Awunakuze Ufune Ukuba Uthenge kwaye Ube ne-ETF echitshiweyo
Kunobungozi kuba ii-ETF ezininzi ezichitshiweyo azilungiswa njenge-ETF eziqhelekileyo. Zenzelwe ukubanjwa ixesha elide lomhla wokurhweba omnye. Ngaphaya kwelo nqanaba, ixesha elide unalo li-probability liphezulu kwaye liphezulu ukuba uya kulahla imali ngenxa yesakhiwo esisebenzisiweyo.
Nantsi indlela esebenza ngayo: I-ETF eqhelekileyo yileyo kuphela-i- fund exchange exchange fund . Yingxowa- mali ehlangeneyo ephethe i-basketball ye-securities okanye enye i-asethi, iindawo ezininzi eziqhelekileyo . Loo mzobo webhaksi phantsi kohlobo lwalo lwekhayibhile kulo lonke usuku oluqhelekileyo lokurhweba ngendlela efanayo no-Johnson & Johnson okanye iCoca-Cola. Ngexesha elide, ixabiso lexabiso lexabiso lempahla (ixabiso leemali eziphantsi) lingaphambukela kwixabiso lemarike kodwa, ngokubanzi, ukusebenza kufuneka kulingane nomsebenzi osisiseko phantsi kwexesha elide lokunciphisa umlinganiselo weendleko . Kulula ngokwaneleyo.
Nge-ETF ephakamileyo, ngaphezulu kweendleko (zokubambisa ngokuqhelekileyo) iimali zokulawula iimpahla , iindleko zokuxhatshazwa ezifana neendleko zokurhweba, kunye neemali zokugcina , unayo indleko yenzalo yeetyala ezisetyenziselwa ukufezekisa umgangatho (okanye, ukuba iyindlela ngaphandle kwetyala, iindleko zento eyenzekayo; umzekelo, iziphumo ezinokuthi ziqeshwe, endaweni yoko).
Oko kuthetha ukuba yonke imini, yonke imihla, iindleko zentshisekelo okanye ukulingana kwayo ngokulinganayo kukunciphisa ixabiso lepotfolio. I-ETF ephakamileyo-makhe sikhethe elinye lamagama ahlonishwayo njenge-UltraPro QQQ [TQQQ], ephakamisa inkcazo ye - S & P 500 3-to-1 - oku kuthetha nokuba iimarike ziya kuhamba, ii-ETF izahlulelwa ukulahlekelwa imali; yinyani eyenziwa yinto eyenziwa yinto eyenziwa yinto eqiniswayo yinto yokuba i-portfolio equals daily.
Inxalenye yokugqibela ingabonakala ingabalulekanga kodwa ukuba unobungcali ngokubhaliweyo, uya kuba sele uyayiqonda into enokuthi: Nokuba i-market ithetha ukunyuka kwindleko, kwaye nokuba ngaba u-3x uhlawuleka kule nyukeko, ukuhlanganiswa kokuhlaziywa kwemihla ngemihla kunye nendlela ekukulimaza ngayo ngexesha lexesha eliphezulu lokunyaniseka, kunye neendleko, kunye neendleko zenzalo kuthetha ukuba kungenzeka, mhlawumbi mhlawumbi, ukuba uya kulahlekelwa yimali, nantoni na. Ukukubeka ngokucacileyo: Unokuthi ulungile, i-marhwebo inokunyuka, kwaye usenokuhlala ulahlekelwa yimali; mhlawumbi nemali eninzi.
Zonke ezi zikhankanywe kwi-ETFs ezixhasayo kunye neengxowa-mali ezixhasayo kodwa kungakhathaliseki ukuba ziphi na izihlandlo, abacebisi bezemali, abacebisi- mali abhalisiweyo , abaqeqeshi, abaqeqeshi, okanye i-industry insiders babonisa ukubaluleka kokukufunda, kubonakala nje zincinci zihlala zikhathazayo ukwenza umsebenzi. Ndibone abantu bokwenene bathatha imali yabo yangempela, eyimali enzima kwaye bayisebenzise ukuthenga ii-ETF ezifana ne-TQQQ, behleli kuyo njengokuba babeza kuthenga nokubamba isitampu se-blue chip , ephantse ibe yimathematika ukuze iqukumbele ibe yingozi kubo amaxesha amaninzi kunokuba Kwezinye iimeko, nangona xa ndibachazele iingozi, baye baxubha intloko baze baqhubeka bebambelele, ekugqibeleni, kwiinyanga okanye kwiminyaka kamva, bephonsa kwiluyile emva kokulahleka okungenakukupheka.
