Le yimoto eneneni, ngokwenene andifuni ukuchitha imali eninzi.
Omnye ucebisa ukuba ukhangele ukuthenga imoto yerhafu ye-salvage kunye nekhono lakho lokufuna ukwazi. Awuzange ucinge ukuba ngaphambili, ngaba wena? Qaphela, nangona kunjalo. Ukuthenga imoto yecandelo le-salvage iqulethwe neengxaki ezinokuthi kwaye enye yeyona nkulu kakhulu yinshurensi. Ukufumana i-insurer ekulungele ukukhupha imoto ye-salvage ingaba nzima, kwimeko yaseNew York State.
Sisiphi isiGaba sokuThuthukisa isithuthi
E-New York State, i-DMV idinga ukuba isithuthi sibekwe uphawu okanye sibekwe njenge-salvage ukuba: isithuthi sibonelelo seminyaka yesibhozo okanye entsha, kwaye; umnini uye wabonisa ukuba isithuthi satshatyalaliswa okanye safumana umonakalo kwimali engama-75% okanye ngaphezulu kwexabiso layo ngexesha lo monakalo lwenzeka. Oku kwenzekayo xa imoto iye yengozi kwaye ibonwa (ubuncinane ngenjongo yomshuwalense) ilahleko epheleleyo . Kodwa imoto ayifanele ibe yengozi ukufumana uphawu lwe-salvage. Umonakalo ungabangela enye into, njengesichotho okanye umkhukula.
Kwaye ukuba imoto iyabiwe , ihlawulwe kwaye kamva iphindwe, inkampani yomshuwalense ingayithengisa njenge-salvage.
Brand Salvage
Ndilandele ngokusondeleyo kuba oku kunokufumana ubunzima. Ukuthetha ngezobugcisa, akukho nto into enjengetayilvage e-New York. Endaweni yoko, isihloko sichazwa njenge-salvage.
Ukwahlukana kubalulekile ukuba ufuna ukuqinisekisa imoto yakho. Ngethuba nje isithuthi sakho sinegama lokulunga, awukwazi ukuyisebenzisa ngokusemthethweni kwindlela e-New York, kwaye unako ukufumana inkokhelo yokusebenza. Ukuze wenze imoto yakho yomthetho ukuba isebenze kufuneka uhlolwe yi-DMV. Ukuba izimisele ukukhuseleka, iDMV iya kukhupha isihloko esitsha ngegama elithi "REBUILT SALVAGE: NY". Xa oko kwenziwa, ungabhalisa isithuthi uze uqalise uphando lwakho lwe-inshurensi.
Ukuqinisekisa i- "REBUILT SALVAGE: NY" Imoto
Njengoko ndikhankanywe ngasentla, ukuqinisekiswa kweso sithuthi eso siza kunzima. Isizathu kukuba iinkampani ze-inshorensi azikhathazi ukubonelela ngokubanzi okanye ukudibanisa imoto esele ibenomonakalo omkhulu. Ukuba ungena engozini kwaye ufake ibango, njani umgcini wakho womshuwalense unokuqiniseka ukuba abayi kuhlawula umonakalo obangelwa yingozi engaphambili, leyo eyabangela ukuba ibe ngumqondiso wokulondoloza i-salvage kwindawo yokuqala?
Impendulo kukuba: abanako. Yingakho unokuba nzima ukufumana inkampani yomshuwalense ekulungele ukubhala umgaqo opheleleyo okanye wokudibanisa kwisithuthi sakho salvage. Kwaye ukuba baya kubhala enye, kuya kwenzeka ukuba ifike nge-premium ephakamileyo, inkokhelo ephantsi kakhulu, okanye zombini.
Kufuneka ube neengxaki ezimbalwa, nangona kunjalo, ukufumana umshwalense oza kukubhalela umgaqo-nkqubo. Kubantu abaninzi, okwaneleyo ukwenza i-carving title car ukuthenga. Ukuba oko kuchaza wena, qhubeka uhamba njengoko ukhangele ukufumana umgcini-mali "ngesihloko esivamile" sithuthi.
Iingcebiso ezimbalwa
- Hlola, uhlolisise, uhlolisise: Ngokuqinisekileyo, mhlawumbi kuphela "ukuhlola" kwanele. Ukuba uthatha isigqibo sokuthenga isithuthi esinezantsi, qiniseka ukuba uyazi oko ufumanayo. Ukuba awuyiyo ingcaphephe yengcali, omnye makaqwalasele ngokusondeleyo isithuthi ukuqonda ngokucacileyo umonakalo okhoyo kwaye kuya kuba neendleko zokuyibeka kakuhle.
- Thengeza: Nge-inshurensi, ndiyathetha. Kuhlala kulungile ukufumana amanqaku amaninzi, nangaphandle kweemeko eziqhelekileyo. Kodwa oku kubaluleke ngakumbi ukuba uqinisekisa i-carring title . Uya kumangaliswa yinkalo ephakamileyo yeengcaphuno zexabiso kunye neenketho zokunika ingxelo. Yaye ukhumbule, iingcaphuno ezingakumbi ozifumanayo, kunokwenzeka ukuba uya kufumana ingxoxo.
- Hlola, uhlolisise, uhlolisise: Ndathi enye isele ikhona, akunjalo? Ndiyaphinda ndiyaphinda kwakhona ngenxa yokuhlolwa kwesibini ngumatshini weengcali, oku kulandelayo kulungiswa, kunokukugcina imali kwi-inshorensi yakho. Njengoko ndathi, ukuba umgcini-mali uza kukubhalela umgaqo-nkqubo opheleleyo okanye odibeneyo, mhlawumbi uya kuba kubi. Kodwa unokwazi ukunciphisa ama-premium akho, nangona kunjalo, ukuba ungayifaka inkampani ngebhilikhi ecocekileyo yempilo evela kumatshini oqinisekisiweyo. Khawukhumbule ukuba uhlolisise kunye ne-insurer yakho kuqala ukuba ubone ukuba ukuhlolwa kwesibini kuya kwenza umehluko.