Yintoni eya kuhluka ngaphandle kweSitokhwe seThengi?
Ihlabathi elingenayo imarike yemasheya linokubonakala lihluke kakhulu. Izinto zingaba ngcono ngeendlela ezithile, zibi nakwezinye.
Siqala ngokujonga ezinye iindlela ezithengise ngayo imarike yesitokisi, kunye noqoqosho jikelele. Nangona kunjalo, hlalani kude kube sekupheleni kweli nqaku, kuba apho sifike khona kwizinto ezilungileyo-ukuphazamisa ukutshala imali kwizabelo.
Khumbula, xa uthengela isabelo sesitokisi, uthengisa isahlulo esincinane kakhulu kuloo shishini.
Xa ishishini lenza imali (ngokuqhelekileyo xa uqoqosho lugubha), izabelo zakho kufuneka zandise kwixabiso.
Amashishini amaninzi akhona nje ngokubonga kwimali enokuphakanyiswa ngokuthengisa amasheya. Enyanisweni, ezininzi iinkampani zethu ezinkulu kunye nezona zibalulekileyo ziqale ngokuphakamisa izigidi kwiSigaba sokuQala esidlangalaleni sokunikezelwa kwee-lifecycle.
Emva koko, njengoko iinkampani zifuna ukuphakamisa imali phantsi komgca, iimarike zomntu zinika indlela elula yokuba iinkampani zifumane loo mali. Kananjalo, ukuba nezokwabelana ngokurhweba esidlangalaleni kwenza kube lula kwamanye amashishini ukuthenga, ukudibana kunye, okanye ukufumana.
Nangona kunjalo, emva kokuba izabelo zangaphambili zithengiswa ngabanikazi beenkampani, isitokhwe sithengiswa ngokukhululeka kwiintengiso zoluntu. Lo ngumzuzu apho abantu bathabatha ukuxhamla kumtyalo-mali (ngubani owazibandakanyeka kwinkxaso-mali yasekuqaleni), kwi-speculator (ukugembula ukuba izabelo zingakhuphuka).
Akukho nani elongezelelweyo kwizoqoqosho ngamasheya okurhweba .
Enyanisweni, ukuthenga nokuthengisa amasheya kwimarike ayifaki nayiphi na ixabiso, okanye unikeze nayiphi na imali, kwiinkampani eziphantsi. Nangona ixabiso lesitokethi lisebenza njengesalathisi sexabiso le nkampani, akunakuthandabuzeki kwi-IBM okanye i- Apple ukuba izabelo zabo ziphakame okanye ziyeke.
Ngokuqinisekileyo, ixabiso elongezelelweyo lezabelo, ixabiso elikhulu le nkampani, kunye nokunye. Ngaloo ndlela, ukuba ishishini lifuna ukuphakamisa imali, banokwenza njalo ngokukhawuleza ukuphakanyiswa kwe-stock yabo. Ukukhishwa kwamasheya amatsha ukuphakamisa i-$ 10 yezigidi kulula xa iqumrhu elingaphantsi lixabiswa kwiibhiliyoni ezi-5 ezidlulileyo kunokuba zixabiswa kwizigidi ezi-5 zamaRandi.
Okubaluleke kakhulu kwimarike yemasheya kukuba kubangele ukungalingani kwemali. Xa iinqununu ezinkulu (ezifana ne-Dow Jones Industrial Average) zikhuphuka, abantu abanayo izabelo bavame ukufumana ukuhlawuleka kwazo.
Abo bangabandakanyekanga kwimarike yemasheya baphoswa apha kweli phepha. Ngokuqhelekileyo, oku kubandakanya abantu kunye neentsapho kwiphepha eliphantsi nelisezantsi lebhokisi lokufumana imali.
Kakade, ukutshala imali kunokuhamba ngeendlela zombini. Cinga yonke imali elahlekileyo kwi-market crash-people who did not shareholders yeyiphi na inkampani ayilumngcipheko.
Isiphumo sokuphela, ngokukodwa ekubeni i-market yemakethe iye yanda ngokugqithiseleyo ngexesha lexesha, ngaba abatyala-mali (ngokuqhelekileyo abantu abacebileyo xa kuthelekiswa nabangenalo abatyalo-mali) banda "ukufaneleka." Isithuba phakathi kwama-haves kunye ne-nots sikhula ngokubanzi.
Uhlanga olungenayo imakethi yempahla luya kubona ngaphezu kwamanani okufumana umvuzo phakathi kwezinga eliphezulu naphakathi.
Nangona kunjalo, uqoqosho jikelele aluyi kuba namandla, kwaye ezininzi iinkampani zethu ezinkulu aziyi kuba khona. Cinga yonke imisebenzi kunye neentlawulo zenkampani ezilahlekileyo xa singenayo iWalmart, i-Costco, i-Apple, i-Exxon kunye ne-Cracker Barrel.