Inzala Yenzala: Indlela Eyixhaswe ngayo kwaye iNgxelo

Inzala ityala kwiireyithi zerhafu eziqhelekileyo

Ngelishwa, inzala oyifumanayo ngexesha lonyaka ayikho inkokhelo yerhafu. Ingeniso, kuxhomekeke kwiirhafu zerhafu eziqhelekileyo . Iquka into ecacileyo, njengento oyenayo kwimali oyibeka eceleni kwibhanki okanye i-akhawunti yemakethi yemali, kunye nemithombo embalwa engabonakaliyo: izibophelelo, iimali-mboleko ozenzile kwabanye kunye nokuba loo mali idiphozi yakho yokuqeshisa ekhaya ikhutshwe kuyo.

Kukho izimbalwa ezimbalwa

Inzala kwiibhanki zemali ze-US kunye nokubophelwa kwemali kuhlawuleka kwi-feraleral return, kodwa ngokuqhelekileyo kuhlawulwa irhafu kwinqanaba likarhulumente.

Kwaye inzala kumabhondi kamasipala ayinanto yentlawulo kwi-federal level. Umdla wezintlu kamasipala usoloko ungahlawulwa irhafu kwinqanaba likarhulumente ukuba utyalomali kwisibophelelo esikhutshwe kwimeko efanayo.

Ezinye izibophelelo zikamasipala zizibophelelo zomsebenzi wabucala. Inzala kulezi zikhuselekile kwiirhafu eziqhelekileyo, kodwa ihlawulwa irhafu yerhafu . I-AMT sele ijikeleze ukususela ngo-1969. Ingxelo yerhafu "eyongezelelweyo" eyenziwe yi-IRS ukukhusela abahlawuli berhafu abaxhamlileyo ukuba bangasebenzisa amanqaku amaninzi kunye nokuncitshiswa abaye baphephe ngokukhawuleza ukuhlawula nayiphi irhafu. I-AMT ayilona nto ufanele uxhalale ngayo ngaphandle kokuba ufumana imali engaphezulu kwama-54,300 njengowomhlawuli werhafu omnye ngo-2017, ukusuka kwi $ 53,900 ngonyaka werhafu ka-2016. Umngcele ukhuphukela kumaRandi angama-84 500 kubahlawuli berhafu abatshatileyo abafakela ngokubambisana kodwa behla ku-$ 42,250 ukuze abatshawuli berhafu abatshatileyo bafake ngokuhlukileyo.

Unako ukuKhathalela iMali yeNzuzo

Intlawulo yengeniso iya kuhlawulwa xa ihlawulwa ngokwenene, ekucingeni ukuba usebenzisa indlela yokubambisa imali, ininzi yabakhokhi berhafu.

Inokuthi ifikelele ngo-2016 kodwa ukuba ayithethwanga kuwe ukuya ku-2017 ngesizathu esithile, uya kuyibika ngokubuya kwakho ngo-2017.

Kukho nezinye iindlela zokumisela inzala yengeniso kumnyaka werhafu ozayo. Ezinye iibhanki kunye neemanyano zeentengo zemali ziya kuhlawula umvuzo ekukhuleni kwesatifikethi sediphozithi , esibizwa nangokuthi idiphozithi yexesha, ngokuqhelekileyo kwiimali ezingaphantsi komnyaka omnye.

Unokunika ingxelo nomdla kwimibandela yokugcina imali yase-US de i-bond bond ikhula okanye ikhululiwe.

Imali yeNzuzo kunye neFomu 1099-INT

Ingeniso yengeniso ibhalwa yibhanki okanye elinye iziko lemali kwiFomu 1099-INT, ikopi yaloo nto ithunyelwa kuwe nakwi-IRS. Uya kufumana i-1099-INT evela kwiziko ngalinye elikuhlawule i-$ 10 okanye ngaphezulu kwenzalo ngexesha lonyaka. Hlola ibhokisi ye-1 nayiphi na ifomu ye-1099-INT oyifumanayo. Inzala ehlawulwayo inikwe ingxelo apho.

Inzala evela kumabhondi e-US okugcina imali kunye namanqaku okugcina imali kunye nezibophelelo zichazwe kwiBhokisi 3 leFomu 1099-INT. Inzala yomthamo kamasipala ichazwe kwiBhokisi 8. Inxalenye yomdla webhanki kamasipala eyenziwa kwimibutho yamashishini yabucala ichazwe kwiBhokisi 9.

Indlela yokuBalisa iNgeniso yeMali

Ngoku, ungena phi le nto ngokubuyela kwerhafu? Uya kuxela ingeniso yemali kwiindawo ezilandelayo:

• Inzala ehlawuliswayo iya ku-Line 8a yeFom 1040, kwi-Line 8a yeFomu 1040-A, okanye iNgcaciso 2 yeFomu 1040-EZ.
• Inzala yesikhokelo kamatyala kamasipala ihlawulwe kwi-Line 8b yeFom 1040 okanye i-Line 8b yeFomu 1040-A.
• Umdla webhanki yomsebenzi wabucala uchazwa kwiNombolo ye-12 yeFom 6251 njengoluhlengahlengiso lokubala enye irhafu yerhafu.

Ukusebenzisa iShedyuli B

IShedyuli B yifom yefayile eyongezelelweyo esetyenziselwa ukuvelisa inzala kunye nenzuzo yembuyekezo xa uyifumana kwimithombo emininzi.

Ukusebenzisa nokufakela iShedyuli B kuyimfuneko ukuba unayo imali engaphezu kwe-1,500 yeemali kunye / okanye izabelo. Kodwa nangona ungafuneki ukufakela i shedyuli, unako ukuyisebenzisa ukuzalisa inzala yakho kunye neengeniso zemivuzo ukwenzela ukuba ungabika kwiFomu 1040 yakho.