Ngokukrakra, inokuba yinto enokubakho. Ungumqhubi onomdla, onoxanduva, okhuselayo. Uye wagcina ngokusisigxina i-inshurensi yakho ye-auto, ungalokothi uvumele ukuba i- cover yakho ilahleke . Awusayi kukhawuleza kwintlawulo . Ngaphezulu koko, awuzange ube nengozi okanye ungenise ibango.
Kuze kube ngoku, oko. Ufumene ingqalelo encinci ngenkqubela xa usondela kwi-intersection kwaye, ngokuqinisekileyo, uphelile imoto ngqo phambi kwakho. Ngethamsanqa, akukho mntu walimala kwaye umonakalo kwizithuthi zombini zazingekho. Sekunjalo, kuya kufuna umsebenzi othile wexabiso lomzimba. Akukho ngxaki, ucinga, njengoko ucosa umgcini wakho womshuwalense ukuba ufake ifowuni . Kwaye kwenzeka. I-arhente kwelinye umgca womgca ukwazisa ukuba isithuthi sakho asabhalisiwe kwipolisi kwaye awufihliwe! Uyazi ukuba akunakwenzeka. Inkampani yomshuwalense kufuneka iphosakele. Ucela i-ejenti ukuba iphindele kwakhona. Akusebenzi. I-arhente igxininisa ukuba awufihliwe. Wenzani ngoku?
Ngaphambi kokuba kwenzeke ingozi.
Masiqale ngokucacileyo. Kubalulekile ukuba uqonde ngokupheleleyo into efunyenwe ngumgaqo-nkqubo wakho womshuwalense ngaphambi kokuba uyithenge. Yifunde ngokucophelela kwaye uqinisekise ukuba ucele ummeli wakho we- inshorensi ukuba achaze nantoni na ongayiqondi.
Xa umgaqo-nkqubo wakho usendaweni, yiphinde uphinde uqinisekise ukuba akukho ziphoso ezingalindelekanga okanye izikhala kwi-coverage. Ukuba ufumana iphutha elincinci (njengegama eliphambukisiweyo okanye idilesi, okanye iphoso elincinci ekwenzeni okanye ekukhoneni imodeli), unokukwazi ukulungisa ingxaki ngokufowunelwa ngokukhawuleza kwi-arhente yakho okanye umshwalense.
Ukuba impazamo inkulu kakhulu (into enokutshintsha ngokuphawulekayo ukukhawuleza kwakho okanye izinga lokuhlawula), qha ga mshelana ne-agent kwaye umise ukuqeshwa ubuso nobuso. Le ngxaki enokuyidinga ukuyicombulula ngokukhawuleza, ngoko ungayifaki. Umshuwalense wakho kufuneka azi malunga nephutha ngokukhawuleza xa wenza. Ukuba isithuthi esicinga ukuba sihlanganisiwe asikho, qiniseka ukuba awuyikuyiqhuba, okanye uvumele omnye umntu ukuba, ukude impazamo ilungiswe. Oku kubalulekile. Ukungena kwengozi xa ukukhutshwa kwakho kungathandabuzeki kuya kuthi, ubuncinci, kubangele intloko enkulu kwaye kunokubangela ingxaki enkulu ngakumbi. Oko kusikhokelela ekubeni ...
Xa usengozini.
Njengoko unokulindela, ukuxazulula impazamo enokuthi malunga nomgaqo-nkqubo wakho wezemoto unokufumana umthamo emva kokuba kwenzeka ingozi, ingakumbi ukuba ingozi ibangela umonakalo omkhulu. Uqhagamshelwano lwakho lokuqala kufuneka libe ne-arhente yakho. Ungamnika umnxeba, kodwa qiniseka ukubeka iinkcukacha zengxabano yakho kunye naziphi na iingxoxo ozibhalileyo. Ukuba awukwazi ukuza kwisisombululo esanelisayo kweli nqanaba, kunokuthi kubekho ixesha lokuthetha kunye negqwetha. Qinisekisa ukuba igqwetha lakho liyaqonda ngokucacileyo inkcazo yakho yesibambano kunye nantoni na ukuba ukholelwa ukuba iphutha liyimpazamo yomshuwalense, kungekhona wena.
Ukuba imbambano ihambelana nemali yemali yokubuyisela, unokukwazi ukuqesha umntu ongu-appraiser ukuba amelane namanani e-inshurensi. Kwimeko nasiphi na isiganeko, kuya kufuneka ukuba uphumelele kwi-mediation okanye inkqubo yokubambisana ukuze ulungele ukungavumelani.
Andikufanele ndixelele ukuba ubomi buzele iimpazamo. Ziza kwenzeka ngenxa yokuba, sijamelane nayo, sonke sinabantu. Yaye uyakholelwa okanye awukho, oko kusebenza kubantu abasebenza kwinkampani yakho yomshuwalense we-auto. Isibalulekileyo kukuqeda okanye ukunciphisa nawuphi na umonakalo ezo mpazamo zingabangela, kwaye indlela efanelekileyo yokwenza oko kukubamba ngokukhawuleza.