I-IRS inika kwakhona i-wizard ekuncedeni ukunciphisa ukhetho lwakho
Abanye abahlawuli berhafu bafanelekile ukulungiselela iirejista zabo zerhafu ngaphandle kweendleko ngokusebenzisa isofthiwe yentela esekelwe kwi-web eyenziwa ngeFree File , umanyano owenziwe phakathi kweNkonzo yangaphakathi yeNgeniso kunye nababoneleli bee-software zokulungiselela ukuhlawula irhafu. Ezi mveliso zenza ukulungiswa kwentela mahala-okanye ubuncinci kakhulu-kubabaninzi baseMerika, kodwa ezinye iimingcele ziyasebenza.
Imingcele yomthetho we-Federal Free Filing kubahlawuli berhafu abafumana imali ehlaziyiweyo ye-$ 66,000 okanye ngaphantsi ngonyaka werhafu ka-2017. Le yintlawulo oza kuyifaka ngo-2018. Kodwa ngamnye umboneleli we-software unokukwazi ukubeka iimpawu zakhe zokufaneleka. Kwezinye iimeko, umyinge wokufumana imali uncinci, nangona awukwazi ukuba ngaphezu kwama-66,000. Ezinye izithintelo zeminyaka zingasetyenziswa, kwaye akuzona zonke ezi nkqubo zifumaneka kuwo onke amazwe.
Ngenhlanhla, i-IRS inikeza isixhobo esinokuthintela kakhulu kwi-website yayo apho ungaphendula khona imibuzo embalwa malunga nobudala bakho, ingeniso yakho kunye nalapho uhlala khona. Idilesi iya kukuxelela ukuba zeziphi iinkqubo zesoftware zikhoyo kuwe.
01 Imilinganiselo yokuvavanya
Silungiselele ukubuyiswa kwentela yesampula kusetyenziswa nganye yeeNkqubo zeFayile zeFayile zamaFayile ezikhoyo, ngokuqaphela inkqubo nganye yomsebenzisi yenkqubo, ukuhamba, ukunceda umxholo kunye neenkcukacha zokujonga iimpazamo. Emva koko inkqubo nganye yayisetyenziswe kwisikali esinqununu se-five esekelwe kulo mvavanyo :
- Ukulinganiswa kweenkwenkwezi ezi-5 kuthetha ukuba isofthiwe yerhafu inikezela ngokusebenza ngokugqithiseleyo ekulungiseleleni ukubuyiswa kweerhafu yonyaka kunye nokucwangciswa konyaka ozayo.
- Ukulinganiswa kweenkwenkwezi ezi-4 kubonisa ukuba isofthiwe yerhafu inikezela ukusebenza okuphezulu kwintsebenziswano kokubili ukulungiselela ukubuyela kwerhafu yonyaka kwaye ukucwangcisa irhafu yonyaka ozayo.
- Ukulinganiswa kwenkwenkwezi ye-3.5 kuthetha ukuba le software yerhafu isebenza ngokupheleleyo kwaye inika uncedo luncedo kunye nokulula ukuqonda. Ingakhombisa kwakhona ukukhangela iimpazamo okanye ukucwangcisa.
- Iprojekti yentela eneenkwenkwezi ezi-3 isebenza ngokugcwele ukulungiselela ukubuyiswa kweerhafu.
- Ukulinganiswa kweenkwenkwezi ezi-2.5 kubonisa ukuba isofthiwe yerhafu isebenzayo, kodwa inokusilela kuncedo, ukuhamba, okanye iimpawu zokujonga iimpazamo. Enye inokwenzeka kukuba sinokuhlangabezana nobunzima be-software esiye sakwazi ukuyixazulula.
- Isilinganiselo seenkwenkwezi ezi-2 sibonisa ukuba le projekthi yerhafu ayisebenziyo ubuncinane kwindawo enye yokulungiselela ukubuyiswa kweerhafu. Oku kusithintele ukugqitywa kwimeko yokuvavanya.
Iiprogram zeefayile zeFree Simahla zihlulwa ngokulinganisa ukusuka phezulu ukuya kuncinci, kwaye abo abanokulinganisa okufanayo bahlelwa nge-alfabheti.
