yomxhelo, lusebenza kakuhle kwiimpahla kunye ne-ETF, kunye nenkxaso yongezwa kungekudala kwi-Bitcoin.
Iinkalo eziphambili ze-app zijoliswe kwiimpahla ezilandelwayo kunye neloluhlu lwakho lokubukela. Ukuthengisa, thepha (okanye cinga) nayiphi na isitokisi. Faka urhwebo lwakho kwi-app kunye ne-presto, unayo isitokethi ngaphandle kweekhomishini okanye iimali zorhwebo. Ukuphucula kwi-akhawunti yokuqala ye-Robinhood ye-Gold kukunika ukufikelela kumashishini okurhweba kunye nokuthengiswa kweeyure ezongezelelweyo ngaphezu kweminye impawu. Ayenzi nje ezinye zezinye iinkqubo kuleluhlu, kodwa awukwazi ukukhangela amashishini akhululekile.
03 Best for beginners: Acorns
Ukuba ufuna ukutyalomali kwaye ungazi ukuba yintoni ongayenzayo, i-Acorns yintsebenzo engcono kakhulu yokuthengisela i-stock for beginners. Xa udibanisa i-akhawunti yakho yasebhanki, i-Acorns iya kulandelela imali yakho rhoqo kunye nokuthenga "ukujikeleza" kwidola elisondeleyo, leyo idluliselwa kwi-akhawunti yakho ye-Acorns ukutyalomali. Ungaphinde uthumele imali kwiakhawunti yakho.
Emva kokuba i-akhawunti yakho idola kwi-akhawunti yakho, i-Acorns izakuzakhela ngokuzenzekelayo iphothifoliyo ye-stock and bond bonds based on a questionnaire emfutshane oyigqibileyo xa ubhalisela i-akhawunti entsha. I-app ye-style ye-robo-umcebisi isetyenziselwe kuphela kwi-ETFs ukuba ikubonele iipotifoliyo ehlukeneyo, ngokubanzi kunye neenjongo zakho zotyalo-mali.
I-Best Best for Learning: Stash
Ukuba ufuna ukwenza izigqibo zakho zokutshala imali kodwa uvela kwinqanaba lolwazi lokuqala, iStash yinto ekhethekileyo kwiimfuno zakho. IStash ikuvumela ukuba utyalomle uqale nge-$ 5, kwaye kukunceda ukhethe utyalo-mali lwakho ngelixa ufundisa ekutyalomali njengoko uhamba.
Uhlelo lweStash kuphela oluthile lokuthengisa kunye nophuhliso lotyalo-mali, luyi-app ezaliswe ngamanqaku kunye neengcebiso zokukunceda unyuse ulwazi lwakho lotyalo-mali rhoqo ngexesha ufikelela kwi-akhawunti yakho. Utyalo-mali luya kwi-ETFs, ezijoliswe kwiingqungquthela ezahlukeneyo zotyalo-mali, njengezinto ezintsha okanye imo, ngokuncediswa ngumqeqeshi wokutshala imali u-Stash.
05 Best for Kids Kids: Impahla
Isitoreji kukuvumela ukuba uthenge kwaye uthengise iimpahla ezinjengezinye ezininzi iinkonzo zokurhweba, kodwa kwakhona kukuvumela ukuba unike isabelo esisodwa se-stock okanye uthenge amashishini angamaqhekeza angamaxabiso angama-99%. Ngenxa ye-akhawunti yakho, ukuthengiswa kweengcambu kukuvumela ukuba uthenge amasheya axabisekileyo aphezulu njengeGoogle, i-Amazon ne-Berkshire Hathaway ngaphandle kokuhlawula i-$ 1,000 okanye ngaphezulu ngesabelo ngasinye. Unako ukutyalo inxalenye yesabelo endaweni yokutshala imali encinci.
