Iintlanganiso zabathengi ziyimfuneko.
Iintlanganiso zababoleki zivame ukucwangciswa phakathi kweentsuku ezingama-20 no-40 emva kokuba ityala lifakwe.
Xa iSaziso sokuQala kweNkundla sikhutshwe yiNkundla yeBhanki, iya kubandakanya ulwazi malunga nomhla, ixesha kunye nendawo yentlanganiso.
Ngelishwa, awunikelwa ukukhetha kwamaxesha okanye imihla. Icandelo 341 lifuna ukuba intlanganiso ibanjwe. Ngako oko, akunakwenzeka ukufumana ukukhutshwa kwimeko ye-bankruptcy ngaphandle kokuya kwiintlanganiso. Kodwa, ngamanye amaxesha, umboleki unokufumana ukuba unengxabano. Nangona intlanganiso yababolekisi yincinci ebalulekileyo kwinkqubo yokubhankanya, ukuxabana kwexesha akuzona zonke izinto ezingavamile. Ababoleki banokuthi bangaphandle kwedolophu, banemisebenzi ebalulekileyo yeemisebenzi abangenako ukuyiyeka, banabantwana abancinci ukubukela, bayagula. Ndade ndaba netyala ababesemkhosini osemazweni aphesheya okanye bavalelwa ngexesha elihlelelwe ukudibana kwabo kunye nomphathiswa.
Yintoni enokuyenza xa kukho imbambano
Okokuqala : Njengomboleki, kufuneka uthathe le mfuneko ngokukodwa.
Ukuba awuyihoyi idibano yakho, okanye mhlawumbi uyiphosile ngephutha, ityala lakho linokuxothwa nangona unesizathu esilungileyo. Ithuba lakho elihle lokusombulula ingxabano luya kusebenza.
Okwesibini : Kufuneka uqonde ukuba izikhundla ezihlukeneyo, izithili ezahlukeneyo kunye neerrasti ezahlukeneyo ziya kuphatha ingxabano yakho okanye ukungabikho kwakho kwiintlanganiso ngeendlela ezahlukeneyo.
Igqwetha lakho liyisikhokelo sakho esihle kule miba.
Okwesithathu : Ngokukhawuleza ukuba uqaphela ukuba intlanganiso ilungiselelwe ixesha elingayi kusebenza kuwe, qhagamshelana nommeli wakho. Ngexesha elaneleyo elifanelekileyo, igqwetha linokukwazi ukubonisana nomphathiswa kunye nokuhambisa intlanganiso ngexesha okanye kumhla osebenza kakuhle kuwe. Oku kungadinga ukuthumela isaziso esichitshiweyo kubabolekisi. Ukuba ukuxabana kwakho kuvela kungekudala ngaphambi kwentlanganiso, umzekelo ugula, qhagamshelana nommeli wakho ngokukhawuleza. Kusenokwenzeka ukuba igqwetha liya kufuna ukuya kwiintlanganiso ezihleliweyo ukucacisa imeko zakho kwi-trustee kwaye ucele ukulungiswa kwakhona kwentlanganiso.
Ezinye iimbambano zilula ngokulula kwabanye. Ngokomzekelo, i-trustee inokuphinda ihlawule ngokugula ngokukhawuleza. Ngakolunye uhlangothi, i-trustee ayinakuqonda ukuba uyabanga ukungaphumeleli kokufumana umntwana okanye ixesha lokuyeka emsebenzini. Okuthakazelisayo, iiprasti zivame ukuqonda xa iingxabano ziza kuhlawula imali. Ngokomzekelo, ii-trustees zibonakala zinakho ukulungelelanisa ukuba unayo iikitikithi ezingenabuyiselwa kwinqanaba lokuhamba elalicwangcisiwe phambi kokuba ityala lakho lifakwe.
Yintoni enokuyenza xa unengxabano eqhubekayo
Ingxabano eqhubekayo iya kubandakanya loo matyala apho umntu onetyala enempilo engakwazi ukuya kwiintlanganiso okanye ngenxa yokugula okungapheliyo, ukungabikho kwimbuso, inkonzo yemikhosi, ukuvalela okanye ukufa komntu onetyala okanye ilungu lentsapho.
