Nangona kunjalo, ngaphambi kokuba unqume ukuba kufuneka uthenge igolide ngokukhawuleza, yinto efanelekileyo ukuthabatha isinyathelo. IGolide yinto efana nayo nayiphi na enye-inokunyuka okanye iwele ngenxa yokuvakalelwa.
Kutheni Abantu Bathanda Igolide?
Okokuqala, kunceda ukuqonda ukuba kutheni abanye abatyalo-mali bathanda igolide kakhulu .
Kwiimeko ezininzi, kuhambelana nombono wokuthi igolide, kakuhle, igolide. Kuye kubaluleka kumawaka eminyaka. Ngokungafani nemali eninzi namhlanje, esiyifumana ngekhadi okanye ngokwenza ulwazi lokudluliselwa kolwazi, kunokwenzeka ukuchukumisa igolide.
Kulula ukujonga igolide kwaye ubone ukubaluleka okubonakalayo. Qhubeka ukhumbule, nangona kunjalo, ukuba ixabiso legolide likhuphuka kwaye liwa njengamanye amaxabiso asethi. Ukunyuswa kwexabiso akusoloko kusekelwe kwinxalenye ethile yexabiso langaphakathi. Ukuqonda indlela iimakethi ezenza ngayo, amandla edoli yase-US, kunye nezinye izinto zichaphazela oko igolide "ifanele."
Nangona igolide inomlando omdala njengemali, oko akuthethi yinto ekhethekileyo yokukhetha iphothifoliyo yakho. Oko kwathiwa, kukho izizathu ezintle (kunye nezinye ezimbi) zokufaka igolide kwi-portfolio yakho.
Hedge Against Inflation
Esinye sezizathu ezibalulekileyo zokufaka igolide kwipotfoliyo yakho kukukulwa nokunyuka kwamaxabiso . Njengesithuthi sokubaluleka kwexabiso, igolide iye yakwazi ukuyenza kakuhle ngexesha elide.
Ixabiso lemali liyakucima amandla okuchitha idola, kodwa igolide inokukunceda uhlasele ngokulahlekelwa kwexabiso.
Ixabiso leGolide lihlala lihamba ngokuphambene nedola, ngoko ke ukuba i-greenback iyancipha, igolide iyakomeleza. Nangona kunjalo, nangona igolide ingaqhubeki ephakamileyo kwizinga elikhawulezayo, isabonwa njengendlela ehloniphekileyo yokugcina ukulahlekelwa kukunyuka kwamaxabiso.
Ulwahlulo lweeAfa kwiiNgxowa-mali zakho
Ukuba ungacingi ukuba izibophelelo kunye nezitokisi zibonelela ngokungafaniyo, ukongeza igolide encinci kunokukunceda uzive ukhululekile. Igolide ihlala ihamba ngokubhekiselele kwimakethe yemasheya. Ngoko ke, ukuba imarike yemasheya ihla, igolide ihlala iphezulu. Ukuba ufuna ukufaka ibhalansi kwiphothifoliyo yakho, igolide ingaba yindlela enye yokwenza ngokunciphisa impahla yakho ngendlela enokukukhusela ngokukodwa kwimeko yemakethi.
Ingakanani iGolide kufuneka ibe kwiPortfolio yakho?
Iphothifoliyo yakho kufuneka ihlelwe ngendlela ekunceda ufikelele kwiinjongo zakho zexesha elide. Igolide ingaba neendawo. Nangona kunjalo, iingcali ezininzi zilumkisa ukuba kufuneka uqaphele ukuba ingaba negolide kangakanani ukubandakanya kwipottoliyo yakho. Umgaqo owodwa wezothutho ukukhawulela igolide ngokungabi ngaphezu kwama-5 ukuya kwe-10 ekhulwini lakho lepotfoliyo. Ngokuxhomekeke kwimeko yakho kunye nokunyamezela kwakho, ungase ukhululeke kakhulu ngesabelo esikhulu okanye esincinci segolide kwi-portfolio yakho.
Ngaba Igolide Inenene Ngempela?
Abanye abatyali-mali bakholelwa ukuba igolide ayikho nje intambo yokulwa nokunyuka kwamaxabiso okanye inxalenye ebalulekileyo yepotythifoliyo eyahlukeneyo. Bakholelwa ukuba kukho ukusetyenziswa kwangaphakathi kwegolide.
Ngelishwa, ukuba uyagcina i-bullion yokulwa nokuwa kwezoqoqosho, unokube uvuselelekile.
Kwiimeko ezinjalo, ngaba bakho abamelwane baya kuba nako ukusebenzisa igolide? Kunoko, ngexesha le-apocalypse yezoqoqosho, unokuba ngcono xa ufumana ukutya kunye namanzi-kunye nokukwazi ukuzingela, ukuloba, okanye ukulima umyezo.
Ngaphezulu, abanye bakholelwa ukuba ukuba iUnited States idlulela kumgangatho wegolide baya kuxhamla kwiivenkile zabo zegolide. Ithuba lokuba siza kubona umgangatho wegolide kwixesha elizayo elifutshane lihle kakhulu. Kukho imali eninzi epapashwayo (iphepha kunye nedijithali) ezitshintshelweyo kumgangatho wegolide awunakwenzeka kwaye akunakwenzeka. Inkqubo yethu yezemali kuya kufuneka idibane ngokupheleleyo ukwenzela ukuba utshintsho olunjalo lunokwenzeka.
Ekugqibeleni, igolide ingenza ukongezwa okuhle kwipotfoliyo yakho-nje nje ngokuba uyazi ukuba uyayibandakanya kwaye kukukunceda ufinyelele iinjongo zakho zexesha elide zemali.