02 I- FreeTaxUSA Ifayile yeFree Free: 3.5 Stars
Kumahhala ekusebenziseni ulawulo ngeFree File Alliance ukuba uneminyaka yobudala engama-61 okanye encinane kwaye ingeniso yakho epheleleyo ehlengahlengisiweyo ingaphantsi kwe-$ 51,000. Ngaphandle koko, ungathenga i-Deluxe FreeTaxUSA nje nge $ 6.95 nje, ekhululekile. Intlawulo yelizwe ibiza i-$ 12.95 kumazwe amaninzi, nangona abanye bekhululekile.
03 Uhlobo lweFayile ye-TaxACT yamahhala: 3.5 Iinkwenkwezi
I-TaxACT yombonakaliso obalabala kunye nobungane kunye nemisebenzi encedisayo yenza le software isebenzise kakhulu. I-TaxACT ifumana amanqaku aphezulu ngokubandakanya i-calculator yokulondoloza, ii-FAFSA zokusebenzela, kunye nezikhokelo kwi-inshurensi yempilo yomshuwalense.
Ikhululekile ekusebenziseni ama-federal, kwaye imbuyekezo yelizwe ikhululekile kwakhona. Abasebenzisi beFayile abasebenzisayo be-Free kumele babe ngama-56 okanye abancinci kunye nama-AGI angaphantsi kwama-53,000 amawaka okanye bafaneleke kwi-Income Tax Income Credit okanye babe ne-AGI engaphantsi kwee-66,000 zamawaka ukuba unomkhosi wemisebenzi esebenzayo.
Ukuba awuyikuhlangabezana nale mi khokelo kodwa imeko yakho yerhafu injalo ukuba uceba ukufaka ifom yefayile elula, i-1040A okanye i-1040EZ, i-TaxACT inika le nkonzo mahhala kwaye ihluke kwiNkonzo yeFayile yamahhala.
Ukuba imeko yakho yerhafu iyinkimbinkimbi, unakho ukuhlawula i-$ 15 ukwenzela uncedo lweengcali.
04 Uhlobo lweFayile lwe-Free TaxSlayer: 3.5 Iinkwenkwezi
I-TaxSlayer ifumana amanqaku aphakamileyo ekunikezeni abasebenzisi iindlela ezininzi zokuhamba ngesofthiwe eso. Uyilo lulula kwaye aluhlambulukanga, kwaye luchaza ngokucacileyo izihloko zerhafu. Itholakala ngesiNgesi okanye ngesiSpanish.
I-TaxSlayer ikhululekile kumabini karhulumente kunye nokusetyenziswa komthetho, kodwa kuphela kwifom ye-1040Z ngaphandle kokuba ufake kwiProgram yeFree Free. Umda wexesha leRhafuSlayer ufuna ukuba ungaphantsi kweminyaka engama-52 ubudala.
05 TurboTax Free File Edition: 3.5 Iinkwenkwezi
I-TurboTax ifumana amanqaku aphezulu ngokuqulatheka kalula kokuncedisa, ukuphononongwa rhoqo ukujonga iimpazamo, kunye nokubukeka kobugcisa kunye nokuziva. Iinkcukacha ezongezelelweyo zokulungiselela ukongezwa okanye ukubuyiswa okubuyiselwayo ziyafumaneka, kwaye iTurboTax inceda ukubala izibonelelo zokubamba.
Ikhululekile ukusetyenziswa kwezemfundo phantsi kweendlela ezilandelayo:
- Ingeniso epheleleyo ye-$ 33,000 okanye ngaphantsi, okanye
- Ingeniso epheleleyo ye-$ 66,000 okanye ngaphantsi kwi-Active Military, okanye
- Ukulungelelaniswa ngetyala lokufumana imali.
Zonke iintlawulo zelizwe zikhululekile. Yaye ukuba unquma isigqibo esithile sokuba ufuna ukuphucula kwenye yeenguqu ezikhokhelwe nguTurboTax, unokwenza njalo ngaphandle kokulahlekelwa nayiphi na idatha oyifakile.
