Imali yaseSwiss: Indlela yokuTyala kwiiFrancis zaseSwitzerland

Kutheni Utyalole kwiMali yaseSwiss kunye Nendlela Eyona Eyona Yona Yona Yona Yona Eyona Mhle

ISwitzerland ngenye yezona zizwe ezicebileyo kwilizwe elinomkhiqizo owenziweyo (i-GDP) nganye ye-59,536 yee-2015 ngo-2015. Ikwaziwa nangokuthi yenye yezona zizwe ezingathathi hlangothi kwezombusazwe - kungekho mfazwe ukususela ngo-1815 - kunye noqoqosho olukhuphiswano kwihlabathi. Ezi zimpawu zinike i-Swiss currency indawo ekhuselekileyo kwindawo yokuhlala.

Imali yaseSwiss - eyaziwa ngokuba yiSwitzerland Franc (CHF) - yilizwe likaSwitzerland neLiechtenstein.

Ukususela ngo-2016, i-Swiss Franc iyintlahlela yesithandathu ehamba phambili kwi-world, kubalwa malunga no-5% weentengiso zelizwe langaphandle . Kwaye, isibini se currency USD / CHF sihlala sisinye sezona zibini ezithengiswa kakhulu kwilizwe.

Kule ngqaku, siza kujonga imali yaseSwitzerland kunye nesimo sayo sokukhuseleka, kunye nokunye okuphikisanayo kwibhanki yayo.

Imali yaseSwitzerland njengendawo ekhuselekile-indawo

Imali yaseSwitzerland ibe yindawo yokutshala imali ekhuselekileyo kwingingqi yoluntu. Ngokomzekelo, ingxaki yesikweletu seYurophu ekhokelela kwi-francs i-demand for francs i- Swiss National Bank (i-SNB) yaphoqelelwa ukuba iyigqubuthe imali yayo kwi-euro - kwizinga eli-1.20 zama-euro ngalinye-ukukhusela uqoqosho lwayo kunye ne-export industry ekuhluphekeni.

Ngokuchasene nezinye iindawo ezikhuselekileyo ezifana negolide, i-Swiss currency iyatholakala ngokukhawuleza kwinqanaba elibanzi, elwandle kwaye lixhaswa yi-Swiss economy ebonakalayo, ebonakalayo njengeziko leebhanki eliphambili lehlabathi.

Ngenxa yoko, abatyali-zimali abaninzi beziko kunye noorhulumente banomdla ngokukhethekileyo wokusebenzisa imali kule njongo, ngelixa abatyali bemali bathengisa kakhulu kwii-asethi.

I-Swiss franc yindawo ekhuselekileyo yindawo ephosekileyo ngoSeptemba 2011 xa igawula imali kwi-euro ukwenzela ukuzinzisa uqoqosho lwayo.

Emva koko, abaninzi abathengi baninzi bamazwe angaphandle kunye nabatyalomali babhekana neebhiliyoni ezilahlekileyo kwaye bavakaliswa. Abanye abatyali-mali banqikaza ukutyalomali kwi-Swiss fancs banikezelwa ukungaqiniseki kwebhanki enkulu.

Ukutshala imali kwi-Swiss Currency nge-ETF

Abo bafuna ukutyalo-mali kwiSwitzerland imali banokukwenza oko kulula kakhulu ngeengxowa-mali ezithengiselanayo (ETFs) ezithengisa ukuthengiselana kwempahla yase-US. I-Swiss currency ETF eyaziwa kakhulu yi-CurrencyShares Swiss Franc Trust (FXF), eyenziwe yi-CurrencyShares, eyenzelwe ukulandelela intengo ye-franc yaseSwitzerland ehambelana ne-dollar yase-US.

Iingeniso ze-ETF kunye nokuthengwa kwemali yaseSwitzerland kwindawo yokuthengiswa kwemali-mali yangaphandle (forex), zibandakanya:

Ukuthengisa Imali yaseSwitzerland kwi-Market Forex

Intengiso yelizwe langaphandle (forex) imakethe enye indlela yokuthenga imali yaseSwitzerland.

Ezi zintengiselwano ziquka ukuboleka imali enye (A) ukuthenga enye imali (B) ize ivale loo ntengiso ngenzuzo okanye ilahleko ngexesha elizayo. Inzuzo ifumaneka xa i-B ibonelela kwixabiso ngokumalunga ne-A, ngelixa ilahleko ziveliswa xa kuchaphazeleka.

Kwi-market forex, i- pair yaseSwiss eyaziwa kakhulu yi-USD / CHF. Abahwebi abakhupha imali kwiSwiss currency baya "bathengisa" okanye "bafutshane" le mibini yezimali - ngokufanelekileyo ukuguqula umyalelo kunye nokusebenzisa iidola zase-US ukuthenga amaFrans aseSwitzerland. Kakade, oku kwenziwa kwinqanaba eliphezulu kakhulu ukuya ku-10 000: 1 ukwenzela ukuba ufumane inzuzo kumanyathelo amancinci amancinci (iinqhezu zepesenti).

Ngaphantsi

Imali yaseSwitzerland ibonwa njengotyalo-mali olukhuselekileyo kummandla wezemali, ngelixa i-franc iyintlahlela yesithandathu ebizwa ngeyona mali ehlabathini.

Ngokukodwa, iziko kunye neziko ezizimeleyo zikhetha ukuthenga ii-francs ngenxa yobunini babo obuphezulu kunye nokufumaneka kwazo. Nangona kunjalo, izenzo zebhanki zaseSwitzerland ezingalindelekanga ngo-2011 ziye zabangela ukuba abanye abatyali-mali bathe.

Abatyalomali bexesha elide bathetha ukukhetha i-ETF ye-Swiss currency, ngoxa abatyali-mali abasigxina banokuthi baqwalasele i-market exchange exchange (forex). Kodwa nayiphi na indlela, abatyali-mali kufuneka baqwalasele ingqalelo ingozi-ngakumbi xa usebenzisa i-leverage-phambi kokuba enze nayiphi na inkunzi.