Ukukhula kweBitcoin kuye kwakha amathuba okuTyala
Iphakama malunga neepesenti ezingama-40 kwiintsuku ezintathu zokugqibela. "U
Inqaku leBloomberg lichaze ukuba umhlalutyi uGil Luria we-Wedbush Securities wabhala oku kulaba bathengi ngaphambili ngo-2014: "Sikholelwa ukuba i-bitcoin kunye ne-technology block block yayo ye-blockchain inokuphazamisa iziseko zezimali ezikhoyo kwiminyaka embalwa ezayo. Sikholwa ukuba ixabiso le-bitcoin currency (BTC) liya kuxhamla kulo mkhuba kwaye ngoko ke iqalisa ukuhanjiswa kwe-GBTC kunye ne-OUTPERFORM kunye ne-40 yexabiso elijoliswe kuyo. "
Ngexesha elifanayo ngoNovemba ka-2015, uPaul Vigna we -Wall Street Journal wabhala kwikholam yakhe, "Intengo ye bitcoin iqhubekela phambili, iwela ngaphaya kwe-$ 400 kwinqanaba lokuqala ukususela ngoNovemba odlulileyo, phakathi kokuqhutyelwa kwezinto zokuthengisa kunye ukunyuka kwenzalo yobuchwepheshe kwi-cryptocurrency. "
I-Bitcoin yafikelela kuma-768 aphezulu ngoJuni, ngo-2016, kwaye i-GBTC inyuke kwi-135 ephakamileyo ngexesha elifanayo.
Emva koko i-bitcoin yatshintshana ixesha elincinci njengokwenziwa kwe-hacks yakutshanje ye-bitcoin exchange exchange drove prices. Oku kubonakalisa i-asethi, ngokucacileyo kungekhona kumntu othobekileyo kunye noxhasayo. Kodwa ngaba yinto ethile ukuba umtyalo-mali makayicinge?
Ungenza Imali Nge-Bitcoin?
I-Bitcoin ibizwa ngokuqhelekileyo ngokuthi "imali yedijithali." Akusiyo isixhobo senyama, kodwa nje ngokuba izixhobo zomzimba ezifana neerandi kunye neengqekembe zingasetyenziswa, zingasebenza kwifomu yayo yedijithali njengemali yokuhlawula ukuthenga.
Kuyavunywa, kunokungabi namasitolo amaninzi athengisa i-bitcoin, kodwa uluhlu lukhula. Iquka i-Overstock.com, i-Dell, iMicrosoft, iJewelers Jewelers kunye ne-Sacramento Kings. Unokusebenzisa ikhadi le-credit card yaseVisa elingasetyenziselwa ukuhlawulisa ukuthengwa okuxhomekeke ngokuzenzekelayo kwi-walcoin walcoin wallet.
Xa uhlela i-bitcoin njengemali uze uyiqhathanise nezinye iimali zokutshala imali ezifana ne-dollar yase-US okanye i-yen, inyani le nto kukuba i-bitcoin yayiyimali eyona nto ihamba phambili yehlabathi ngo-2010, 2011, 2102, 2013 no-2015.
Yintoni eyenzeka ngo-2014? Yayininzi imali eyenzayo! Oku kuqhubeka kubonisa ukunyanzeliswa kwe-bitcoin.
I-Bitcoin njenge-Alternative Investment
Ngenxa yokuba ixabiso le-bitcoin linakho ukuhlaziywa kwixabiso lentela kwaye liyakwazi ukuguquka okanye lisezantsi ngokusekelwe kwiimeko zeemarike, akusona nje uhlobo lwemali kodwa lungajongwa njengezithuthi zotyalo-mali ngokunjalo. Ndandisoloko ndixelela abantu ukuba bangatyalisi nantoni na ukuba awufumani ixabiso layo kwiphephandaba okanye ngokutshintshiselana. Ukunyaniseka kukuba i-bitcoin ithengiswa ngokutshintshana emhlabeni jikelele ngeeyure ezingama-24. Uyakwazi uhlala uyazi ixabiso le-bitcoin kwiidola okanye imali yakho yasekhaya.
Kodwa ngaphambi kokuba ungene kwaye uthenge i-bitcoin okanye uyiqwalasele njengotyalo-mali, kubalulekile ukuqaphela ukuba i-bitcoin okanye nayiphi na imali-mali kufuneka ibe yinxalenye yesicwangciso-mali okanye isicwangciso esisekelwe kwimeko yakho yangoku, kunye neenjongo zakho, iinjongo kunye ne-asethi izicwangciso zokwabiwa.
I-Bitcoin ngokwenene ayinakubizwa ngokuba yintengiselwano okanye ibhondi. Iphepha elimhlophe lwakutshanje nguChris Burniske we-ARK ye-ARK Management Management kunye no-Adam White weCoinbase ngokuqinileyo kwaye ngokugqithiseleyo ubeka i-gauntlet: Ixesha lokuba abatyalo-mali bajonge i-bitcoin kunye nezinye i-cryptocurrencies njengeklasi yabo yempahla ukuze baqwalasele i-portfolio yomntu.
