Cwangcisa uhlahlo lwabiwo-mali kwaye ulandele utyalo-mali ngezixhobo zemali
Ukusebenzisa isofthiwe yokuncedisa ukugcina imali yakho ngendlela efanelekileyo kuyindlela enhle yokuhlala endleleni. Uninzi lwesoftware luza kukuvumela ukuba ulandele ingeniso, iindleko kunye notyalo-mali. Ezi zinhlelo zokusebenza ezine zemali zingakunceda ukuba uphathe iimali zakho, uhlawule iibhilikhwe, cwangcisa ikusasa kwaye ulondoloze imali ... kuzo zonke, ziya kukunceda ufumane indlu yakho yezezimali ngendlela. Nazi iinkcukacha.
Ukukhawuleza i-Deluxe 2015 (kwi-PC kunye ne-Mac)
I- software ye-Intuit's Quicken ibe yintsika kubantu abaninzi iminyaka, kwaye i-2016 ishicilelo iyaqhubeka nokuhambisa iimpahla. Ukukhawuleza kukuvumela ukuba ulandelele lula yonke imimiselo yeemali zakho, ukusuka kwingeniso, iindleko, i- real estate , kunye notyalo-mali.
Ungakwazi ukudibanisa ngqo kwi-bhanki yakho okanye i- akhawunti ye-brokerage ukukhuphela ukuthengiselana. Isici "Ikhonkco seBhili zakho" sikwenza ukuba ulandele ngokuzenzekelayo umhla ofunekayo kunye nemali efunekayo ngenxa yamatyala akho. Ukuba ungumsebenzisi weRhafu eTorbo, uya kunandipha ukulula kokungenisa idatha yakho ukusuka kwi-Quicken ukuya ekuphumeni kwakho kwerhafu kwi-Turbo Tax.
Umgca wokukhawuleza weprogram yezemali uquka iDeluxe, Ikhaya leShishini, kunye neenguqulelo ze-Starter Edition. Abantu abaninzi baya kufumana i-deluxe ihambelana neemfuno zabo, kodwa kufuneka uhlolisise iimpawu ezahlukahlukeneyo zeenguqulelo nganye ukuqinisekisa ukuba ufumana eyona nto ifakwe kakuhle kwiimali zakho.
02 Mint.com
Ukuba ufuna ukulungelelaniswa kwemali yokukhetha imali, khangela akukho ngaphezu kweMint.com. I-Mint iyisicelo esiphezulu kwi-intanethi esivumela ukuba ulawule kwaye ulandele iindleko zakho kunoma yiphi ifowuni, ithebhulethi okanye ikhomputer.
Ukongeza, i-Mint idibanisa kunye neengxelo ezininzi zebhanki ezikhoyo ukuba zingenise kalula idatha yakho. Uhlelo lokusebenza lukhululekile, luhlaziywa ngokuzenzekelayo ngokuqhagamshelanisa namaziko akho eemali, kwaye linikela ngamacandelo okugcina imali kunye namanye amathuba emali. Ungakwazi nokufumana amanqaku ekhredithi yamahhala kwi-Mint.
03 Iimvelo IiNkqubo zoHlahlo lwaBantu
Iimvulophu ngokwayo "njengeyona nxalenye yenkqubo efanelekileyo yokulawula imali eyakhayo." Insiza, ifumaneka kwi-iPhone, i-Android ne-Google Play, iya kusebenza kwiidesktops nge Windows ne-Mac iOS.
Insiza ikuvumela ukuba wenze uhlahlo lwabiwo-ntanethi, ukulandelela imali yakho, kwaye uqonde ukuba uchithile kangakanani ukuchitha. Kwakhona kukukunceda ukuqeda ityala lekhadi lesikweletu kwaye ulawulo lwenkcitho yakho yekhadi lesikweletu.
Iipuphuphu zidibanisa ngokuzenzekelayo nge-akhawunti yakho yasebhanki kunye neakhawunti yamakhadi ekhredithi ukuqokelela ulwazi kunye nokuhlaziya isabelomali kunye neenjongo. Ingqikithi yamahhala ingakwazi ukulayisha kwii-akhawunti zezimali ezine, ngelixa i-version ehlawulwayo, kwi-$ 95 ngonyaka, ingaquka i-akhawunti engenamkhawulo kunye nemimiselo eyongeziweyo. Iiphampu zibonelela ngolunye uqeqesho lwezemali.
04 Wallethub
U-Wallethub akayiyo ipakethe yeevenkile zeenkonzo zezimali. Esikhundleni salokho, iyazibophelela "njengethuluzi lokufumana impilo." Ngo-Wallethub, unako ukufumana ukukhululeka kwamanqaku akho ekhredithi kunye neengxelo zekredithi ezipheleleyo naliphi na ixesha, kwaye insiza isebenzisa izilungiso zokukunceda ukuphucula umlinganiselo wakho wekhredithi, fumana iindlela zokukunceda ukugcina imali, nokukhusela kuyo nayiphi na imisebenzi engaqhelekanga zakho akhawunti. Ubhaliso lweWalthuthub lukhululekile.