Le micimbi iphathwa ngokwahlukileyo kwiindawo ezahlukileyo. Kwezinye iimeko, i-trustee iyavuma ukuba ivule ityala ixesha elithile - kwangeenyanga-ukuba ishedyuli somboleki sinqunyulwe kwaye umphathiswa angaqiniseka ukuba umboleki uya kufumaneka ngomhla othile. IiTrasti ziye zavumela ababoleki ukuba bahambe kunye nommeli (njengomfazi omele umyeni wakhe, ingakumbi ukuba bobabini abatshatileyo bafaka ityala elihlangeneyo) okanye ngokusebenzisa amandla egqwetha.
Ukuba umntu onetyala ungekho kummandla, kwaye akunakwenzeka ukuba uya kuba edolophini ngexesha elithile elifanelekileyo, umphathiswa uyavuma ukuba avumele intlanganiso ngefowuni okanye kwi-intanethi. Ekubeni umboleki kufuneka afungelwe phambi kokuba anike naluphi na ubungqina kwimeko, kungenokwenzeka ukuba unobhala wencwadi okanye abanye abasebenzi abanegunya lokuphatha izifungo ziya kwiindawo ezikude.
Abathengi beli lizwe baye basebenzisa izibonelelo ze-Embassy yase-US okanye i-consulate kwindawo yabo.
Kwiimeko ezinzima, abanye abaphathiswa bangavuma ukuba babambe intlanganiso kwiingxoxo. Le ngqungquthela yemibuzo ebhaliweyo oya kubonelela ngayo iimpendulo ezibhaliweyo ezifana neengxoxo ezithathwa ngexesha lokufumanisa inkundla yomthetho.
Kwenzeka ntoni ukuba ungabonakali kwintlanganiso?
Into eyona nto ungayenzayo ayiyi kuboniswa kwintlanganiso. Ukuba oko kwenzeka nangencazelo engaphambili, i-trustee ayinakunokwenzeka ukuba ikunikeze nayiphi na ingqalelo xa uhlaziya.
Nangona uthe waqhagamshelana ne-trustee ekuqaleni kwenkqubela yakho kwaye ufumene ukulungiswa kwakhona, umphathiswa uya kufaka isikhalazo enkundleni ukugxotha ityala lakho. Isizathu salokhu silula. Iimvo zokugxotha azinakuthi zinikezwe ngokukhawuleza. Isiphakamiso siya kusetyenziswa ukuva phambi kwejaji ngomhla ozayo. Ukuba nesisombululo kwifayile kuza kunika inkxaso ekuqinisekiseni ukuba uya kwintlanganiso edibeneyo kwaye uya kukhawuleza inkqubo yokuxothwa ukuba awuyi. Ukuba uzalisekisa uxanduva lwakho, umphathiswa uya kuhoxisa isikhalazo sokugxotha.
Funda okumele ulindelwe kwiNtlanganiso yabathengi
Kwinqaku ethi Yini Okufuneka Uyazi Ngayo Intlanganiso Yakho, sixoxa ngeemfuno kwiKhowudi yeBhankidi ukuba wonke umntu onetyala ahambe kwiintlanganiso kunye nomphathiswa. Siye saxubusha into enokuyilindela kwintlanganiso kunye nemiphi imibuzo onokuyibuza yona. Qaphela:
Isahluko 7: Yintoni eyenzekayo kwiNtlanganiso yabathengi
Isahluko 13: Yintoni eyenzekayo kwiNtlanganiso yabathengi
Nazi ezinye iividiyo onokuyifumana umdla:
Intlanganiso yababoleki
Yintoni enokuyilindela kwiSahluko 7 Intlanganiso yeBatyala
Yintoni eyenzekayo kwiNtlanganiso yabathengi
Ukuhlaziywa nguCarron E. Nicks uJanuwari 2018