Nangona ndicinga ukuba iimbono zabo ziphosakele kwaye mhlawumbi ziya kuqinisekiswa ngokuchanekileyo kwikamva elikufutshane, ndincoma ukuba kule ngongoma kufuneka ujonge i-bitcoin njengotyalo-mali oluthile kwaye ulungele into enjalo kwi-sleeve ye-portfolio yakho.
Olunye utyalo-mali luseklasini ye-asethi ngaphandle kweebhonksi, iibhondi okanye imali. Zingasetyenziselwa ukunciphisa umngcipheko wotyalo-mali ngokubanzi.
Esinye sezizathu ezibalulekileyo zokusebenzisa olunye utyalo-mali kukuba "azinxulumene," oko kuthetha ukuba ukubuyela kwabo akuhambelani kunye neentengiso kunye nezibophelelo. Oku kwenza ukuba lube luhlobo oluthile lolwahlulo kwiipotifoliyo jikelele ezijoliswe ikakhulu kwezo zixhobo.
Kwiminyaka, iifom zentengiso kunye neengcali ziye zaqinisekisa imfuno yokubandakanya ipesenti ephezulu yomngcipheko kunye nempahla ephezulu yokufumana imali kwi-portfolio yakho yomhlalaphantsi. Ukucinga kukuba ukuquka ipesenteji encinci yokunikezelwa kweefa jikelele (ukusuka kwi-5 ukuya kwe-10 ekhulwini) kulezi zixhobo kunokubonelela ngeempembelelo ezincinci kuphela kwipotifoliyo yakho ukuba umngcipheko uba mkhulu kakhulu.
Ukuba uthetha ngongcali-mali-mali, mhlawumbi uya kukuxelela ukuba i-hedge funds, ubulungisa bebucala, igolide, i-currencies kunye ne-estate iyindlela ekhethekileyo yokutyalomali. Uya kunilumkisa ukuba kunokuba nzima ukufumanisa ixabiso lexabiso lemarike yangoku. Ngokuqinisekileyo kuyinyaniso yamaninzi eemali kunye namashishini abucala, kodwa nge-bitcoin, unokubona ixabiso ngelixesha langempela ngokusebenzisa ii-ticker ezahlukeneyo kunye nokuthengisana kwe-intanethi ngoku.
Ndingayisebenzisa njani imali kwiBitcoin?
Indlela elula neyona ndlela echanekileyo yokuthenga i-bitcoin yilezi zixhobo ezifana neConbase okanye iLawn. I-Coinbase ngenye yezona zinto zichitshiweyo kakhulu - zixhaswe ngemali ngabatyalo-mali njenga-NYSE. Unokwenza i-wallet kunye ne-ether (etereum).
I-Lawnmower iyisistim esilula esilula esivumela i-bitcoin kunye nokubonelela ngophando lwezinga lokuhlalutya kunye nolwazi oluphuculweyo lwenkcukacha kwi-bitcoin kuphela, kodwa zonke iindawo eziphambili ze- cryptocurrencies , eziquka i-ethereum, i-dash kunye ne-ripple. Isebenza ngokubambisana neConbase (i-wallet yakho iqhutywe ngo-Coinbase) kwaye nayo ine-index yayo yokulandelela i-cryptocurrencies ephezulu, ebizwa ngokuba yi-Lawnmower Blockchain Index.
Nangona inani elikhulayo labatyalo-mali lisebenzisa le ngxelo kunye nokuthengisana ukuthenga nokuthengisa i-bitcoin ngenzuzo, inzuzo ye-bitcoin njengesithuthi-mali esisetyenzisiweyo ngokubanzi-mali-mali ungabonwa kwiindidi zezinye izithuthi zotywala ezifaka i-packaged bitcoin kule mali. .
Enye yeyokuqala kwaye ngoku iqhutywe ngokubanzi yi-Bitcoin Investment Trust, eyenza ukuthengiswa kwe-OTCQX phantsi kwesimboli se-ticker GBTC . Ndiyena mnikazi wezabelo, ukuqala xa bekuqala ukuba ityala lokutshala imali livule kuphela kubatyalo-mali abavunyelweyo. Ngoku ungathenga izabelo kulo ngumphathi wakho wezezimali ngeyiphi na iakhawunti yakho, kuquka i-akhawunti yakho yomhlalaphantsi. Hamba uye ubuze umcebisi wakho wezezimali ukuba uyazi kwaye zeziphi iingcamango zakhe.
Enye yezinto ezintle malunga notyalo-mali kukuba ivelisa nje ixabiso le-bitcoin. Ixabiso lentlawulo yesabelo ngasinye se-GBTC sinokulinganisa i-1/10 yexabiso langoku le-bitcoin. Ukuba i-bitcoin ithengisa i-$ 300, ixabiso elingaphantsi kwesabelo esisodwa se-GBTC kufuneka libe malunga ne-$ 30. Njengoko kunjalo kunye nezinye iimali-mali ezifanayo, nangona kunjalo, isikhwama se-bitcoin sinokurhweba phezulu okanye esezantsi kusekelwe kumdla-zimali kunye nemfuno yotyalo-mali. Liye lathengisa kakhulu kakhulu ngaphezu kwexabiso layo elibalulekileyo ngamanye amaxesha - uphawu lokuba abatyali-mali balambile nayiphi na uhlobo lwe-bitcoin utshalomali okanye ukuba lukhulu kakhulu. Ihla emhlabeni emva kwezi mpahla kwaye ihlala isondele kwixabiso elisezantsi le-bitcoin, kodwa lixelelwe malunga nexabiso layo elibanzi.