06 1040.com Iifayile zeFree Free: 3 Stars
Inkqubo ye-1040.com isebenza kakuhle, nangona ingabonakali. Imisebenzi yoncedo ifanelekile. Ikhonkco yokukhangela ibambe impazamo yokungena kwedatha kwaye sakwazi ukuxhuma kwisinye isofthiwe yeserhafu kwenye indawo xa kuyimfuneko.
Umlinganiselo weFree File AGI ulinganiselwa kuma-60,000, kodwa le nkqubo ikhululekile ekusebenziseni umgaqo-nkqubo xa ufuna kuphela ifom yeFomu 1040EZ.
I-07 ezTaxReturn Free File File: 3 Stars
ezTaxReturn isofthiwe ekhululekileyo ye-intermediate to user advanced. Izikrini zenkxaso-mpilo ezisekelwe kwi-worksheet zinciphisa ukuchofoza kunye nokukhawuleza inkqubo yokulungiselela irhafu. Umxholo osinqununu woncedo, nangona kunjalo, okwenza kube lukhetho olulukhuni ngakumbi kumsebenzisi ongaqhelekanga. Intlawulo yelizwe nayo ikhululekile.
08 H & R Ukukhutshwa kweFayile yeFree Free: 3 Stars
I-H & R ye-Block's Free File Edition iyasebenza kakhulu, akukho-frills isofthiwe yentela esekelwe kwiWebhu. Iprojekti ibonisa ukuphulwa kwephutha eliphambili kwaye lixhaswa yi-H & R Block "inkxaso yokuphicothwa kwemali engakhathazeki."
Ngaphazamiso, kunzima ukubuyela emva kwaye utshintshe iimpendulo zakho ukuba kwenzeka ukuba ukhethe okungalunganga okokuqala ngqa. Nceda unomxholo ungapheli. Ngokwenza oko ke, ukufumana ezinye izinto ukuba uthanda ukuba uthathe ukutsalwa okusemgangathweni.
Ngelishwa, ukhetho lwayo lweFree File Alliance lubaluleke kakhulu: lukhawulelwe kwiminyaka engama-50.
09 FileYourTaxes Uhlobo lweFayile oluKhala: 2.5 iiNkwenkwezi
IfayileYourTaxes ihlola iimpazamo emva kwesikrini sofakelo lwefayile nganye kwaye ifake ifowuni. Ukuhamba kweekhompyutha kungabangela ukuphazamiseka ngakumbi kwabanye abantu, nangona kunjalo.
Kukhululekileyo kumabini omthetho kunye neentlawulo zelizwe kunye nemilinganiselo yokufumana imirya imithetho ye-federal: Kuyi-667 yee-$ 66,000 ze-2017. Kukho kwakhona ubuncinane be-AGI. Ingeniso yakho epheleleyo ehlengahlengayo kufuneka ibe ubuncinane be-$ 9,000 ngaphandle kokuba usebenza njengomkhosi wempi.
I- OnLine Taxes (OLT) yeFree Edition Edition: 2.5 iiNkwenkwezi
Nangona i-OnLine Taxes yinkqubo yokulungiswa kwentela ngokugcwele, i-drawback yayo enkulu kukungabikho kolwazi oluninzi lokuchaza izihloko zerhafu. Isofthiwe ingalungiselela izandiso kunye nezibuyekezo ezilungisiweyo. Ikhululekile ekusebenziseni ama-federal, kodwa ukubuya kombuso kubiza i-$ 9.95.
11 iSmartTax Iifayile zeFree Free: 2 Stars
iSmart Tax inikeza amava amahle kubarhafi berhafu ngeemeko zerhafu ezilula. Imisebenzi yenkxaso yesofthiwe yenzelwe ukunika iimpendulo kwimibandela ye-commons eyi-11 kuphela, kwaye asikwazanga ukugqiba ukubuyiswa kwerhafu yesampula ngenxa yesiphumo somyalezo malunga nenkcitho yokuqeshisa esasingenako ukuyisombulula. Akukhuthazwa kubaphathi bezindlu kunye neendawo zokurenta.
Le software ikhululekile ekusebenziseni ama-federal, kodwa iindleko zelizwe zibiza ixabiso elilingana neRandi 26.99 kunye neFayile yeFree Free iyanqunyanyiswa kuloo minyaka yobudala engama-54.