Ziziphi iibhanti zePatrioti?

Indlela i-Patriot Bonds eyahlukileyo ngayo kwiiNkcazo zee-EE zokuSindisa

Iibhonti zePatriot zaqala ukukhutshwa ngo-2001 kwaye ukukhutshwa kwazo kuqhubeka nokudibanisa abatyali-mali abaninzi kule minyaka emva koko. Uthini umahluko phakathi kwee-Patriot Bonds kunye ne-Series EE yokugcina imali? Ngaba ezi mveliso ezahlukeneyo okanye ezihlukile?

Ukunikezelwa ngendlela i-Patriot Bonds eya kuyo, ukungaqondi kakuhle kunengqiqo.

Iibhanti zePatriot vs. Izihloko ze-EE zokuSondeza

Iibhondi zePatriot zifana ngokufanayo nakwiindlela zonke ukuya kwiiphetshana zephepha zee- Series EE Savings Bonds , kwaye esinye sezizathu ezibalulekileyo kukho ukudideka.

Ewe, ngokwenene, into efanayo. Ukwahlukana nje kuphela kukuba ukuba uthenge i-EE ye-Series EE yokubophelelwa kwebhanki kwi-bhanki yendawo okanye kwiziko lemali emva kweDisemba 10, 2001, amagama athi "Patriot Bond" kungenzeka ukuba ashicilelwe ebusweni besatifiketi.

Yiyo leyo. Kwenene. Zonke iimeko kunye neemeko ezifanayo ziyasebenza kokubili.

Ibali leMva

I-United States I-Nondyebo yabatshalile abatyala imali ngexesha i-Patriot Bonds ikhutshwe ukuba yayiyindlela yokuba bavakalise inkxaso ngenkqubela yelizwe. Inkumbulo yokufa, ubundlobongela, kunye negazi nje ngeenyanga ezimbalwa ngaphambi kweSeptemba 11 yayisandul 'ukutsha kwiingqondo zabantu. Abantu baxhoxiswa ngokukhawuleza kokuphelisa ukuthula ekhaya ngokulinganayo.

I-Treasury yase-United States ichaze ukuba i-Patriot Bonds iya kufakwa kwingxowa-mali kaRhulumente jikelele kunye nokuba iza kuchithelwa ngokomthetho-okwakubandakanyeka inkxaso-mali kwinkqubo yokulwa nobutshaba.

I-Nondyebo yaqhubeka ichaza ukuba i-Patriot Bonds kuphela ezathengwa ngamaziko athile eemali ezifana neebhanki zendawo zifanelekile ukubhaliswa. Ezinye izicwangciso zee-EE ezibophelelweyo, njengalezo zithengwa ngeSicwangciso soSondlo soKhuseleko lwabaqeshwa xa abaqeshi bebambe imali yokuhlawula abasebenzi ngenxa yesicelo sabo sokubeka imali kwiimbopheleleko zokugcina imali, baphathwa ngendlela eyahlukileyo.

Zathengwa ngabathengisi abaninzi kunye nemibutho eyayingazange ifumaneke kwisixhobo sokuprinta esifanelekileyo.

Kwakungelula. Ezi zibophelelo zazingenakuba yiziThuthi zePatrioti kuba amagama akakwazanga ukuprintwa kuwo.

Ubume bangoku

Iibhonti zePatriot zikhutshwe iminyaka eyi-10 kuphela, ukususela ngoDisemba 2001 ukuya kuDisemba 2011. Kwakudingeka imali eyongezelelweyo ukuprinta ezi zibophelelo kwaye oku akuzange kube yindleko efanelekileyo kurhulumente.

Ngoko ke unayo. Ukuba uthenge iPatriot Bond ngaphambi kukaDisemba 2011, "ukungafani" kwawo kwii-Bonds ze-EE Bonds akuyiyo imbambano. Yaye ukuba unesibophelelo esinjalo, oye watyala imali kwiminyaka emininzi edlulileyo okanye enikwe yona, qi ni sekise ukuba iya kuqhubeka ikhula kwaye iyenze inzala kuze kube ngu-2042. Loo mnyango awuzange uvale xa izibopho zingasekho shi cilelwa.

Unokuguqula i-Patriot Bonds yakho kwiibhondi zekhompyutheni ngokusebenzisa inkqubo ye-Smart Exchange ekhoyo kwi-TreasuryDirect, okanye ubambelele kubo iminyaka engama-30. Qhubeka ukhumbule ukuba ii-Patriot Bonds ezathengwa ngaphambi koMeyi-1, 2005, zihlawule umlinganiselo wenzala oguquguqukayo owawuguqulwa rhoqo emva kweenyanga ezintandathu. Abo bathengwa emva kwaloo mhla bahlawula umyinge ongezantsi.