Invest in iBlockchain Technology
Ukuba unganqabiseko malunga nokutyalomali ngokuthe ngqo kwi-bitcoin okanye kwi-cryptocurrencies kodwa usakholelwa ukuba ubuchule kunye nekhono lobuchwepheshe be-blockchain-isiseko esisezantsi se-bitcoin-sinokuchaphazela enkulu kumashishini, unokufuna ukuqwalasela ukunyanzelisa imali iimpahla zeenkampani ezibandakanyekayo ekuhlaleni nasekudibaniseni iteknoloji ye- blockchain kumashishini abo. Kukho ezimbalwa kwaye ezininzi zazo ziphezulu, iinkampani ze-blue chip.
Elinye lamaqela abonakalayo ekhangele iteknoloji ye-blockchain yi-R3 Consortium, eyaqala ngeebhanki ezitshatyalaliso ezithoba ekuhloliseni indlela ubuchwephesha obuza kunceda ngayo iinkqubo zabo kunye neziseko zebhanki jikelele. Eli qela libandakanya i-JP Morgan Chase, i-Goldman Sachs, i-Credit Suisse, i-State Street, i-UBS, i-Commonwealth Bank yase-Australia, i-BBVA, i-Barclays ne-Royal Bank yaseScotland. Sekusukile kwanda kwiibhanki ezingaphezu kwe-40 kwaye nangona zivaliwe "ubulungu" beebhanki, ngoku zikhangele amaqabane angabhanki.
I-IBM yenye yeenkampani ezinkulu kakhulu eziqhubela phambili iteknoloji ye-blockchain. Kubonwa njengenkampani "yobudala" yobuchwepheshe be-teknoloji, i-IBM yanikela inkxaso yabo kwi-technologycharka ye-blockchain ngokukhululeka kwesakhelo sabo sokwenza amanethiwekhi asebenze ngokukhuselekileyo kwi-blockchain.
I-IBM ayiqapheli kuphela ukuba iteknoloji ye-blockchain inamathuba amakhulu amabhizinisi , kodwa sele yafumanisa ukuba amashishini amaninzi akhathazeke ngokubhekiselele kwokhuseleko lobuchwepheshe. Isibhengezo se-IBM sigxile ekudalweni kwesikhokelo esinikeza "amanqabanqatha, amanqam
I-Factom , i-blockchain iqalisa ukuphuma e-Austin, eTexas, ikwabambisana ne-IBM ngokukhululwa kwayo kwe-beta ye-IBM ethi "Blockchain kwi-Bluemix." Oku kuvumela ukudibanisa nekhowudi esekelwe kwi-Linux ukuxhasa amashishini amaninzi kunye namaxesha ahlukeneyo okusetyenziswa. I-Factom ijolise ekunikezeni izisombululo ze-blockchain kunye namakhono afanele akhonze iikontraka kunye neenkonzo zenkcazo.
Isibhengezo se-IBM sinokuchaphazela ezinye iikhampani ukuba ziqaphele amandla e-blockchain kunye nomsebenzi wayo njenge-teknoloji enokubangela ukuba iinkqubo ezongezelelweyo zibe namandla kunye neenkqubo zazo ezikhoyo.
Ngoko ke abo batyali-mali abathatha ingqalelo kwintetho yokuphazamiseka okubangela ukuba i-bitcoin ne-blockchain ibangele ibhizinisi kunye neenkqubo zethu zemali, kukho iindlela ezininzi ezinokuthi uthathe inxaxheba njengomtyalomali. Njengoko izithuthi zotyalo ezongezelelweyo zifumaneke zifake i-bitcoin kwiimpahla ezifikeleleka kalula, asizukufumana abatshali-mali kuphela kodwa abacebisi bezemali kunye nokuqaphela ukukwazi kwabo ukuqwalaselwa nokusetyenziswa kwipotfoliyo yomtyalo-mali.
Okwangoku, kukulungele ukuqwalasela utyalo - mali kwi-bitcoin , i-cryptocurrencies kunye ne-blockchain iteknoloji enye ye-sleeve enye yokutshala imali ngaphakathi kwiphothifoliyo yakho. Musa ukubetha i-ranch kubo - ubuncinane engekafiki. Ukuba ukusebenza kwangaphambili kukho nawuphi na umqondiso, ukufumana i-bitcoin iya kuba yindlela ebuthathaka, kodwa inokwenzeka ukuba inzuzo ikhona apho kunikwe utshintsho kwinkqubo yethu yezemali eyenziwa yi-bitcoin nezinye izixhobo zokukhupha.
UKUFUNEKA: Emva kokusebenzisa umbane wamanzi, ndaba ngumtyalo-mali kunye nomcebisi kwinkampani.