Uluhlu lwee-ETF ze-Intshurensi
Ngokomzekelo, ukuba ufuna ukujolisa kwicandelo le-inshurensi, kukho i-ETF ekhethekileyo yokukhetha kwiphothifoliyo yakho. Kwaye oko kusizisa kwisihloko samhlanje - ETFs.
Njengamhla, kukho iimali ezahlukileyo ezine ukuba ukhethe ukuba ufuna ithuba kwishishini lomshuwalense. Kukho ukusetyenziswa ezintlanu, kodwa i- PIC, i-ETF ye-Power Shares Dynamic Insurance ETF ayisekho shishini. Nangona kunjalo, iiSandla zeMandla zineemali ezimbini ze-inshurensi kwimarike.
Kwaye phezulu kweemali ezimbini ze-Power Shares Insurance, kukho ezinye i-ETF nezinye ze-inshurensi. Enye i-SPDR enye enye evela kwi-iShares.
Kwaye njengoko imali ethe xa kuthengiswa kwiimarike okanye ukuba nayiphi na into iphosakeleyo, ndiya kuqinisekiswa ukuhlaziya olu luhlu. Ngoko qiniseka ukujonga kwakhona. Okwangoku, nantsi yangoku ...
Uluhlu lwee-ETF ze-Intshurensi
IAK - iShares Dow Jones ETF Yomshuwalense wase-US
Le ngxowa-mali ye-inshurensi esuka kwi-iShares ilandelelanisa uphawu lokubaluleka olubanjwe ngamanqanaba ase-US kwicandelo le-inshurensi. Ezinye zezo zilinganiso ziquka i-AIG, iMetLife, Prudential, kunye nabahambi. Uninzi lwabulungisa lujoliswe kwipropati kunye necandelo lokubulawa kwe-inshorensi, kodwa iquka ne-Intshurensi yoBomi kunye ne-Inthanethi yomshuwalense opheleleyo.
IAK ithe ithengiswa ukususela ngoMeyi ka-2006 kwaye unokufumana iinkcukacha ezipheleleyo kwiziko leShares.
I-KIE - SPDR KBW Intshurensi ye-ETF
Ingxowa elandelayo kwoluhlu luyi-SPDR kunye ne-correlates kunye ne-S & P ye-Insurance Industry Index Index. Ezinye zezintlawulo zombini kunye ne-benchmark ziquka iHanover Insurance Group, i-First American Financial Group, i-Chubb Corporation kunye nabahambi.
Le ngxowa-mali ithathe ukuhweba ukususela ngoNovemba ka-2005 kwaye unokufumana iinkcukacha ngokupheleleyo kwiphepha le-KIE.
I-KBWP - Amandla olwabiwo I-KBW ne-Casualty Insurance Portfolio
Imali elandelayo emibini kwiluhlu lwethu lwe-ETFs yinshurensi bobabini kwiSandla seMandla. Okokuqala yi-KBWP, elandela i-KBW Property & Casualty Index, ebambelela kwiimpahla ezinjenge-Allstate, Travelers, Chubb Corporation kunye neProgressive. I-ETF kunye nesibonakaliso sokubamba ii-stocks ezimashumi amabini kuzo zonke kwaye ukuba ufuna ukufumana uluhlu olupheleleyo, khangela iphepha le-KBWP.
I-KBWI - Ulwabiwo lwamandla kwi-Intanethi yeNgxowa-mali - Le ngxowa ivalwe ngoku
Isibini ye-Power Shares Intshurensi ye-ETF kwoluhlu yi-KBWI, elandela i-KBW Insurance Index. Njengomlingani wayo, iKoeWP, inamasheya angama-24, kodwa iimbono eziphezulu kule ngxowa-mali kunye ne-benchmark yi-Marsh & McLennan, i-Ameriprise, iQumrhu leMali eliPhambili kunye ne-Aflac. Le ngxowa-mali ithathe ukuhweba ukususela ngoNovemba ka-2011 kwaye unokufumana iinkcukacha ezipheleleyo kwiphepha le-KBWI.
Ngoko kukho uluhlu lwangoku lwemali ye-inshurensi kwaye njengoko ndithethile ngasentla, ndiya kuhlaziya olu luhlu njengoko kukho imali eyongezelelweyo okanye ukuba nayiphi na ivalwe.
Kwaye nangona ndiyathanda ukuba le mali ikunika ufikelelo kwicandelo le-inshurensi, ziza nezinye iindleko ngokunjalo.
Kubandakanywa iintlawulo zerhafu .
Kodwa ii-ETF azikho ngaphandle kwengozi . Ngoko qiniseka ukuba uphando ngalunye ngengxowa ngaphambi kokuba wenze nayiphi na imisebenzi. Jonga indlela abasabela ngayo kwimimiselo yemarike eyahlukeneyo, baqonde into ekhoyo kwingxowa-mali , njl. Nokuba unemibuzo okanye ixhala, qiniseka ukuba udibanise nochwepheshe bezezimali njengomcebisi okanye umthengisi wakho.
Kodwa xa usuqhubekile ngokuzikhandla kwakho kwaye wenze isigqibo sakho, ke inhlanhla yakho yonke imisebenzi yakho kunye noshishino lomshuwalense.
Ukuzikhusela: Ngethuba lokupapashwa kweli nqaku, andinayo izikhundla ezivulekileyo kuyo nayiphi na ingentla ye-inshurensi-yokuthengisa imali. - Mark Kennedy