Mhlawumbi Ikholeji Yakho Yophupha Ayifuni Ukufikelela Emva Konke
Kodwa kwabanye, ikholeji ingabonakala ingafinyeleleki ngenxa yezizathu zemali. Bangaba nokulangazelela ukuya kwikholeji ethile, kodwa imali yingxaki.
Ngethamsanqa, kukho izinto onokuzenza ukuze usondele kwiphupha lakho. Nazi iindlela ezilishumi zokufumana imali engaphezulu yokuhlawula iikholeji:
- Buza : Ukuba ufutshane nje ngamawaka angamawaka eedola, akwenzeki ukubuza. Ekupheleni konyaka wesikolo, iiofisi zokungena ziyazi ukuba ngubani owamkele izibonelelo zoncedo lwezezimali kunye nokuba ziza kuba zizifundo ezipheleleyo kangakanani. Basenokukwazi ukufumana imali eyaneleyo yokungena kuyo.
- Ifayili : Esinye isizathu esikhulu sokuba abafundi bafinyelele kukuba abafaki iFFFSA . Ezinye iindwendwe azithobeli le fom ebalulekileyo kunani na izizathu. Awufaneleki ukufumana uncedo lwezemali xa ukwenza, kodwa ngokuqinisekileyo awuyi kufaneleka ukufumana uncedo lwemali ukuba awuyi. Enyanisweni, i-NerdWallet iqikelelwa ukuba iiblasi ze-high school zase-2014 zilahlekelwe kwi -2.7 yezigidigidi zezimali kwi-financial aid ngenxa ye-FAFSA engaphelelanga okanye engenayo. Iziphumo zibonise ukuba umyinge wemali eseleyo etafileni ngamnye ophumelele esikolweni esiphakamileyo esikolweni angayisebenzisi yayiyi $ 1,861.
- Nika ukuhlaziywa : Ukuba ungenise i-FAFSA, kodwa imeko yakho yemali ishintshile ngokuphawulekayo ukususela ngoko, qhagamshelana nekholejini uze uchaze oko kwenzekayo. Yilungiselele ukubonelela ngamaphepha amaninzi ukuxhasa ibango lakho.
- Fumana i-scholarship : Mhlawumbi ulahlekile ekukhangekisweni kwenkxaso-mpahla xa wenza enye into, kodwa lixesha lokuthabatha kwakhona kuloo mfuno. Ubungcali bee-scholarships ziyafumaneka unyaka-wonke kwiintlobo ezahlukeneyo zamatye kunye namakhono. Kukho enye into efanelekileyo kuwe.
- Qaphela ngetyala lomfundi : Kungaba yingozi ukusebenzisa iimali-mboleko zabafundi ukuxhaswa yonke imfundo, kodwa ukuba imali leyo encinci ingaba yinto efanelekileyo yokuboleka imali ukuze ibhanqe i-gap. Yiboleka kuphela into oyifunayo ukuhlawula iindleko zemfundo, kwaye usoloko usebenzisa iimali-mboleko zemfundo zomfundi ngaphambi kokuba uqhubekele kwiimali-mboleko zemfundo yabucala. Qinisekisa ukuba uqonde ngokupheleleyo amalungelo akho kunye noxanduva phambi kokuba uthathe nayiphi na imali mboleko.
- Ukufumana imali ethile : Kukho ixesha elide phakathi kokugqiba inkqubo yesicelo nokuqala kwikholeji. Kusenokuthetha ukunikela ngento ehle kakhulu ehlobo, kodwa ufumane umsebenzi apho ungasebenzisa inani elihle leeyure ngaphezu kwehlobo. Sebenzisa loo mali ukugubungela ezinye zeendleko zakho zokuphuma ngaphandle.
- Ukuboleka ngezinga eliphezulu : Mhlawumbi ungathetha ezinye zezihlobo zakho malunga nokuboleka imali kwiirhafu zenzala. Baya kukunceda ngokugqithisa imali, kwaye mhlawumbi bazimisele ukuxolela ityala lakho ekugqibeleni. Qinisekisa ukubeka yonke into ngokubhaliweyo, kwaye uphile ngokuvumelana nezibophelelo zakho.
- Thengisa into : Uya kumangaliswa ngemali olele kuyo "izinto" ongayisebenzisiyo. Gcina igalaji yokuthengisa, uyibeke kwi-e-Bay, okanye uyithengise kwimakethe yentengiso ukunyusa imali eyongezelelweyo. Ukuba ubugcisa okanye ubuchule, unokwenza into engathengiswa kwimiboniso yobugcisa okanye kwi-intanethi.
- IDrayivu : Ukuba unayo imoto yakho kwaye ungumqhubi ophetheyo yinshurensi efanelekileyo, unokufuna ukubhalisa kunye neenkampani zokukhwela xa usufike kwi-campus. Kukho abafundi abaninzi ngaphandle kwemoto abaya kukuvuyela ngokukhawuleza ukuba bawathabathe.
- Vula i-akhawunti yebhanki : Thatha enye yale mali uze uyigcine. Thelekisa okunikezelwayo kwiibhanki zendawo njengoko abanye babo bekulungele ukuhlawula imali enokubakhokelela ekutsaleni abathengi abatsha nabafundi.
Unokumangalisa ngemali onokuyifumana ukuze uncede ukuhlawula elo phupha lekolishi. Imfihlelo kukuvuka kwiinjongo zakho ezilungileyo kwaye uqalise!