Kwiintsapho, i-Stockpile ikhululekile kuba ikuvumela ukuba uthenge kunye nesabelo sesipho sesitokisi. Oku kuhle kubantwana, intsha kunye neefowenuli zeentsapho apho ungenza utyalo lwemisebenzi yentsapho. Vala iTV kwaye ufundise abantwana bakho ngemali kunye nemarike yesitokisi, kwaye bavumele ukuba bathenge amasheya okanye banikeze ikhadi lesipho lesitokhi ukuze bazibandakanye kwiphothifoliyo ngenani elikhulayo.
06 Eyona nto ibalulekileyo kakhulu: E * I-Mobile Mobile
I-E-Trade yayisakuba nguvulindlela kwi-investing online. Ngeengcambu eSilicon Valley, lo mthengisi waqala ukunikela ngemisebenzi ye-intanethi esebenzisa intanethi nge-America Online kunye neCompuserve. I-E-Trade yinkokeli edala kwi-intanethi yokurhweba kunye nokuthengiswa kweefowuni kwaye ihlala ephezulu kwipakethi namhlanje, ngenxa yempawu zayo zokuthengisa eziphambili.
Emva kokungena kwi-app ye-iOS okanye i-Android, unokujonga i-investments yakho okanye ufake i-trade for stocks, ii-ETF, iimali eziphathekayo kunye neendlela ezikhethiweyo, kubandakanyeka, ezinye iinkqubo ezithengisayo. I-E-Trade nayo ingumninimzi we-OptionsHouse, inesicelo sayo esinamandla kubathengisi abakhutheleyo besitokethi kunye nezinketho.
07 I-Best for Banking: UCharles Schwab
Abanini bamatokhwe baninzi banweba ukuvula iibhanki zabo. Oku kuyinyaniso yabathengi abaninzi kuleluhlu. Kodwa i-bhanki ye-bhanki kunye ne-intanethi yokuthengiswa kwamasheya kwelinye yi-app yeSwashi yeselula. Schwab Mobile ikuvumela ukuba ulawulo lwakho lonke lwe-Schwab utsalo-mali kunye ne-akhawunti yebhanki kunye nenkqubo enye yeselula. I-deposit checks, ukudlulisela imali kunye nokulawula utyalo-mali lwakho endaweni enye.
Abahambi bamazwe ngamazwe bathanda ukuba ungasebenzisa ikhadi lakho le-ATM yeSwab Utshekishela kuyo yonke indawo ngaphandle kweemali. Unokungena ngemvume kwi-Apple, i-Android, kunye ne-Kindle Fire izixhobo zokulawula utyalo-mali, jonga umtshini ophilayo we-CNBC, uphando, faka amashishini, kwaye ulandele ukusebenza kwakho kwiphothifoliyo. Unako ukuhlawula iindleko kunye neBill Bill yeBhanki yeSwabhi kwi-app efanayo ukuthenga nokuthengisa ii-stocks, ii-ETF, iimali kunye kunye nezikhetho.
08 I-Best Best nge-Fake Money: TradeHero
Wonke umntu akakulungele ukungena kwaye abeke imali yangempela kwimarike yemasheya. Emva kwakho konke, ngelixa iifaki kunye nezinye iimali-mali ziyakhuphuka, ziyakwazi nokuhla. I-TradeHero ikuvumela ukuba udlale umdlalo weemarike kwi-Web okanye i-smartphone yakho ithengisa i-$ 100,000 yokulandelela iifotfoliyo zexabiso lempahla yamanani emarike engenako ingozi yemali. Le yindlela enhle yokufunda ngokuthengiswa kwempahla ngaphandle kwengozi.
Ngo-2017, insiza ifake i-TradeHero LIVE, ekuvumela ukuba uthengise imali yangempela kunye nemali ebonakalayo. Ngoko qaphela ukuba ungangenanga ngengozi ukurhweba nge-dollar yakho yangempela xa uthetha ngeakhawunti yakho. I-TradeHero LIVE ayithengi i-stocks okanye iibhondi zangempela, zisebenzisa isivumelwano esilandelayo esilandela amaxabiso atyalo-mali okwenene, ngoko unokuba ngcono ukuba unamathele kwiimpawu zokuthengisa eziphambili.