Kufuneka Uyibone Ukukholelwa
NgoJanuwari 15, 2015 kwakungumhla oya kuhla kwimbali yezohwebo zeFX njengomhla wokuhlambalaza. I-Swiss National Bank yanikezela isithembiso esinikwe kwimarike ngoSeptemba 6, 2011. Esi sithembiso sachazwa kwaye saqinisekiswa kwangaphambili ngoJan 12, 2015 ukuba iSwitzerland National Bank okanye iSNB ikhusele ukuqiniswa kwe-Swiss Franc okanye i-CHF ungavumeli iCFH ukuba ithathaka kwi-Euro ukuya kwinqanaba elingaphantsi kwe-1.20.
Kusasa ekuseni ngoJanuwari 15, 2015, i-SNB yaphuma kunye nesitetim elandelayo kwiwebhusayithi yabo ithi bayehlisela iminyaka yabo engama-3.25 iminyaka:
"Ukuhlaziywa ngokubanzi kwe-Swiss franc kubangela ingozi enkulu kwizoqoqosho zaseSwitzerland kwaye kubeka ingozi yokuphuhliswa kwengqondo." I-Swiss National Bank, ngoko ke, ijolise ekunciphiseni okukhulu kwe-Swiss franc. "
* Xa Ithembiso yeBhanki Ephakathi iphumelele
Ukudideka kweMasa kubangele kule ntsasa xa iSNB isusile i-peg ne-cut rates ezibangela i-CHF franc, indawo ephambili yaseSwitzerland eyomeleza ngamaxesha okungaqiniseki koqoqosho, ukunyuka kumazinga angakaze afike. Unokuba unomdla wokuba kutheni le nto ibaluleke kangaka kwaye baninzi babanjwe ngonyawo kule ndawo. Okumangalisa kukuba, akufanele ukhangele kude kakhulu. Ngoku kutshanje ngoMvulo, la mazwi alandelayo avela kwisigqeba esiphezulu se-SNB:
"Sifumene nesimo esingaphantsi kwinyanga edlulileyo (eya kuba ngoDisemba 2014), sajonga kwakhona kuzo zonke iiparitha, kwaye siqinisekile ukuba izinga lokutshintshiselwa ubuncinci kufuneka lihlale lilitye lekhonkco lomgaqo-mali wethu." Kwiintsuku ezi-3 kamva, ubuncinane bezinga lokutshintshiselwa, kunye ne-EURCHF yehla ukusuka kwi-1.20 ukuya kwi-intraday ephantsi kwe-0.85, malunga nokuhla kwe-41%.
I-FXCM, umthengisi otshintshiselwano lwangaphandle, unesixhobo sokuziva esibizwa ngokuba yi-Index of Feelings Index, esabonisa abathengi bethu abathengisa iSwitzerland yaseFrank kwaye babathengi i-EURCHF kwisiqingatha se-67.3: 1 phambi kwesaziso. Ukuqwalasela ididi yehla i-41% emva kwesaziso, kwaye abaninzi balaba bathengi baxhomekeke kwizikhundla zabo, ilahleko ezinkulu kubaxumi, kwaye mhlawumbi i-broker yavela.
Ukuhamba
Namhlanje, sifunde ukuba iimarike kunye nemikhosi yazo zinamandla kunebhanki enye ephakathi kubandakanywa ne-Swiss National Bank. Ukulungelelanisa, kukho iinkqubo ezininzi zebhanki eziphambili ezidlulileyo kwiminyaka eminyaka njenge- Thai Baht peg kwi-USD ngo-1997 . Ngelixa ezininzi iibhanki eziphambili zidlulayo ekuqhubekeni kweemarike malunga nexesha elifutshane, kule ngxaki, i-EURCHF 1.20 iigwegwe zadlulayo iminyaka emithathu kwaye ixabisa kakhulu kwaye ekugqibeleni iindleko zazinzima ukuba zithwale njengoko i-EUR yaqhubeka iwa QE.
I ziphumo
Njengoko kuninzi kakhulu emarikeni, impembelelo yeyona nto ingathatha ixesha elizayo ukuba ifikelele. Kwiiyure ezingama-24 zeNgcaciso ze-SNB, bambalwa abathengisi abancinci baye bavalela ivenkile, kwaye kukho iingxelo zokuba iimali ezimbalwa zeentambo zivaliwe ukuba zivale iingcango zabo ngenxa yokulahleka okungapheliyo ngenxa yokuba baqiniseke ukuba i-EURCHF 1.2000 iphantsi ibambe kwaye ibe ibe yi-EURCHF, eyehla i-41% namhlanje.
Ngandlela-thile, izifundo zokuhlukanisa abahwebi njengawe kunye nam zicacile:
- Ukubaluleka kuhlale kuyingozi.
- Ukubeka ilahleko kuphela, kodwa amaxabiso abo ayisoloko isiqinisekiso.
- Kwihlabathi leemarike, akukho nto enjalo into eqinisekileyo, nokuba yilizwi lebhanki eliphambili.
U ku vuyela!