Kufana ne-clockwork ngoku.
Ngoobani, ngokuchanekileyo, ngaba ngaba ii-ETF ezichitshiweyo zenzelwe? Ziziphi iintlobo zabantu okanye amaziko kufuneka athethe ukuthenga okanye ukuthengisa? Ekugqibeleni, impendulo iyacaca xa uqonda ukuba ayifuni utyalo-mali nonke. Utyalo-mali olufanelekileyo, olunjengamashishini kunye nokuqokelela izabelo okanye ukuboleka imali kunye nokuqokelela inzala yengeniso, kuyimfuneko ekusebenzeni koqoqosho lwangempela. Injongo yokuhlawula ibhenkmark ye-stock market, efana ne-S & P 500, ngo-300% uze uyibuyisele yonke imihla yindlela yokudlala ngaphandle kokubeka ingozi ekusebenziseni ngokukodwa ityala lomda . Unokuthatha uhlangothi olude (ukubheja ukuba luya kunyuka) okanye kwicala elifutshane (ukubheja ukuba kuya kuncipha) njengoko bobabini baneempawu zabo zeefayili. Ii-ETF zenzelwe abo bazinzileyo, abanokukwazi ukuthabatha umngcipheko, kwaye ngubani na ozimisele ukubethelela ukuba izitokisi ziya kunyuka okanye zisezantsi kunoma yimuphi umhla; ngubani owaziyo ukuba bahlanganyele kwimisebenzi yexesha lokuthengisa ixesha elifutshane kakhulu elingafanelekanga kuluntu oluninzi.
Yintoni ekuthathelwa kuyo yonke into kubatyalomali abatsha? Ukuyibeka kwimigaqo ecacileyo:
- Awunayo ishishini, phantsi kweyiphi na iimeko zeemeko, ukuba unaluphi na uhlobo lwe-ETF echanekileyo kwipotfoliyo yakho.
- Awunayo ishishini, phantsi kweyiphi na imeko efanelekileyo, ukuba wenze impazamo yokuthenga i-ETF enokuxilongwa ngenjongo yokucinga, ukubamba kuyo ngaphezu kwemizuzu embalwa okanye iiyure; ngokuqinisekileyo kungekho ngaphezu kweentsuku ezirhwebayo. Ezi zixhobo zakhiwe ngaphakathi ngaphakathi ukuze zilahlekelwe yimali xa uzibambelela kangangokuthi ungawa phantsi kokukhohlisa ukuba zifana ne-stocks okanye bonds. Ngosuku ngalunye bahlala kwiincwadi zenu, beyingozi ngakumbi. Awukwazi ukuguqula oko kuthetha ukuba ithuluzi lokungcakaza kwithuba lokutyalomali; ubuncinane kungekho kule meko.
Ngaphandle kokuba ungobuchule, ulahlwe ii-ETF ezichithwe ngokukhawuleza. Udlala ngebhokisi lebhokisi ungaziqondi kwaye uya kuhlupheka ngenxa yalo. Mhlawumbi uya kulahla ubutyebi bakho kwaye awuyi kuba namnye ngaphandle kwakho ukusola. Oku kungathi kunomgca "entlabathi" kodwa lenye yezo ndawo apho kungekho ndawo yokungahambisani phakathi kwabantu abanengqiqo kwaye ndizama ukukusindisa ekufeni okubangelwa ngabantu abafana nale nto. Akukho sizathu sokuziphatha ngale ndlela ke uyeke ukuzama ukuqiqa kwaye ukwanelisekile ukufumana ubutyebi obutyala ixesha elide kunokukuzisa.