Umthetho wokuThengisa ukuThengiswa kweMali yokuThola iNkcazo yeNzuzo

Yinyani eyaziwayo ukuba iirhafu zentengo ezuzisayo ihlawule kakhulu iziphumo zokutyalomali. Ngokwemvelo, abaninzi abatyalo-mali bafuna ukunciphisa umrhumo wabo werhafu . Ngamanye amaxesha, abatyali-mali bathengisa izinto eziye zawa phantsi kwexabiso lokuthenga, ezivumela ukuba bathathe ilahleko elahlekileyo. Kodwa i-IRS, nangona kunjalo, ineemigaqo ekhethekileyo kwilahleko ezinkulu. Ngokwazi nokuqonda umgaqo wokuthengiswa kwempahla, unokuqinisekisa ukuba awuyikungahambi ngokungaqhelekanga umyalelo womthetho.

I-Wash Sale Sale Rule Defined

Ngokucacileyo, umyalelo wokuthengisa uhlawulela umtyalo-mali ukuba athathe imali yokulahlekelwa yintlawulo ngenjongo yokuba irhafu leyo ilahlekelwe ngayo iintsuku zingamashumi amathathu. Umzekelo wemeko esebenzayo kumgaqo wokuthengiswa kwempahla

Cinga nje umtyalo-mali unenhlanhla ukuthenga isitokoli seLucent Technology xa kuthengisa ukuya kuma-70 engama sabelo ngasinye. Kwiminyaka edluleyo ngaphambi kokuba ifayili yanyamalala, utyalo-mali ukhangele i-scandal accounting, inkathazo yezemali, kunye neentengiso zokutshatyalaliswa kwezinto zitshintshe ixabiso lentengo phantsi kwe-$ 1.

Kusenokuba ibhonon ehamba phambili, umtyalo-mali wethu uyaqonda ukuba xa uthengisa izabelo zakhe, unokunika ingxelo yokulahleka kwexabiso kunye nokunciphisa umthwalo wakhe werhafu. Ingxaki? Ukholelwa ukuthi uLucent, okanye iqumrhu eliza kuba lilo, liza kuphuma emlotseni kwaye libuyisele ezinye zexabiso lemarike elilahlekileyo.

Ngokukhawuleza, utyalomali wethu ufumana ingcamango ebalulekileyo. Ngeveki yokugqibela kaDisemba, ubiza umnini-mboli wakhe aze amxelele ukuba athengise izabelo zakhe kumthengisi wezinto ze-telecom, ukuvalela kwilahleko enkulu.

Kwiiveki ezintathu kamva, ngethuba lesahlulo sokuqala likaJanuwari, ubiza umnxanhla kwaye uyalela ukuba athengise ezo zabelo zikaLucent. Konke kulungile kwihlabathi; wavalela kwilahleko yakhe enkulu ngelixa ephethe amashishini. Kubonakala kunengqondo, kunene?

I-IRS iyinye inyathelo elihamba phambili kuye. Umgaqo wokuthengisa uhlambululo, njengoko ukhumbulayo, awuvumeli umtyalo-mali ukuba athathe ilahleko enkulu xa ehlawulela utyalo-mali kwisithuba seentsuku ezingamashumi amathathu.

Ngamanye amagama, ngaphandle kokuba umtyalo-mali elinde de kube ixesha elimashumi amathathu laphela, akayi kubhala ukulahlekelwa yerhafu kwintlawulo yokuthengisa.

Ukongeza ukuhlambalazwa kwingozi, uLucent angaphumelela ngeli xesha elinde ngapha nangapha, ukwandisa intengo athengayo. Inyaniso yokuba uhlawule iikomishoni ezimbini (enye yokuthengisa ngoDisemba kunye nomnye wokuthengwa ngoJanuwari) ngokulinganayo.

Ukufumana I-Washing Rule

"Ngaba umtyalo-mali akanakulindela ixesha lokuthengisa ixesha lokuhlamba ukuphelisa ii-share?" Unokubuza. Njengokuba kunjalo, ewe, unako. Njengoko kushiwo ngaphambili, kukho iingxaki ezininzi kule ndlela. Ngaphandle kwee-commissions ezimbini, kukho umngcipheko wangempela ukuba uLucent uya kuqhutyelwa kwithuba elifutshane elibangela ukuba athengwe ngentengo ephezulu enokuba yinto engaphezulu kunokuba iceba.

Ukuziphatha? Yithengisa kuphela xa uyamkela inyaniso ongenako ukuhlawulela izabelo kwixesha elizayo okanye ngexabiso eliphantsi. Ukuba uxolelaniswe nale nto, akukho nto inokumisa.