Ingxelo yakho yeengxelo zemali-mboleko ngenye yezinto ezintathu ezibalulekileyo iingxelo zemali-mboleko onayo. Ngenxa yokuba awukwazi ukuba yeyiphi ingxelo yengxelo yemboleko umthengi okanye umboleki-mali uya kuhlola, kubalulekile ukuba ulawule bonke.
I-Order Your Experian Credit Report
Kukho iindlela ezimbalwa ongayenza ngayo ingxelo yakho yeNgxelo ye-creditan.
- Ukukhulula kwi-www.annualcreditreport.com. Umthetho we-Federal unikeza enye ikopi yamahhala ye-Experian yakho ingxelo ngonyaka. Unokuphinde ulandele ingxelo yakho yonyaka we-Experian credit ngokubiza 1-877-322-8228 okanye ngokuthumela ifom yesicelo (i-Adobe Viewer iyadingeka ukuvula ifom yesicelo).
- Ungabuka ingxelo yakho ye-Experian ngetyala nge-CreditKarma.com kunye ne-CreditSesame.com - zombini iinkonzo zamahhala ezingenakudinga ukubhaliswa kwekhadi lesikweletu okanye ixesha lokulinga.
- Unokuthenga ingxelo yakho ye-Experian ngetyala kunye neFICO amanqaku ngqo kwi-Experian ye $ 19.95. U-Experian uphinde unike ingxelo ye-credit ye-$ 1 kunye namanqaku okuthenga ngetyala ngewebhusayithi yabo ukuba ubhalisele ukuthengiswa kwesilingo kwinkonzo yokujonga ngetyala. Ukuba ubhalisela ityala, qiniseka ukuba ukhansele ngaphakathi kweentsuku ezi-7 phambi kokuba uvavanyo luphelile ukukhusela iintlawulo zeenkonzo.
- Ukuba uyala ingxelo ye-3-in-1 yengxelo yekredithi evela kuyo nayiphi na yabathengisi be-intanethi, uya kufumana ingxelo yakho ye-creditan ingxelo kunye neengxelo zakho ezivela kwezinye iindawo ezinkulu zemali-mboleko: i-Equifax ne-TransUnion.
Iingxabano zeNgxelo zeNgxelo zeNgxowa-mali
Unokufumana iimpazamo kwi-akhawunti yakho ye-Experian yengxelo emva kokuba uyifumana. I-Fair Credit Reporting Act ikunika ilungelo lokuba ezi mpazamo zisuswe kwinkqubo yengxabano.
Ingxelo yakho yekhredithi iya kuvela kunye nemiyalelo yokuphambanisa iimpazamo. Xa uyala i-Experian yakho ingxelo yekhredithi ye-intanethi, uya kunikwa unxibelelwano onokuyisebenzisa ukuze wenze ingxabano yakho.
Ungakwazi ukuphikisana neziphene zeerhafu ngombhalo. Bhala incwadi yeengxelo zengxoxo yemali- mboleko , gxi ninisa iimpazamo kwi-credit report yakho, kwaye uthumele nawaphi na amaxwebhu axhasiweyo onayo kwi-address ye-akhawunti ye-credit report ye-creditan:
Isebe leNkundla yamaZwe
PO Box 9701
Allen, TX 75013
Thumela irekhodi yakho yeengxabano ngxelo nge-imeyile eqinisekisiweyo ukuba unobungqina bokuba le ncwadi ithunyelwe. Xa i-Experian ifumana ingxabano yakho, inemihla engama-30 yokuphanda kwaye ilungise ingxelo yengxelo yemboleko okanye ithumele iziphumo zophando.
Ukulwa nolwazi lwebabi kwi-Experiences
Ukuba uye waba lixhoba lokutshitshiswa kobunikazi, kubalulekile ukuba uvumele i-Experian ukuba ikwazi ukufakela ingxelo yebhanki yakho ingxelo kwaye uqaphele ezinye iirejusi ezimbini zeentengo zemboleko. Ukuqaphelisa ukukhwabanisa kukuvumela nabani na abadonsa ingxelo yakho ye-Experian ngetyala ukuba bafanele bathathe amanyathelo angaphezulu ukuqinisekisa ubungqina bakho. Ukuqhelana nokuqhelana ngokugqithisileyo kudlulileyo iintsuku ezingama-90 okanye unyaka omnye kumsebenzi wempi osebenzayo othunyelwa phesheya.
Uyakwazi ukubeka uqaphelwano lobuqhetseba kwi-akhawunti yakho ye-Experian ye-credit inthanethi, ngefowuni ngokubiza ngo-1-888-397-3742, okanye ngeposi ngokubhala PO Box 9532, Allen, TX 75013
I-Experian yengxelo yekhredithi yokhuseleko yokhuseleko izakuvala iingxelo zakho zemali-mboleko zokuthintela imibuzo uze uyivule nge-PIN okanye iphasiwedi. Ukutyelela iphepha lokukhishwa kwekhredithi ye-Experian ukuze ufumane imiyalelo enenkcazo yokukhupha ingxelo ye-credit card.
Ukujonga I-Experiential Score yakho
I-Experiential score score yakho isekelwe kwingcaciso kwi-Experian yakho ingxelo ye-credit and ingaba yinto ehlukileyo kwii-credit score kunye nezinye ii-bureaus.
Unokujonga umvuzo wakho we-Experian credit ngaphandle kwe-CreditKarma.com kunye ne-CreditSesame.com. Ungathengisa amanqaku ekhredithi ye-Experian kwiwebsite ye-Experian okanye nge-myFICO.com.