Indlela Yokuqinisekisa Ukuba Abazukulu Bakho Bafumana Ifa
Xoxa Nabantwana Bakho Ngeenjongo Zakho
Enye indlela yokukhusela abazukulu bakho kukuxoxisana ngokucacileyo iinjongo zakho zokucwangcisa umhlaba kunye nabantwana bakho.
Yenza icacile ukuba ngelixa ufuna ukuqiniseka ukuba abantwana bakho bathuthukile, ufuna ukuqiniseka ukuba kuya kuba nento eseleyo kubazukulwana bakho. Oku kuya kukhuthaza umntwana wakho ukuba agcine ifa elizuze ilifa elihlukile kwiimpahla zomtshato apho umntwana angakwazi ukubeka bucala kubantwana babo kwisicwangciso sazo. Njengommeli wezocwangciso zezindlu, ndasebenza kunye nabaxumi abaninzi abagcina ixabiso lempahla kwifa labo egameni labo eliye laye lashiywa ngqo kwinzala yabo endaweni yeqabane labo.
Kwakhona, phawula ukuba ingxoxo ebalulekileyo ukuba ube nayo ngaphambi kokuba umyeni wakho athatyathele iinjongo zesivumelwano sokubambisana. Nangona umntwana engenazo izinto ezininzi zeempahla zakhe, ukuba umntwana uya kuba nefa lempahla ebonakalayo kumzali okanye kwelinye ilungu lentsapho, ngoko umntwana kufuneka abe nesivumelwano esingenasiphelo esichaza ngokucacileyo ukuba umntwana uzisa ntoni kumtshato kunye nefa ngelixesha lomtshato liza kuhlala lihlala kwindlu ehlukeneyo yomntwana.
Hlabela iSahlulo Esithile Senzelwe Abazukulu Bakho
Enye indlela yokuqinisekisa ukuba izizukulwana ezizayo zifumana ilifa ukubeka eceleni inani elithile leedola okanye iipesenti zefa lakho kubazukulwana bakho. Ngaloo ndlela, kungakhathaliseki ukuba abantwana bakho banquma ukuthini ngelifa labo, abazukulwana bakho baya kufumana inxalenye yefa lakho.
Abanye oomkhulu nootata banokukhetha ukubeka eceleni i-assets yabo kubazukulu babo okumele kusetyenziswe injongo ethile, njengemfundo okanye umtshato.
Qaphela ukuba kukho uhlobo olulodwa lweempahla ezingashiywa ngqo kubazukulwana abangakhula ngokubaluleka kakhulu: i- IRA . Oku kungenxa yokuba i-IRA inokulungiswa "njenge- IRA ," oko kuthetha ukuba abazukulwana banokuthi bafumaneke kuphela ekuthathweni kweemfuno eziphantsi ezifunekayo (RMDs) ngokwexesha elide lokulindela ubomi. Ngaloo ndlela, ukucinga ukuba i-IRA ityalomali yokufumana ngaphezulu kokuhlawula okuncinci kwe-RMDs yonyaka, iinqununu ze-IRA ziya kuqhubeka zikhula. Ukuba abazukulwana bakho banomntwana okanye ukuba unomdla wokuba abazukulwana bakho abayikwazi ukutyhala i-IRA okanye baqonde iingenelo zokuthatha ii-RMD kuphela, eziza kulungisa "ukulula" kwe-IRA esolule, kufuneka uqalise i- IRA Ifa lokuThembela apho ungayibonisa iTrasti yeziko ukuba uhlolisise utyalo-mali lwe-IRA kwaye ulawule indlela kwaye izabelo eziza kwenziwa ngayo kubazukulwana bakho.
Misela i-Lifetime "Ubukhosi" beNtsapho yabantwana bakho
Abantu abaninzi bakhetha ukushiya ilifa labo abantwana ngqo kubo, ngokukhawuleza okanye kwixesha elithile, njengama-25, ama-30, okanye ama-35.
Kodwa xa umntwana wakho efumana ifa lakhe ngokuthe ngqo, loo propati iya kuthathwa njengempahla yomntwana wakho kwaye iza kuthobela ngokuzenzekelayo kubango bamatyala, kubandakanywa nabanikazi bamagqwetha kunye neqabane ngexesha lomtshato.
Endaweni yoko, cinga ukuqhubeka nokuthembela komntwana ngenxa yobomi bonke bomntwana. Ukuba i-trust ithe yaqulunqwa ngokufanelekileyo, ke lo "bukhosi" buza kudala umqobo wokukhusela impahla phakathi komntwana kunye nababolekisi bomntwana ukuze ukuba umntwana ahlawulwe okanye ahlukane, ngoko i-asethi ebanjwe ebantwaneni bokuba nethemba lokuphila liya kuhlala ukuthembela kwenzuzo yomntwana kwaye wagcinwa iipokotshi zomboleki okanye umlingane.
Ukholo lobomi bexesha lobomi luya kuba luleke xa umntwana wakho engalungile ekulawuleni imali yakhe okanye ukhathazeke ukuba umntwana wakho uya kuchitha ifa lakhe kwizicathulo, iingubo, iimoto kunye neeholide.
Kule meko, ukuthembela kobukhosi bexesha lokuphila kungasetyenziselwa ukukhusela umntwana kuphela ngaphandle kweempembelelo zangaphandle, kodwa nakwiimigaqo ezimbi zomntwana okanye imichilo yokuchitha ngokweqile. I- Trustee yenkampani , njengebhanki okanye inkampani yokuthemba, iya kuba yona khetho efanelekileyo kwiimeko ukususela ilungu lentsapho okanye umhlobo anganikela kwisicelo somntwana.
Umxholo: Sebenzisana neGqwetha lakho lokuCwangcisa iZakhiwo
Ukuba ufuna ukuqinisekisa ukuba abazukulu bakho bafumana inxalenye yemali yakho eyimali, sebenzela ngeenjongo zakho kunye nabantwana bakho kwaye uhlanganise isicwangciso esiya kuqinisekisa ukuba izifiso zakho ziya kuzaliseka. Ukuba awunalo isicwangciso sezindlu, okanye ukuba unesicwangciso sezinto kodwa ungaphezu kweminyaka embalwa ubudala, ngoko uhlale phantsi kunye nommeli wecebo lokuhlala. Ukuba unomsebenzi osebenzayo, mkhulu, kodwa ukuba awukho, nantsi izicwangciso zokukunceda ukuba ufumane okulungileyo: