Izinto Zokusebenza eziLawulayo ukuLawula
Ii-Arhente zisekela ukulinganiswa kwazo kwiibhondi kwizinto eziliqela, enye yeyona nto ibaluleke kakhulu ingozi yokungagqibekanga , ukungaphumeleli komthengisi ukwenza inzala kunye neentlawulo eziphambili.
Eminye imiba i-arhente yokulinganisa iqwalaselwe yiyo:
- Ukutshatyalaliswa kwiphepha lokulinganisela lomthengi, njengemali yokulinganisa imali kunye / okanye ukunyuka kwetyala
- Ukunciphisa ukukhutshwa komniki-mali ukunikezela ngetyala layo ngemali eseleyo evela kwimali emva kweendleko ezithathelwe.
- Ezinye izimo zezoshishino ezihlaziyo - ukukhula kweenzuzo zenkampani kunye nokukhula kwempumelelo phakathi kwabo - okanye umrhumo karhulumente, ukukhula koqoqosho olubuthaka.
- Umbono owohlokayo: I-corporation, ngokomzekelo, ngeniso engundoqo yembali kwiintengiso zeefowuni okanye iqumrhu lamandla elityalomali kwiimigodi yamalahle. Kuorhulumente, ukubhekka kombono kungabikho kwemali yesibini ngaphambi kokuphulukana ngokugcwele kwelizwe ukususela ekuqaleni.
Izinto Zokusebenza eziPhambili eziPhambili zokuPhucula
Izinto ezikhokelela ekuphuculeni ziquka:
- Ukuphuculwa kwiphepha lemali lokukhupha lomthengi, njengengqiqo yokunyuka kwemali kunye / okanye ityala lokuwa
- Amandla okuphucula umniki-mali ukuba asebenze ityala layo ngekheshi ephumayo emva kokuba iindleko zisuswe kwimali
- Ukuphucula imeko yezoshishino-kuquka ukunyuka kweenzuzo kunye nokukhula komvuzo kwenkampani, okanye umniki-rhu lumente, uphuhliso loqoqosho
- Umbono ongcono kumkhupha, kubandakanye impembelelo enokuthi utshintshe kwimimandla yendlela, ummandla wokulawula umkhupheli okanye amandla akhe okumelana nobunzima bezoqoqosho.
Impembelelo yokuPhucula nokuThuthukiswa kweNtsebenzo
Amanani amabhonkco ngabanye aphendulela ukuphucula kunye nokuhlakala okanye, ngokuqhelekileyo, ukulindela ukuphuculwa okanye ukunciphisa. Kwiinkalo ezininzi, ingozi yekhredithi - okanye utshintsho olwenza kube lula okanye lungaphantsi kokungagqibekanga - luyinxalenye ebalulekileyo yokusebenza. Xa ibhondi iphuculwa, abatyali-mali bazimisele ukuhlawula ixabiso eliphezulu kwaye bamkele isivuno esisezantsi. Xa ukhonkco lugxininisekile, okuchaseneyo kuyinyani. (Gcina ingqalelo, amaxabiso kunye nezivuno zihamba kwindlela echaseneyo .)
Kubalulekile ukukhumbula ukuba i-marhwebo isoloko iqhubela phambili ukuphuculwa okanye ukunciphisa ngokulindela eso siganeko. Ngenxa yoko, isaziso sokutshintshwa kwemilinganiselo asiyi kuba nefuthe elikhulu ekusebenzeni kwiintsuku kunye neiveki emva kwesimemezelo-imarike sele isabele kwisibhengezo esisemthethweni.
Izitayela ezibanzi ekuphuculweni kunye nokudakagqithwa kunokuchaphazela yonke imarike. Amacandelo eemakethe e-Bond asebenze kakhulu ngengozi yekhredithi kunomngcipheko wezinga lomyinge-ikakhulukazi i- bond -bated investment bonds kunye nezibophelelo eziphezulu kakhulu-zixhamla xa umlinganiselo wokuphuculwa kokuhlaselwa kweyona nto iphezulu okanye iphakama, kwaye ibonisa ukusebenza okubuthathaka xa Umlinganiselo uphantsi okanye uwa.
Umzekelo woTshintsho lweMilinganiselo
Le nto yeendaba esuka kwi-flyonthewall.com, ekhishwe ngo-Matshi 2013, ichaza ukuhlaziywa kobunzima obuchaphazelekayo nguJC Penney, kwaye kunceda ukubonisa indlela ezi zimbini iimeko kunye neembono ezizayo zidlala indima:
IiNkonzo zeMilinganiselo eziPhakamileyo kunye neeNtlezi zenze ukuba zinciphise i-credit rating yayo kwiJC Penney "CCC +" ukusuka 'B-.' Umbono awubi, i-S & P ithe. I-S & P yongezwa, "Ukutshatyalaliswa komzimba kubonakalisa ukukhula kokukhula kokusebenza okuye kwakhawuleza kunyaka odlulileyo kwaye kubonakala ngathi kuyaqhubeka kwiinyanga ezili-12 ezizayo ... Kwakhona kubonakalisa uvavanyo lwethu lokuba isikhundla senkampani yobuncwane 'asinakwaneleyo' kwaye ukuba uJC Penney kuya kufuneka ukuba ufune inkxaso eyongezelelweyo okanye ubolekise ngokubanzi kwiziko lokuthenga ngetyala lokuqhubela phambili ukuqhuba utshintsho. "